Nav: Home

State safety nets offer uneven support to low-income working families, policy tool shows

December 17, 2015

December 15, 2015-- When it comes to providing economic assistance to families living near the poverty line, state practice and policy implementation vary in ways unexplained by differences in economic performance or the cost of living, according to data revealed in a newly updated and enhanced policy analysis tool from the National Center for Children in Poverty (NCCP) at Columbia University's Mailman School of Public Health. The 50-State Policy Tracker is a unique online tool for comparing safety net policies that are critical to the economic security of working families. The tool reveals striking variation among states, showing that state policy choices have a major impact on whether low-income working parents succeed in making ends meet.

"The good news is that more states are taking measures to help poor families, such as eliminating policies that discourage family savings and making more parents eligible for public health insurance," said Curtis Skinner, PhD, director of Family Economic Security at NCCP. "More state governments and social services agencies are looking at how their neighbors are using innovative policy approaches to help working families. Still, too many states have practices and guidelines that actually work against family efforts to achieve self-sufficiency."

Skinner noted that state-by-state differences across policy dimensions mean families living near the federal poverty line face very different eligibility rules and benefit levels for safety net programs depending on where they reside:
  • Last year, Pennsylvania became the 39th state to adopt more generous income and asset guidelines in order to reach families in need of critical nutrition assistance. The federal government in recent years has encouraged states to increase the number of families served by its Supplemental Nutrition Assistance Program (SNAP) -- food stamps -- by lifting limits on personal assets and raising gross income limits. But eleven states -- Alaska, Arkansas, Indiana, Kansas, Louisiana, Missouri, South Dakota, Tennessee, Utah, Virginia, and Wyoming -- still follow more stringent guidelines. Louisiana reinstated a SNAP asset limit in 2014 after lifting it in 2010 in response to the widespread economic hardship caused by the Deepwater Horizon oil spill.

  • Even though the number of uninsured adults dropped nationwide last year, affordable health insurance remains out of reach for low-income working parents who reside in states that opted out of Medicaid expansion. In non-expansion states, parents with dependent children are often unable to get health insurance, as they make too much money to be eligible for Medicaid but not enough to receive subsidies for private insurance under the Affordable Care Act. In Alabama and Texas, a family must have income below 18 percent of the Federal Poverty Guideline ($3,562 for a family of three in 2014) for the parent to receive Medicaid coverage. Fourteen other states limit family income to less than 60 percent of the FPG ($11,874 for a family of three in 2014) for parental coverage.

  • Illinois recently joined Alabama, Colorado, Hawaii, Louisiana, Maryland, Ohio, and Virginia in encouraging low-income families to save by eliminating limits on assets (such as bank accounts) from eligibility requirements for their Temporary Assistance for Needy Families (TANF) programs. While most other states have limits between $2,000 and $3,000, nine states -- Georgia, Indiana, Missouri, New Hampshire, Oklahoma, Pennsylvania, Rhode Island, Texas, and Washington -- still require that participating families have no more than $1,000 to participate in the program.

"Policymakers and advocates find the policy tracker invaluable for spotting innovative state approaches and flagging places where the safety net is failing to support the neediest families," said Renée Wilson-Simmons, DrPH, NCCP director. "Earning and saving more money can actually make some families worse off financially when states set very restrictive eligibility requirements for important work supports. So, even as the economy rebounds, having an effective mix of social programs that support employment, savings, and family health are critical in states looking to help low-income households get ahead financially. Our policy tracker helps identify state best practices to alleviate poverty."

The NCCP 50-State Policy Tracker makes it easy for policymakers, journalists, social researchers, and advocates to quickly and accurately compare state policies and programs vital to the well-being of low-income families. It includes key state data for 10 important social programs:
  • Child care subsidies
  • Child and Dependent Care Tax Credit
  • Earned Income Tax Credit
  • Family and medical leave
  • Income tax policy
  • Medicaid/Children's Health Insurance Program
  • Minimum wage
  • Supplemental Nutrition Assistance Program (SNAP)
  • Temporary Assistance to Needy Families (TANF)
  • Unemployment insurance

The 2015 update to the tracker introduces two new policy dimensions for inter-state comparison:
  • While many states provide income tax refunds to their poorest residents in order to help families stay afloat, in some states, families living at the poverty line could actually face a tax bill. Policy tracker users can now explore differences in state income tax thresholds in order to examine the tipping point at which families in some states begin to incur a positive income tax liability.

  • Encouraged by the federal government, more states are instituting policies to help working families keep childcare subsidies over a broader range of income. State exit eligibility limits are now captured in the policy tracker, allowing users to compare state approaches to balancing the competing demands of expanding program access by keeping income eligibility low and improving the stability and continuity of care by raising income limits.

Users can select from more than 40 other policies for comparison in a single state, states in the Northeast, Midwest, South, and West, or all 50 states and the District of Columbia. The tool's output is displayed in a table, and numerical data (e.g., the state minimum wage) can be ranked in order. A glossary provides users with additional explanations of how the ten programs work and defines the categories used to compare programs across states.

The NCCP 50-State Policy Tracker can be found online at
Part of Columbia University's Mailman School of Public Health, the National Center for Children in Poverty (NCCP) is a nonpartisan public policy research center dedicated to promoting the economic security, health, and well-being of America's low-income families and children. Visit NCCP online at Like us on Facebook or follow us on Twitter via @NCCP.

About Columbia University's Mailman School of Public Health

Founded in 1922, Columbia University's Mailman School of Public Health pursues an agenda of research, education, and service to address the critical and complex public health issues affecting New Yorkers, the nation and the world. The Mailman School is the third largest recipient of NIH grants among schools of public health. Its over 450 multi-disciplinary faculty members work in more than 100 countries around the world, addressing such issues as preventing infectious and chronic diseases, environmental health, maternal and child health, health policy, climate change & health, and public health preparedness. It is a leader in public health education with over 1,300 graduate students from more than 40 nations pursuing a variety of master's and doctoral degree programs. The Mailman School is also home to numerous world-renowned research centers including ICAP (formerly the International Center for AIDS Care and Treatment Programs) and the Center for Infection and Immunity. For more information, please visit

Columbia University's Mailman School of Public Health

Related Public Health Articles:

Public health guidelines aim to lower health risks of cannabis use
Canada's Lower-Risk Cannabis Use Guidelines, released today with the endorsement of key medical and public health organizations, provide 10 science-based recommendations to enable cannabis users to reduce their health risks.
Study clusters health behavior groups to broaden public health interventions
A new study led by a University of Kansas researcher has used national health statistics and identified how to cluster seven health behavior groups based on smoking status, alcohol use, physical activity, physician visits and flu vaccination are associated with mortality.
Public health experts celebrate 30 years of CDC's prevention research solutions for communities with health disparities
It has been 30 years since CDC created the Prevention Research Centers (PRC) Program, currently a network of 26 academic institutions across the US dedicated to moving new discoveries into the communities that need them.
Public health experts support federally mandated smoke-free public housing
In response to a new federal rule mandating smoke-free policies in federally funded public housing authorities, three public health experts applaud the efforts of the US Department of Housing and Urban Development to protect nonsmoking residents from the harmful effects of tobacco exposure.
The Lancet Public Health: UK soft drinks industry levy estimated to have significant health benefits, especially among children
The UK soft drinks industry levy, due to be introduced in April 2018, is estimated to have significant health benefits, especially among children, according to the first study to estimate its health impact, published in The Lancet Public Health.
Social sciences & health innovations: Making health public
The international conference 'Social Sciences & Health Innovations: Making Health Public' is the third event organized as a collaborative endeavor between Maastricht University, the Netherlands, and Tomsk State University, the Russian Federation, with participation from Siberian State Medical University (the Russian Federation).
Columbia Mailman School Awards Public Health Prize to NYC Health Commissioner Dr. Mary T.
Dr. Mary T. Bassett, Commissioner of the New York City Department of Health and Mental Hygiene, was awarded the Frank A.
Poor health literacy a public health issue
America's poor record on health literacy is a public health issue, but one that can be fixed -- not by logging onto the internet but by increased interaction with your fellow human beings, a Michigan State University researcher argues.
Despite health law's bow to prevention, US public health funding is dropping: AJPH study
Although the language of the Affordable Care Act emphasizes disease prevention -- for example, mandating insurance coverage of clinical preventive services such as mammograms -- funding for public health programs to prevent disease have actually been declining in recent years.
'Chemsex' needs to become a public health priority
Chemsex -- sex under the influence of illegal drugs -- needs to become a public health priority, argue experts in The BMJ this week.

Related Public Health Reading:

Best Science Podcasts 2019

We have hand picked the best science podcasts for 2019. Sit back and enjoy new science podcasts updated daily from your favorite science news services and scientists.
Now Playing: TED Radio Hour

Jumpstarting Creativity
Our greatest breakthroughs and triumphs have one thing in common: creativity. But how do you ignite it? And how do you rekindle it? This hour, TED speakers explore ideas on jumpstarting creativity. Guests include economist Tim Harford, producer Helen Marriage, artificial intelligence researcher Steve Engels, and behavioral scientist Marily Oppezzo.
Now Playing: Science for the People

#524 The Human Network
What does a network of humans look like and how does it work? How does information spread? How do decisions and opinions spread? What gets distorted as it moves through the network and why? This week we dig into the ins and outs of human networks with Matthew Jackson, Professor of Economics at Stanford University and author of the book "The Human Network: How Your Social Position Determines Your Power, Beliefs, and Behaviours".