Current Money News and Events

Current Money News and Events, Money News Articles.
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Stirling research evaluates effectiveness of conservation efforts
New research from the University of Stirling into the effectiveness of international conservation projects could help to save endangered species from extinction. (2020-11-23)

Unlocking cheaper chemicals
A new technique to make cheaper more efficient biological enzyme hybrids could have valuable applications in future water recycling, targeted drug manufacturing and other industries, Flinders University green chemistry researchers say in a new publication. The model enzyme system, which immobilises a catalyst enzyme hybrid for continuous flow use in the high-speed vortex fluidic device, showed a 16-fold increase in its efficiency, the researchers say in American Chemical Society journal, ASC Applied Materials & Interfaces. (2020-11-22)

Despite industry wariness, stress tests found to strengthen banks of all sizes
Despite additional costs, increased restrictions, and issues stemming from compliance directives, research recently published by Raffi E. Garcia, an assistant professor in the Lally School of Management at Rensselaer Polytechnic Institute shows that government-mandated stress tests are effective in strengthening the overall health of the multi-trillion-dollar American banking industry. (2020-11-17)

Utilizing a 'krafty' waste product: Toward enhancing vehicle fuel economy
Researchers from Kanazawa University have chemically modified Kraft lignin -- ordinarily considered in the paper industry to be a waste product -- and used it to produce quality carbon fiber. When optimized in the future as an automotive structural material, it may reduce the fuel needed to power your car. (2020-11-05)

Do small gifts to donors increase charity appeal ROI?
Pre-giving incentives have different effects on different outcomes. The best strategy depends on what the charity wants to achieve. (2020-11-04)

Happy endings trip up the brain's decision-making
The brain keeps track of the value of an experience as well as how it unfolds over time; overemphasizing the ending may trigger poor decision-making, according to new research published in JNeurosci. (2020-10-19)

Save it or spend it? Advertising decisions amid consumer word-of-mouth
Most people have seen or heard from a friend, neighbor or family member about a product or service they've used and how their experience was. It's called observational learning or word-of-mouth. These communications don't provide an unbiased assessment of true quality. Given this, businesses are faced with the difficult decision of determining when and how to spend their ad dollars. (2020-10-19)

Tighter border policies leave migrants vulnerable to effects of climate change
New Princeton University research suggests that restrictive border policies could increase many people's vulnerability to extreme climate conditions and weaken economic prosperity by limiting their ability to emigrate from countries that are facing worsening conditions due to climate change, such as drought, heat waves, and rising seas. (2020-10-12)

Study finds severe financial stress for breast cancer patients during and after treatment
The effects of cancer treatment on a patient's body are easy to see, whether it is a lack of hair on their head, sores on their skin or a look of fatigue on their face. And while there has been a lot of discussion around these impacts, a new study looks at just how much the stress of financial hardship caused by cancer care and treatment can affect a patient's emotional, mental and physical well-being. (2020-10-06)

Forgetting past misdeeds to justify future ones
Proven fact: we remember our altruistic behaviour more easily than selfish actions or misdeeds that go against our own moral sense. Described as 'unethical amnesia' by scientists, it is generally explained by self-image maintenance. But could these selective oversights, not necessarily conscious, have a more strategic aim? To find out, a team of behavioural economists from the CNRS recruited 1322 volunteers in an online experiment which took place over two sessions. (2020-09-29)

The secretive networks used to move money offshore
The researchers at USC have made some discoveries about the network behind the Panama Papers, uncovering uniquely fragmented network behavior and transactions. This is vastly different from more traditional social or organizational networks, demonstrating why these systems of transactions and associations are so robust and difficult to infiltrate or take down (2020-09-29)

Higher narcissism may be linked with more political participation
A politically engaged electorate is key to any thriving democracy, but not everyone participates in elections and other political activities. New Penn State research found that people who are narcissistic may also be more politically active. (2020-09-25)

A pain reliever that alters perceptions of risk
While acetaminophen is helping you deal with your headache, it may also be making you more willing to take risks, a new study suggests. People who took acetaminophen rated activities like ''bungee jumping off a tall bridge'' and ''speaking your mind about an unpopular issue in a meeting at work'' as less risky than people who took a placebo, researchers found. (2020-09-08)

A spillover effect: Medicaid expansion leads to healthier dietary choices
Besides providing health care to millions, the Medicaid program helps recipients make healthier food choices, according to work UConn research recently published in the journal Health Economics. (2020-09-08)

Dealing a blow on monetarism
This year's third issue of the Financial Journal opens with an article by Marina Malkina, Professor at the Department of Economic Theory and Methodology of the UNN Institute of Economics and Entrepreneurship, and Igor Moiseev, research assistant at the Center for Macroeconomics and Microeconomics of the same Institute. Their article entitled ''Endogeneity of Money Supply in the Russian Economy in the Context of the Monetary Regime Change'' is published in the ''Monetary policy'' section. (2020-08-27)

Skat and poker: More luck than skill?
Chess requires playing ability and strategic thinking; in roulette, chance determines victory or defeat, gain or loss. But what about skat and poker? Are they games of chance or games of skill in game theory? This classification also determines whether play may involve money. Prof. Dr Jörg Oechssler and his team of economists at Heidelberg University studied this question, developing a rating system similar to the Elo system used for chess. (2020-08-21)

Revealed: How billions in EU farming subsidies are being misspent
A unique study has analyzed in detail how EU agricultural subsidies flow down to the local level. The new data show that most income support payments go to intensively farmed regions already above median EU income, while climate-friendly and biodiverse farming regions, as well as poorer regions, are insufficiently funded. Consequently, the majority of payments are going to the regions causing the most environmental damage and the farmers in the least need of income support. (2020-08-21)

Desire to be in a group leads to harsher judgment of others
In a time where political affiliations can feel like they're leading to tribal warfare, a research team from Duke has found that the desire to be part of a group is what makes some of us more likely to discriminate against people outside our groups, even in non-political settings. Some people are just more 'groupy' than others. (2020-08-17)

Child disability can reduce educational outcomes for older siblings
A recent paper published in The Economic Journal indicates that, in families with disabled children, the second born child is more adversely affected cognitively than the first-born child. (2020-08-13)

Many medical 'rainy day' accounts aren't getting opened or filled, study finds
One-third of the people who could benefit from a special type of savings account to cushion the blow of their health plan deductible aren't doing so, a new study finds. And even among people who do open a health savings account, half haven't put any money into it in the past year. This means they may be missing a chance to avoid taxes on money they can use to pay for their health insurance deductible and other costs. (2020-08-13)

Analysis: Health sector, big pharma spent big on lobbying for COVID-19 funding
To date, Congress has authorized roughly $3 trillion in COVID-19 relief assistance -- the largest relief package in history. With more COVID relief money on the way, a new analysis in the Journal of General Internal Medicine finds these newly available funds led to a significant surge in health sector lobbying activity, especially within the pharmaceutical industry. (2020-08-12)

Coastal flooding study finds trust-building, power-sharing key for environmental justice
It took two years and $11 million, but eventually ranchers, politicians and scientists came to a consensus about how to prevent flooding in Tillamook, a coastal Oregon town. A recent study by Portland State University researchers examined the social factors involved in this decision-making process. This study showcases how environmental justice can be served when affected parties have a seat at the table. (2020-08-12)

How to boost tips and donations with the dueling preference approach
The dueling preferences approach can be more effective than traditional approaches at increasing tips and small prosocial gifts. (2020-08-10)

Medicare Part D favors generic prescription drugs over branded counterparts, study finds
Published this week in Health Affairs, the study led by Stacie Dusetzina, PhD, Ingram Associate Professor of Cancer Research and associate professor of Health Policy, compared Medicare Part D coverage of more than 1,360 pairs of generic and brand-name drugs. The analysis found 0.9% of plans covered only the brand name drug in 2019, compared to about 84% of plans covering only the generic drug. Roughly 15% of plans covered both the generic and brand-name version. (2020-08-05)

Study reveals impact of powerful CEOs and money laundering on bank performance
Banks with powerful CEOs and smaller boards are more likely to take risks and be susceptible to money laundering. The study tested for a link between bank risk and enforcements issued by US regulators for money laundering in almost 1,000 publicly listed US banks. The results show that money laundering enforcements are associated with an increase in bank risk. The impact of money laundering is heightened by the presence of powerful CEOs and only partly mitigated by large and independent executive boards. (2020-08-04)

Owe the IRS? No problem, some Americans say
A new study shows the surprising way that many American taxpayers adjust their standard of living when they owe money to the IRS versus when they receive tax refunds. Researchers found that when households received tax refunds, they immediately started spending that new money. But those same households didn't cut their spending in years when they owed taxes to the IRS. (2020-07-28)

Do campaign finance reforms truly help make elections more competitive?
A new study by two social scientists at the University of Missouri finds state campaign finance reforms actually have no beneficial effect on the competitiveness of state legislative elections. Instead, some reforms, such as limits on corporate political spending and public financing of elections, advantage incumbents. (2020-07-15)

Links between video games and gambling run deeper than previously thought, study reveals
A new study suggests that a number of practices in video games, such as token wagering, real-money gaming, and social casino spending, are significantly linked to problem gambling. (2020-07-14)

Researchers find the worst reason to give a gift
Here's a good way to make sure a friend hates a gift from you: Say it will save him money. In a series of studies, researchers found that people reacted negatively to gifts that they were told - or that they inferred - were given to help them save money. (2020-07-13)

Construction: How to turn 36 seconds into USD 5.4 billion
A team of researchers from Aarhus University have, for the first time ever, linked 40 years of productivity data from the construction industry with the actual work done. The results show that productivity in the construction industry has been declining since the 1970s. The results also explain the decline and how to achieve far more efficient construction in North America and Europe. The study has just been published in the scientific journal Construction Engineering and Management. (2020-07-10)

Study: Interplay of impact, moral goals influences charitable giving to different causes
With the rise of globalization, geographic borders are becoming less relevant for making charitable donations, which means nonprofits and charities can make more effective pitches to donors by emphasizing higher-level concepts such as morality and idealistic values, said Carlos Torelli, a professor of business administration and the James F. Towey Faculty Fellow at Illinois. (2020-07-07)

Pernicious effects of stigma
The recent killings of unarmed individuals such as George Floyd, Breonna Taylor, Ahmaud Arbery and Tony McDade have sparked a national conversation about the treatment of Black people -- and other minorities -- in the United States. (2020-06-29)

BU study: High deductible health plans are widening racial health gaps
The growing Black Lives Matter movement has brought more attention to the myriad structures that reinforce racial inequities, in everything from policing to hiring to maternal mortality. Now, a new Boston University School of Public Health (BUSPH) study points to a previously-unidentified factor widening the racial health gap: high deductible health plans. (2020-06-24)

Design flaws in Universal Credit for couples revealed as claims soar
As the numbers of new claims for Universal Credit reach three million, in the context of COVID-19, a new report reveals the complex issues couples experience with this new benefit. (2020-06-22)

It's not about money -- why academic scientists engage in commercial activities
For scientists, engaging in commercial activities such as patenting and starting new ventures can be much more lucrative than relying on pure academic work. However, according to new research by ESMT Berlin, money is not the main reason why scientists choose to work on commercial activities. Motives such as social impact seem more important. (2020-06-18)

BU study: Alcohol taxes have never been lower
Inflation has reduced American alcohol tax rates by 70% since 1933, according to a new study from Boston University School of Public Health (BUSPH) published in the Journal of Studies on Alcohol and Drugs. (2020-06-15)

Refugee children get better health, nutrition via e-vouchers
Electronic food vouchers provided young Rohingya children in Bangladeshi refugee camps with better health and nutrition than direct food assistance, according to new research led by Cornell University, in conjunction with the International Food Policy Research Institute. (2020-06-11)

Switching from aluminum to zinc alloys could improve sustainability of automotive parts
A new study reveals that switching from aluminum to zinc alloys in the production of automotive parts could greatly enhance their longevity and sustainability. The study, conducted by Cranfield University's Sustainable Manufacturing Systems Centre, compared three different alloys (Aluminium-A380, Magnesium-AZ91D and Zinc-ZA8). Over recent years aluminum alloys have been favoured by the automotive manufacturing industry for their lightweight properties and lower cost. (2020-06-08)

Climate change increases migration at the expense of the poor
A climate game developed by Max Planck researchers shows that global cooperation can be possible -- although not without effort. (2020-05-26)

Can interactive technology ease urban traffic jams?
Traffic congestion is a serious problem in the United States, but a new analysis shows that interactive technology -- ranging from 511 traffic information systems and roadside cameras to traffic apps like Waze and Google Maps -- is helping in cities that use it. (2020-05-26)

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