Articles tagged with Insurance
Comprehensive exploration of living organisms, biological systems, and life processes across all scales from molecules to ecosystems. Encompasses cutting-edge research in biology, genetics, molecular biology, ecology, biochemistry, microbiology, botany, zoology, evolutionary biology, genomics, and biotechnology. Investigates cellular mechanisms, organism development, genetic inheritance, biodiversity conservation, metabolic processes, protein synthesis, DNA sequencing, CRISPR gene editing, stem cell research, and the fundamental principles governing all forms of life on Earth.
Comprehensive medical research, clinical studies, and healthcare sciences focused on disease prevention, diagnosis, and treatment. Encompasses clinical medicine, public health, pharmacology, epidemiology, medical specialties, disease mechanisms, therapeutic interventions, healthcare innovation, precision medicine, telemedicine, medical devices, drug development, clinical trials, patient care, mental health, nutrition science, health policy, and the application of medical science to improve human health, wellbeing, and quality of life across diverse populations.
Comprehensive investigation of human society, behavior, relationships, and social structures through systematic research and analysis. Encompasses psychology, sociology, anthropology, economics, political science, linguistics, education, demography, communications, and social research methodologies. Examines human cognition, social interactions, cultural phenomena, economic systems, political institutions, language and communication, educational processes, population dynamics, and the complex social, cultural, economic, and political forces shaping human societies, communities, and civilizations throughout history and across the contemporary world.
Fundamental study of the non-living natural world, matter, energy, and physical phenomena governing the universe. Encompasses physics, chemistry, earth sciences, atmospheric sciences, oceanography, materials science, and the investigation of physical laws, chemical reactions, geological processes, climate systems, and planetary dynamics. Explores everything from subatomic particles and quantum mechanics to planetary systems and cosmic phenomena, including energy transformations, molecular interactions, elemental properties, weather patterns, tectonic activity, and the fundamental forces and principles underlying the physical nature of reality.
Practical application of scientific knowledge and engineering principles to solve real-world problems and develop innovative technologies. Encompasses all engineering disciplines, technology development, computer science, artificial intelligence, environmental sciences, agriculture, materials applications, energy systems, and industrial innovation. Bridges theoretical research with tangible solutions for infrastructure, manufacturing, computing, communications, transportation, construction, sustainable development, and emerging technologies that advance human capabilities, improve quality of life, and address societal challenges through scientific innovation and technological progress.
Study of the practice, culture, infrastructure, and social dimensions of science itself. Addresses how science is conducted, organized, communicated, and integrated into society. Encompasses research funding mechanisms, scientific publishing systems, peer review processes, academic ethics, science policy, research institutions, scientific collaboration networks, science education, career development, research programs, scientific methods, science communication, and the sociology of scientific discovery. Examines the human, institutional, and cultural aspects of scientific enterprise, knowledge production, and the translation of research into societal benefit.
Comprehensive study of the universe beyond Earth, encompassing celestial objects, cosmic phenomena, and space exploration. Includes astronomy, astrophysics, planetary science, cosmology, space physics, astrobiology, and space technology. Investigates stars, galaxies, planets, moons, asteroids, comets, black holes, nebulae, exoplanets, dark matter, dark energy, cosmic microwave background, stellar evolution, planetary formation, space weather, solar system dynamics, the search for extraterrestrial life, and humanity's efforts to explore, understand, and unlock the mysteries of the cosmos through observation, theory, and space missions.
Comprehensive examination of tools, techniques, methodologies, and approaches used across scientific disciplines to conduct research, collect data, and analyze results. Encompasses experimental procedures, analytical methods, measurement techniques, instrumentation, imaging technologies, spectroscopic methods, laboratory protocols, observational studies, statistical analysis, computational methods, data visualization, quality control, and methodological innovations. Addresses the practical techniques and theoretical frameworks enabling scientists to investigate phenomena, test hypotheses, gather evidence, ensure reproducibility, and generate reliable knowledge through systematic, rigorous investigation across all areas of scientific inquiry.
Study of abstract structures, patterns, quantities, relationships, and logical reasoning through pure and applied mathematical disciplines. Encompasses algebra, calculus, geometry, topology, number theory, analysis, discrete mathematics, mathematical logic, set theory, probability, statistics, and computational mathematics. Investigates mathematical structures, theorems, proofs, algorithms, functions, equations, and the rigorous logical frameworks underlying quantitative reasoning. Provides the foundational language and tools for all scientific fields, enabling precise description of natural phenomena, modeling of complex systems, and the development of technologies across physics, engineering, computer science, economics, and all quantitative sciences.
A study published in the Journal of the American Medical Association found that faceguards reduced facial injuries by 35% and safety balls cut ball-related injuries by 29%. The research analyzed over 6.7 million player-seasons of Little League participation, making it the largest and most comprehensive study of its kind.
A recent study by HealthPartners found that insurance coverage for smoking cessation programs had no significant effect on quitting rates. Despite previous studies suggesting the effectiveness of bupropion and nicotine replacement therapy, researchers found that smokers with coverage were no more likely to quit than those without it.
A recent study by Penn State found that disabled seniors formerly on SSDI spend significantly more on prescription drugs than the rest of the Medicare population. The study discovered that nearly half of these seniors spent 10% or more of their income on medication, highlighting a pressing concern for this vulnerable population.
A study by Michigan Medicine researchers found that 11% of doctors are willing to misrepresent patient information to obtain HMO approval for surgery or additional procedures. The 'hassle factor' plays a significant role in this behavior, with more physicians willing to deceive if the appeal process is longer or more burdensome.
A study by Philip Breitfeld shows that initial hospital treatment costs can top $75,000 per child, but the average cost per year of life saved is just $2,700. Insurers lack access to data to justify spending on curative cancer therapies, leading to denied payments for high-priced procedures.
A new study from Massachusetts General Hospital suggests that HMO gatekeeping policies may not be effective in reducing specialty visits. The study found a small increase in new specialty visits, but no change in overall rates of specialist visits.
Researchers at the University of Michigan found that generic drugs have stabilized at about 40% of prescriptions, despite growing market share. The team suggests therapeutic interchange as a viable solution to balance cost-cutting with effective medication.
A study in Manitoba found that altering drug benefits led to reduced prescriptions for inhaled corticosteroids among children with severe and mild to moderate asthma. Higher-income neighbourhoods were disproportionately affected. The authors emphasize the need for policies not to deter patients from using essential medications.
A study found that managed care coverage improves the quality of care for children with asthma, reducing the likelihood of unnecessary emergency department visits. Children in managed care plans were more likely to see their primary care physicians before visiting the ER, leading to more appropriate treatment.
Researchers at Clemson University are testing 15 houses with hurricane-resistant retrofits to determine their effectiveness. The study aims to provide more accurate estimates of retrofit costs and benefits, helping homeowners decide whether the expense is worth it.
A new University of North Carolina at Chapel Hill study found that 13 children died playing Little League baseball between 1987 and 1996. The research also revealed that ball-related mishaps totaled 15,266, with batters suffering most of those injuries. Face and teeth injuries accounted for 12,306 incidents, mostly to fielders.
A study by Stanley Changnon and colleagues found no evidence of an increase in catastrophic weather events, despite rising property losses. The growth of losses is attributed to the increasing population in coastal and urban areas, leading to a larger target-at-risk.
A study published in The American Journal of Managed Care found that insurance companies are losing money by requiring prior authorization for all tretinoin prescriptions for patients over 25 years old. In fact, the restrictions can lead to a high administrative cost due to the drug's applications beyond acne treatment.
The Patent and License Exchange will facilitate safe and efficient transfer of quality patents and licenses through a sophisticated searchable database, transparent pricing model, and new patent insurance products. The company aims to reduce the cash value lost due to inefficient patent markets, estimated at over $500 million annually.
A new technique discovered by Lars Sørensen allows thieves to unlock and steal from cars using handheld computers, exploiting vulnerable infrared remote controls. The method is being taken seriously by car manufacturers, who are investigating ways to mitigate the threat.
Researchers found that 69% of congestive heart failure patients in managed care plans were admitted to hospitals through the emergency room, compared to 29-58.5% for patients with other types of insurance. This may be due to barriers to outpatient care or timely hospital admission.
Most people are reluctant to purchase insurance against natural disasters due to perceived low risk and high cost, according to a 1978 NSF study. Property owners often forego buying insurance unless required by mortgage or in areas with regulatory restrictions on premiums.