Articles tagged with Money
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Study of abstract structures, patterns, quantities, relationships, and logical reasoning through pure and applied mathematical disciplines. Encompasses algebra, calculus, geometry, topology, number theory, analysis, discrete mathematics, mathematical logic, set theory, probability, statistics, and computational mathematics. Investigates mathematical structures, theorems, proofs, algorithms, functions, equations, and the rigorous logical frameworks underlying quantitative reasoning. Provides the foundational language and tools for all scientific fields, enabling precise description of natural phenomena, modeling of complex systems, and the development of technologies across physics, engineering, computer science, economics, and all quantitative sciences.
Research from Portland State University suggests that the 'warm glow' effect drives people to donate their time, even when it's less efficient for charities. This finding challenges existing assumptions and has implications for future economic studies and charitable practices.
A global experiment involving 40 countries found that citizens were more likely to report lost wallets with money than without, with a significant increase in returns for larger sums. The study suggests that people prioritize honesty over personal gain, even when no one is watching.
Jürgen Matzka has proposed a simplified approach to improve the global magnetic field model, reducing costs and equipment needs. The winning idea aims to measure magnetic field strength from satellites and only require one directional component on ground stations.
A global study found that people return lost wallets more often when they contain greater amounts of money, challenging classic economic logic. In 38 countries, the rate of return increased to 72% when wallets held larger sums, driven by concerns for self-image and altruism.
Researchers found that the more money in a lost wallet, the more likely it is to be returned, as dishonest finders face psychological costs that outweigh material value. In contrast, altruistic considerations play a subordinate role in returning wallets.
A study by UC Berkeley researchers demonstrates that information and money activate the same dopamine-producing reward system in the brain. The research lays the groundwork for understanding digital addiction and why people overvalue information.
A study of married couples in Vietnam found that a present-biased spouse tends to receive more money from their spouse's earnings and is less likely to save. External savings commitment devices like retirement plans or ROSCAs can help protect money from a present-biased spouse.
A study of US senators and representatives found that liberal politicians invest more in socially responsible companies. Environment, employee relations, and diversity are key factors driving these investments.
Researchers found that hands-on experience with giving can contribute to children's financial literacy and long-term well-being. Teaching kids to give can also promote a sense of generosity and improve relationships.
The study found that participants are more confident when trying to win money, but this confidence rapidly evolves into over-confidence. In contrast, learning in a loss context mitigates these errors of judgment. The fear of losing money makes individuals more flexible and accurate in their decision-making.
A study published in the National Tax Journal found that allowing donors to claim charitable donations earlier, such as before tax season, increases donations by nine percent. Researchers from UBC Okanagan and other institutions used a policy experiment in Quebec to test this idea.
A study found that people tend to penalize those who give smaller cash amounts to charity in real terms, without realizing they actually gave more as a proportion of their income. However, when made aware of others' incomes, participants shifted their behavior and penalized the rich for giving less in real terms.
A study published by the American Psychological Association found that people who feel threatened to their positive self-image are more likely to save money. The researchers conducted a series of experiments involving over 2,400 participants and found that those with lower social connections also reported saving less.
A study by Rod Duclos and Mansur Khamitov found that individuals who receive cash are more likely to opt for immediate gratification, leading to lower savings rates. Activating a mindset focused on long-term goals can increase patience and tolerance for parting with cash.
A study by Brigham Young University found that employees who chose gift cards as rewards had better outcomes in employee wellness programs. Gift cards were more motivating than cash or tangible rewards for participants, with those selecting them completing wellness challenges 25% more frequently.
A new study from Duke University reveals that patient savers quickly choose the higher amount, screening out irrelevant factors, and making decisions with minimal analysis. The research aims to provide strategies for improving financial literacy and promoting savings.
A new model developed by University at Buffalo engineers emphasizes an additional factor: the losses associated with human fatalities and injuries. This tweak throws the current system off-track, suggesting that some states receive an outsized share of fire protection money, while others are shortchanged.
A new study found that doctor-affiliated PACs contribute more money to politicians who oppose evidence-based firearm safety policies than those who support them. The findings contradict the advocacy efforts of individual physicians and organizations, highlighting a disconnect between their public health goals and political contributions.
A Carnegie Mellon University study found that bribery works because people are motivated by greed, not the desire to reciprocate. When incentives are contingent on choices, bribes distort judgment more. However, when bribes don't influence outcomes, their effectiveness is reduced.
A new Harvard University study reveals that reducing spending on cardiovascular disease has slowed healthcare cost growth among the elderly population. The research found that investments in preventative care can produce significant savings, with nearly half of the reduction attributed to cardiovascular health.
A study shows that gamblers sensed the Leave vote coming an hour before currency experts in the city, creating a window of arbitrage. By trading early on either market, astute traders could have made up to nine US cents of profit per pound sterling.
Researchers discovered that couples who pool their finances favor utilitarian purchases that are easier to justify. Individuals using joint bank accounts spent significantly less on hedonic purchases and more on utilitarian products than those spending from separate accounts. This strategy may help people spend money more responsibly.
Food bank users face financial hardship due to benefit penalties and precarious employment. The study found that benefits like under-occupancy penalty or Jobseeker's Allowance cuts cause short-term budgetary crises, often prompting food bank use.
Researchers found that shifting premium payments to harvest time increased insurance adoption by 67 percentage points. This solution addresses cash constraints and present bias, crucial for success.
Research highlights the importance of experiential learning in financial socialization, suggesting that parents give children real-world experience with money to help prepare them for adulthood. Parents can provide this experience through various means, such as regular allowances or rewarding good grades with cash, and should start ear...
A collective-risk dilemma experiment revealed that participants with fewer resources contributed significantly more to fighting climate change than wealthier people. The poorest groups were classified into 'generous clusters', while the richest were in 'greedy clusters'. This highlights the need for policies to prioritize climate justi...
A study by Ohio State University found that strong relationships between teachers, parents, and students have a significant impact on improving student learning. Social capital, the network of relationships promoting academic achievement, had a three to five times larger effect than financial capital on reading and math scores.
A study analyzed over 1,000 medical crowdfunding campaigns for five unproven treatments, raising nearly $6.8 million. The campaigns were found on four platforms and included homeopathic cancer treatments and hyperbaric oxygen therapy for brain injury.
A study published in the Journal of Personality and Social Psychology found that unselfish individuals have more children and higher salaries than their selfish counterparts. The researchers examined data from four major studies on Americans and Europeans, concluding that generosity is associated with greater economic success.
Researchers found that state pension plans pay higher external fees when they need to increase contributions, but these fees do not improve performance. Investing in a conventional portfolio would have eliminated up to 44% of unfunded liabilities and recouped around $4.2 billion
A study published by the American Psychological Association found that agreeableness is associated with lower savings, higher debt and higher default rates. Agreeable individuals care less about money, leading to a higher risk of money mismanagement, especially for those with lower incomes.
Disruptive startups attract funding quickly but receive less money than conventional counterparts. Investors are drawn to self-proclaimed disruptors who promise extraordinary returns, but may also deter large investments due to perceived risk.
A new screening tool at UBC evaluates online health ads for deception by assigning points based on persuasion techniques used. The tool found that bodybuilding, medicinal products, and lifestyle ads are most common deceptive types.
A new study found that when people don't have much time to make a decision, they tend to rely on their existing bias towards being selfish or pro-social. However, when given more time, participants are more likely to override their bias and choose a more altruistic option.
Researchers analyzed European interbank market behavior before, during, and after the 2008 financial crisis. They found correlation networks became increasingly interconnected during the crisis, while physical networks experienced a decline in internal connections. This study suggests using network analysis to predict future crises.
The study found that cultural diversity is beneficial for team performance in eSports, while language and experience diversity have negative effects. Teams with representatives from different countries tend to perform better and earn more prize money.
A new study by MIT economists challenges the idea that most Medicare spending goes to patients who are unlikely to survive. The research found that less than 5% of Medicare spending is allocated to the top percentile of high-risk patients, with a predicted one-year mortality rate of just 46%.
Researchers at Ohio State University found a significant gap between what people report they're willing to spend and what they actually spend in experiments. Hypothetical bias can lead to inaccurate decision-making in fields like economics, environmental conservation, and business. Techniques like cheap talk, certainty follow-up, and c...
Researchers found that brains selectively treat gaining knowledge about favorable outcomes as a reward, but not unfavorable ones. People tend to spend money on advance knowledge of good events and avoid information about bad ones.
Mega cruise ships are copying the great Las Vegas resorts, offering a similar experience with theme parks, casinos, and spectacular entertainment. This trend is driven by business concentration and oligopoly models, maximizing occupation and captive spending.
A new study by North Carolina State University researchers found that companies incorporated in tax haven countries with weak governance are more likely to engage in practices benefiting executives at the cost of their shareholders. These companies paid an average of 83% less in dividends to shareholders, compared to those in well-regu...
A study by Ohio State University found that when consumers feel financially constrained, they are less likely to discuss their purchases with others. This holds true regardless of income level or type of purchase. Researchers suggest this may be because discussing purchases reinforces negative feelings about one's financial situation.
A free tax preparation program in pediatric clinics helped over 753 clients receive $1.6 million in federal tax returns, with a significant improvement in tax filings and client knowledge about the EITC. The program also reduced financial stress for low-income families and maximized their tax refunds.
A study by Bocconi University's Celia Moore found that the 2016 US Presidential election led to Democrats becoming more hostile and less generous towards Republicans, while Republicans became more in-group favoritistic. The effect was stronger in individuals with a stronger party identification.
Research at the University of Exeter and Edith Cowan University found that goal conflict and ambivalence are associated with symptoms of anxiety and depression. The study involved over 200 young adults aged 18-35, who reported experiencing psychological distress due to conflicting goals.
Airlines compete using departure times to offset location disadvantages, saving consumers time and money. Low-cost carriers exploit lower operating costs to offer variety in departure times, improving social welfare and helping smaller carriers compete more effectively.
A growing financial disparity occurs in couples' financial literacy over time, driven by relationship roles and responsibilities. This can lead to difficulties in managing finances post-divorce or widowhood, as individuals struggle with unfamiliar financial tasks.
A new study by the University of Southern California finds that high-deductible health plans increase the risk of financial trouble and out-of-pocket spending for low-income and chronically ill consumers, who are more likely to face excessive financial burden or financial disaster. The study shows that enrollment in high-deductible pla...
Research finds that young adults' own financial behaviors have the most impact on their well-being, followed by their romantic partners' behaviors. Parents' financial expectations had the least impact, but still influence young adults' objective financial knowledge. The study suggests that even in non-marital relationships, a partner's...
A University of Colorado Boulder study shows that cash payments can induce people to conserve nature longer term, even after payments are discontinued. Participants who received cash incentives cut down 48% fewer trees and continued to conserve even after payments stopped.
A recent study by Brigham Young University researchers links materialism in marriage to a diminished view of the importance of marriage and lower marital satisfaction. Materialistic spouses may prioritize possessions over people, leading to less time and energy invested in their relationship.
New research reveals that removing fossil fuel subsidies will only slightly slow the growth of CO2 emissions, with smaller effects in developing economies. The largest emissions savings would come from oil and gas exporting countries, but removal could have a detrimental impact on poor households, who may struggle to afford modern fuels.
A new study from Hiroshima University finds that financially literate individuals are less anxious about life in old age, having accumulated more wealth. Having a child and regular exercise also reduce concern about aging.
A new study led by Drexel's Center for Hunger-Free Communities found that trauma support could be key to success in the population who receives welfare. Trauma-informed peer support improved income and mental health for caregivers, while also reducing symptoms of depression.
Researchers found that Norwegian consumers can reduce their carbon footprint by up to 58% by making conscious choices such as carpooling, cutting back on meat, and buying durable goods. However, this reduction can be offset if the saved money is spent on discretionary items with high climate impacts.
A study at the University of Oregon discovered that women who practiced gratitude in a journal showed increased altruism, particularly when viewing transactions donating to charity. This suggests that an attitude of gratitude can lead to more generous behavior towards others.
Guilty feelings and shame play a role in reducing bribery, according to SMU economist Danila Serra's research. She found that corruption declines when perpetrators consider social costs of their actions and victims can share information through online reporting systems.
Research at Anglia Ruskin University and Stockholm University links sensitivity to heartbeats with generosity. Participants in a game showed higher generosity when better at detecting heartbeats.
In Tanzania, consumers are willing to pay up to 7% for mobile money services that provide theft insurance against street robberies and home burglaries. The study found that people prefer to store cash in mobile wallets for short periods, with costs ranging from 1.52% per kilometer or 0.8% per day.
A new study reveals that African-Americans experience racial stigma and stereotypes when shopping, with 80% reporting encountering racial bias. To navigate this landscape, many shoppers downplay their race or avoid certain stores altogether.