Articles tagged with Money
Comprehensive exploration of living organisms, biological systems, and life processes across all scales from molecules to ecosystems. Encompasses cutting-edge research in biology, genetics, molecular biology, ecology, biochemistry, microbiology, botany, zoology, evolutionary biology, genomics, and biotechnology. Investigates cellular mechanisms, organism development, genetic inheritance, biodiversity conservation, metabolic processes, protein synthesis, DNA sequencing, CRISPR gene editing, stem cell research, and the fundamental principles governing all forms of life on Earth.
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Comprehensive investigation of human society, behavior, relationships, and social structures through systematic research and analysis. Encompasses psychology, sociology, anthropology, economics, political science, linguistics, education, demography, communications, and social research methodologies. Examines human cognition, social interactions, cultural phenomena, economic systems, political institutions, language and communication, educational processes, population dynamics, and the complex social, cultural, economic, and political forces shaping human societies, communities, and civilizations throughout history and across the contemporary world.
Fundamental study of the non-living natural world, matter, energy, and physical phenomena governing the universe. Encompasses physics, chemistry, earth sciences, atmospheric sciences, oceanography, materials science, and the investigation of physical laws, chemical reactions, geological processes, climate systems, and planetary dynamics. Explores everything from subatomic particles and quantum mechanics to planetary systems and cosmic phenomena, including energy transformations, molecular interactions, elemental properties, weather patterns, tectonic activity, and the fundamental forces and principles underlying the physical nature of reality.
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Comprehensive study of the universe beyond Earth, encompassing celestial objects, cosmic phenomena, and space exploration. Includes astronomy, astrophysics, planetary science, cosmology, space physics, astrobiology, and space technology. Investigates stars, galaxies, planets, moons, asteroids, comets, black holes, nebulae, exoplanets, dark matter, dark energy, cosmic microwave background, stellar evolution, planetary formation, space weather, solar system dynamics, the search for extraterrestrial life, and humanity's efforts to explore, understand, and unlock the mysteries of the cosmos through observation, theory, and space missions.
Comprehensive examination of tools, techniques, methodologies, and approaches used across scientific disciplines to conduct research, collect data, and analyze results. Encompasses experimental procedures, analytical methods, measurement techniques, instrumentation, imaging technologies, spectroscopic methods, laboratory protocols, observational studies, statistical analysis, computational methods, data visualization, quality control, and methodological innovations. Addresses the practical techniques and theoretical frameworks enabling scientists to investigate phenomena, test hypotheses, gather evidence, ensure reproducibility, and generate reliable knowledge through systematic, rigorous investigation across all areas of scientific inquiry.
Study of abstract structures, patterns, quantities, relationships, and logical reasoning through pure and applied mathematical disciplines. Encompasses algebra, calculus, geometry, topology, number theory, analysis, discrete mathematics, mathematical logic, set theory, probability, statistics, and computational mathematics. Investigates mathematical structures, theorems, proofs, algorithms, functions, equations, and the rigorous logical frameworks underlying quantitative reasoning. Provides the foundational language and tools for all scientific fields, enabling precise description of natural phenomena, modeling of complex systems, and the development of technologies across physics, engineering, computer science, economics, and all quantitative sciences.
The National Hand Hygiene Initiative in Australian hospitals successfully reduced risks of deadly infections, saving at least 96 years of life annually. However, the program was found to be expensive, with costs ranging from $8,988 to $29,700 per life year gained.
Multinational companies with high corporate taxes take on less debt than those with lower tax rates, according to a new study. The research suggests that higher corporate taxes distort economic activity and lead to reduced debt levels, contrary to previous findings.
A Rutgers University study found that both experienced and inexperienced Bitcoin users have false beliefs about its functionality. The researchers discovered that users overestimate the anonymity of transactions and desire government insurance, despite being anti-government and anti-regulation.
The UW is establishing a Digital Financial Services Research Group to investigate and overcome technological barriers to widespread adoption of mobile financial services. The team plans to prototype different technologies and develop a demonstration lab to test new ideas.
New research published by the Society for Personality and Social Psychology found an almost even split between people who value their time or money, with prioritizing time associated with greater happiness. The study, which included over 4,600 participants, also found that older people were more likely to prioritize their time.
A study published in Journal of Retailing found that luxury brands can increase sales by highlighting partnerships with charity at the point of sale. Consumers feel less guilty about purchasing luxury items when associated with a good cause.
A recent study by Cornell University found that firefighter platoons who eat meals together have better group job performance compared to those who dine solo. This phenomenon is attributed to the social bonding and intimacy that comes with sharing meals, which spills over into improved work performance.
A study published by the University of Minnesota found that handling money makes young children work harder and give less, despite lacking concrete knowledge of money's purpose. The effect was observed in children as young as 3 years old and persisted across cultural lines.
Research reveals that older individuals with lower cognitive abilities are more likely to be deterred by upfront costs when considering retirement savings products like annuities. This leads to a decrease in demand for these products and may impact the financial security of Baby Boomers as they age.
A recent study by UC San Diego researchers found that young adults experience envy more frequently than older adults, particularly in regards to physical appearance and academic success. The study also revealed that men and women tend to envy someone of the same age group, with younger participants reporting envy over looks and romance.
A study by Abigail B. Sussman and Rourke L. O'Brien found that earmarking savings for 'responsible' purposes can lead to preserving those funds even at high interest rates. Participants were more likely to borrow money to meet emergency expenses if maintaining their savings was important to their sense of responsibility.
A national effort helped Connecticut rebalance long-term care services, transitioning over 2,200 residents to community settings. This increased overall quality of life and life satisfaction among participants.
A Johns Hopkins University study found that race was a significant factor in whether low- and moderate-income black first-time homebuyers made money when buying a home in the 2000s. The researchers analyzed data from the Panel Study of Income Dynamics, which revealed stark disparities by race.
Researchers developed a new methodology to predict consumer spending at competitors, using share-of-wallet as a key metric. The model reveals segments of customers, including those influenced by income and habit, allowing businesses to target high-potential customers and optimize cross-selling strategies.
New research from Binghamton University reveals that federal accounting rules can lock up funds for small banks, particularly hurting their customers. This limits access to lending resources, such as commercial paper and exotics, for small businesses with greater growth potential.
A study published in the Journal of Public Economics found that Prize Linked Savings (PLS) products, which combine savings with the possibility of winning large cash prizes, are more effective at inducing savings than standard interest-bearing accounts. This is particularly true for lower-income and less-educated individuals who are al...
A new study published in the Journal of Consumer Psychology reveals that remembering self-control failures can actually lead to repeated failure, rather than improved decision-making. The research found that recalling past successes is more effective in improving self-control, while recalling failures has a negative impact.
Researchers found that people form trait impressions of others' character, such as generosity, before considering material benefits. This study provides insights into how we learn about people through interactions and challenges existing scholarship on the role of reward value.
Research from North Carolina State University reveals that couples can manage financial uncertainty by seeking information, communicating effectively with their partner, and adapting to the situation. The study identifies four barriers to successful management: information barriers, communication barriers, time management barriers, and...
A study published in the Financial Review shows that frequent portfolio rebalancing can significantly reduce trading costs, leading to higher risk-adjusted returns. Investors can apply these strategies to existing portfolios with ease, reducing costs by up to 90% and improving investment outcomes.
Researchers from Northeastern University conclude that Medicare Part D did not save the program any money overall. Despite increased access to prescription drugs, there was no significant decrease in emergency room visits, hospital stays, or healthcare spending. The study's findings challenge the Congressional Budget Office's methodolo...
A study from Cornell Food & Brand Lab reveals that buying too much food, preparing in abundance, and improper storage lead to significant household food waste. Implementing efficient meal planning strategies and proper food storage techniques can significantly reduce waste and save money.
A new study in the Journal of Marketing found that companies may inadvertently devalue customer relationships with small monetary gifts. The authors suggest firms consider directing such gifts to charity to avoid the 'trivialization effect',
A study by Christin L. Munsch found that economic dependency increases the likelihood of cheating for both men and women, with men more likely to cheat when not primary breadwinners. Women who are primary breadwinners are less likely to cheat as they increase their income share.
A Michigan State University study found that 71% of Croatian retirees chose smaller, earlier pension payouts when given the option, with those who were poor or distrusted the government more likely to make this choice. The study provides crucial insight into individuals' preferences and reasoning when early payouts may be offered
A new study published in the Journal of Money Credit and Banking found that consumers' willingness to take on risk plays a significant role in driving fluctuations in US housing prices. The researchers identified interest rates, rent, and consumer enthusiasm as key drivers of national and local market prices.
A study of equal billing plans found that customers prefer to pay a little more each month to ensure a refund at the end of the term. This irrational attitude leads to increased customer loyalty and satisfaction. Companies can benefit from this by setting up their equal billing plans to issue refunds at the end of the term.
New research from USC Marshall School of Business shows that consumers who trade in their used cars pay an average of $990 more than those without a trade-in. Dealers infer a higher willingness to pay and charge higher prices based on the characteristics of the trade-in vehicle.
A study found that consumers reduce product variety when budgets shrink, prioritizing favorite items over others. This 'budget contraction effect' can lead to riskier investment decisions during economic downturns.
A UBC study reveals that individuals with an hourly wage mindset are less likely to undertake eco-friendly behaviors that require only a few seconds or minutes of extra effort. Researchers recommend equating environmental behavior with self-interest and adjusting billing practices to promote sustainability.
A study by researchers at the University of Bonn found that brain activity in soccer players is similar when scoring a goal or winning money. Players with more egotistical personalities showed increased activity in learning and reflection regions when goals were scored after passing, not after taking the shot.
A new study found that the Earned Income Tax Credit (EITC) bolsters recipients' self-respect by emphasizing their role as working parents and providers. The program lifts 7 million people out of poverty annually, with half being children.
A new study by Jennifer Sykes and colleagues found that the Earned Income Tax Credit (EITC) program bolsters recipients' self-respect by emphasizing their role as working parents and providers. The EITC has lifted approximately 7 million people out of poverty every year, about half of those children.
A recent study by Leuphana University and Saarland University found that using wording that emphasizes the benefits of a proposal can lead to better outcomes. Researchers investigated this effect in eight studies involving over 650 subjects and discovered that parties who focus on their own gains are less willing to make concessions. B...
A new study by Daniel M. Bartels and Oleg Urminsky found that consumers who consider the future consequences of spending money tend to spend less, but also make better financial decisions.
Researchers found that fans attending live events are more interested in bouts between fighters of all weight classes, while PPV audiences favor heavyweights. This trend is crucial for UFC administrators to decide which events to promote on PPV or broadcast TV.
A study of 91 German-owned multinationals found that companies lose profit due to geographical, cultural, or administrative challenges in new international markets. Companies should gather and exchange knowledge before entering challenging markets, recommends Associate Professor Ingo Kleindienst.
A new study by University of Chicago Booth School of Business researchers found that redesigning bike networks can increase ridership by up to 29.4% and reduce the distance commuters need to walk to reach stations. By taking commuter preferences into account, cities can optimize their bike-share systems to attract more users.
A new study suggests that realistic consumers who create budgets are more successful in prioritizing their spending and managing finances. Consumers who budget beforehand tend to report fewer dysfunctional behaviors such as overspending and impulsive shopping.
Researchers found that employees do not disinvest in their company's stock even when the company is failing, resulting in average losses of nearly $30 million. Employees should diversify their retirement plans to avoid significant financial losses.
A recent study found that consumers tolerate interruptions less when close to completing a task or achieving a goal. This phenomenon is attributed to the psychological state of being 'close enough' to a task, making individuals impatient and more likely to decline opportunities for time-saving interventions.
New research from North Carolina State University and Bucknell University finds that strong anti-retaliation policies encourage employees to report wrongdoing internally. Protection from retaliation is key, contingent on employee trust in the company. Monetary incentives do not necessarily influence whistleblowing behavior, but can fra...
Research highlights the benefits of experiential purchases, finding that anticipating experiences brings more happiness than waiting for material goods. In contrast, wealth and abundance may undermine appreciation for everyday moments, while temporarily giving something up can provide a route to happiness.
Researchers at Southern Methodist University identified four types of Bitcoin scams that stole at least $11 million from 13,000 victims over four years. The scams used authentic-looking web-based investment and banking outlets to lure customers and heist deposits.
Physician self-referrals have increased market share at the expense of non-self-references for services like MRI and CT scans. The practice has allowed doctors to refer patients to clinics where they have a financial stake, raising concerns about the blending of profit and medical care.
Research by an economist at the University of Warwick found a negative correlation between Facebook connections and charitable donations. People with fewer friends on Facebook raised more money for charity than those with lots of connections. Additionally, individuals who complete tougher fundraising activities generate more cash.
A new study found that annoying online ads can lead to a loss of advertising revenue due to user abandonment. The study also discovered that participants were less accurate in remembering content on pages with annoying advertisements.
A new study by the University of Southern California finds that lower private health care prices lead to higher Medicare spending, with 3% increase in spending per member per year and 4.3% more specialist visits. Further research is needed to understand the cause of this shift.
New research published in Psychological Science finds that people's subjective feelings of wealth or poverty motivate their attitudes toward redistributive policies. Feeling relatively wealthy leads participants to oppose redistribution and view others as biased by self-interest. This study suggests a mechanism by which inequality may ...
A UCL-led experiment found that people are willing to inflict an average of 20p per shock on themselves and 40p per shock on strangers in exchange for money, highlighting a surprisingly optimistic view of human nature. This contradicts previous studies claiming humans prioritize their own interests over others.
Researchers have developed a new kind of ink that mimics the color-shifting ability of a longhorn beetle, offering a durable alternative to current methods. The ink can be fine-tuned to change color in response to environmental factors, making it difficult to copy.
Despite the grueling challenge, physicists can overcome the 'valley of death' by recruiting expertise and committing to projects. Boston-based company MC10's success highlights the rewards of perseverance.
Cyprus faced a €17 billion bailout after a 100% GDP increase and bank bail. Overconfidence led to poor choices in public finances, delays in EU assistance, and unsustainable policies.
Researchers found that both those receiving low offers and making low offers experienced stress, compared to those who made more generous offers. This suggests a link between emotional state and decision-making in economic situations.
A team of UT Arlington Computer Science and Engineering students won the NTx Apps Challenge with a smart traffic light network that analyzes traffic conditions in real time. The GridLock system enhances traffic flow, reducing congestion and jams.
A recent study published in the Journal of Consumer Research found that uncertainty can be a motivating factor for individuals. Researchers discovered that people are more likely to invest time and effort into pursuing an uncertain reward, rather than a certain one. This phenomenon is attributed to the positive experience of making the...
A Concordia University study found that businesses located furthest from market expansion have higher profits than those chasing customers. Retailers should analyze the market and secure good locations early on to maximize profits.
A new study reveals that the US physician payment system is not inherently biased towards surgeons and procedure-performing doctors. The difference in pay between specialties arises mostly from differences in the number of minutes allocated to each service by Medicare's formula, which takes into account estimated times for work.
Despite Congress's adjournment, the Sustainable Growth Rate (SGR) Repeal and Medicare Provider Payment Modernization Act of 2014 remains a crucial issue in healthcare finance. Experts, including Dr. Eli Adashi, advocate for bipartisan efforts to address the SGR law and promote reforms to move Medicare towards quality-based compensation.
A surge in anonymous 'dark money' is pouring into US midterm election TV ads, with conservative groups leading the pack. According to a WSU researcher, $68 million has been spent on TV ads by special interest groups, including Americans for Prosperity and Crossroads GPS.