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US medical prices and health insurance premiums, 1999-2024

12.08.25 | JAMA Network

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About The Study: This economic evaluation found that insurance premiums have increased at 3 times the rate of workers’ earnings since 1999, accompanied by escalating hospital prices. Health insurance prices increased at rates close to hospital prices during the COVID-19 pandemic but have since stabilized. This volatility reflects both pandemic-era shifts in health care utilization (e.g., limited clinician visits) and higher retained earnings for insurers.

Corresponding Author: To contact the corresponding author, Salpy Kanimian, MA, email salpy@rice.edu .

To access the embargoed study: Visit our For The Media website at this link https://media.jamanetwork.com/

(doi:10.1001/jamanetworkopen.2025.47462)

Editor’s Note: Please see the article for additional information, including other authors, author contributions and affiliations, conflict of interest and financial disclosures, and funding and support.

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About JAMA Network Open : JAMA Network Open is an online-only open access general medical journal from the JAMA Network. On weekdays, the journal publishes peer-reviewed clinical research and commentary in more than 40 medical and health subject areas. Every article is free online from the day of publication.

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How to Cite This Article

APA:
JAMA Network. (2025, December 8). US medical prices and health insurance premiums, 1999-2024. Brightsurf News. https://www.brightsurf.com/news/8OMZJNZ1/us-medical-prices-and-health-insurance-premiums-1999-2024.html
MLA:
"US medical prices and health insurance premiums, 1999-2024." Brightsurf News, Dec. 8 2025, https://www.brightsurf.com/news/8OMZJNZ1/us-medical-prices-and-health-insurance-premiums-1999-2024.html.