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Term or permanent life insurance? A new study offers guidance

A new study by Ohio State University researchers found that households with both term and permanent life insurance policies were most likely to be financially prepared in case of an income earner's death. The study suggests having both types of insurance may be a strong option for many consumers, as most do not have enough coverage.

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Live kidney donors face 'pointless' insurance troubles

A new study by Johns Hopkins researchers found that healthy living kidney donors often face pointless insurance hurdles after donation. Despite being heavily screened before approval, these donors are frequently denied or charged higher premiums for life insurance, highlighting the need for better support systems.

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Case study reveals genetic discrimination in life insurance

A case study published in the Medical Journal of Australia reveals that life insurance companies have made incorrect risk-assessment judgments based on genetic information. The authors call for a more collaborative approach between industry, government, and researchers to address these issues.

Study suggests life insurance should cover people treated for HIV

A study published in The Lancet found that people with HIV who are successfully treated with HAART and hepatitis C negative have a mortality rate similar to those with cancer. This preliminary actuarial evidence supports the idea that life coverage could be considered under specific conditions.

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