A new study by Ohio State University researchers found that households with both term and permanent life insurance policies were most likely to be financially prepared in case of an income earner's death. The study suggests having both types of insurance may be a strong option for many consumers, as most do not have enough coverage.
A new study found that unique names increased in Japan between 2004 and 2018, with a greater rate of change for girls than boys. This suggests that parents increasingly valued their daughters' uniqueness and independence, highlighting sex differences in sociocultural changes.
Hurricanes of higher categories generate significantly more Twitter attention than lower-category storms, even in cases of similar damage and loss of life. The study highlights the importance of online attention in the aftermath of natural disasters.
A new model predicts the extra risk of death for breast cancer patients and survivors, taking into account improved survival rates over time. The model could lead to lower life insurance premiums and increased transparency for patients.
A new study found that 27% of kidney donors experienced difficulty changing or initiating health insurance, with 7% being denied altogether. The study suggests that the nation's fragmented health insurance system is to blame for these problems, despite protections in place under the Patient Protection and Affordable Care Act.
A new study by Johns Hopkins researchers found that healthy living kidney donors often face pointless insurance hurdles after donation. Despite being heavily screened before approval, these donors are frequently denied or charged higher premiums for life insurance, highlighting the need for better support systems.
A UK study found improved life expectancy for people with type 1 diabetes, particularly among younger individuals. The research suggests that this improvement should be reflected in life insurance policies, but gaps in life expectancy remain between the T1DM population and general populations.
A case study published in the Medical Journal of Australia reveals that life insurance companies have made incorrect risk-assessment judgments based on genetic information. The authors call for a more collaborative approach between industry, government, and researchers to address these issues.
Research by Kathrine Starkweather found that polyandrous cultures often feature small-scale societies with egalitarian values, where younger brothers protect the family. This study adapts traditional practices to modern realities, highlighting human adaptability and variability in marriage structures.
Harvard researchers found that life and health insurance companies hold significant investments in the fast-food industry, totaling nearly $2 billion. This raises concerns about prioritizing profits over public health and the potential expansion of private insurers in the healthcare system.
A study published in The Lancet found that people with HIV who are successfully treated with HAART and hepatitis C negative have a mortality rate similar to those with cancer. This preliminary actuarial evidence supports the idea that life coverage could be considered under specific conditions.