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Term or permanent life insurance? A new study offers guidance

A new study by Ohio State University researchers found that households with both term and permanent life insurance policies were most likely to be financially prepared in case of an income earner's death. The study suggests having both types of insurance may be a strong option for many consumers, as most do not have enough coverage.

SourceOhio State University·JournalFinancial Planning Review·TypeData/statistical analysis·DateApr 16, 2025
Garmin GPSMAP 67i with inReach

Garmin GPSMAP 67i with inReach provides rugged GNSS navigation, satellite messaging, and SOS for backcountry geology and climate field teams.

Live kidney donors face 'pointless' insurance troubles

A new study by Johns Hopkins researchers found that healthy living kidney donors often face pointless insurance hurdles after donation. Despite being heavily screened before approval, these donors are frequently denied or charged higher premiums for life insurance, highlighting the need for better support systems.

SourceJohns Hopkins Medicine·JournalAmerican Journal of Transplantation·DateJul 16, 2014
Creality K1 Max 3D Printer

Creality K1 Max 3D Printer rapidly prototypes brackets, adapters, and fixtures for instruments and classroom demonstrations at large build volume.

UK study shows improvements in life expectancy in type 1 diabetes which should now be reflected in life insurance and other relevant policies for those with the condition

A UK study found improved life expectancy for people with type 1 diabetes, particularly among younger individuals. The research suggests that this improvement should be reflected in life insurance policies, but gaps in life expectancy remain between the T1DM population and general populations.

SourceDiabetologia·DateSep 24, 2013

Case study reveals genetic discrimination in life insurance

A case study published in the Medical Journal of Australia reveals that life insurance companies have made incorrect risk-assessment judgments based on genetic information. The authors call for a more collaborative approach between industry, government, and researchers to address these issues.

SourceUniversity of Melbourne·JournalThe Medical Journal of Australia·DateSep 1, 2013
SAMSUNG T9 Portable SSD 2TB

SAMSUNG T9 Portable SSD 2TB transfers large imagery and model outputs quickly between field laptops, lab workstations, and secure archives.

Health, life insurers hold $1.88 billion in fast-food stocks: AJPH article

Harvard researchers found that life and health insurance companies hold significant investments in the fast-food industry, totaling nearly $2 billion. This raises concerns about prioritizing profits over public health and the potential expansion of private insurers in the healthcare system.

SourcePhysicians for a National Health Program·JournalAmerican Journal of Public Health·DateApr 15, 2010

Study suggests life insurance should cover people treated for HIV

A study published in The Lancet found that people with HIV who are successfully treated with HAART and hepatitis C negative have a mortality rate similar to those with cancer. This preliminary actuarial evidence supports the idea that life coverage could be considered under specific conditions.

SourceThe Lancet_DELETED·JournalThe Lancet·DateSep 11, 2003