Articles tagged with Financial Services
Comprehensive exploration of living organisms, biological systems, and life processes across all scales from molecules to ecosystems. Encompasses cutting-edge research in biology, genetics, molecular biology, ecology, biochemistry, microbiology, botany, zoology, evolutionary biology, genomics, and biotechnology. Investigates cellular mechanisms, organism development, genetic inheritance, biodiversity conservation, metabolic processes, protein synthesis, DNA sequencing, CRISPR gene editing, stem cell research, and the fundamental principles governing all forms of life on Earth.
Comprehensive medical research, clinical studies, and healthcare sciences focused on disease prevention, diagnosis, and treatment. Encompasses clinical medicine, public health, pharmacology, epidemiology, medical specialties, disease mechanisms, therapeutic interventions, healthcare innovation, precision medicine, telemedicine, medical devices, drug development, clinical trials, patient care, mental health, nutrition science, health policy, and the application of medical science to improve human health, wellbeing, and quality of life across diverse populations.
Comprehensive investigation of human society, behavior, relationships, and social structures through systematic research and analysis. Encompasses psychology, sociology, anthropology, economics, political science, linguistics, education, demography, communications, and social research methodologies. Examines human cognition, social interactions, cultural phenomena, economic systems, political institutions, language and communication, educational processes, population dynamics, and the complex social, cultural, economic, and political forces shaping human societies, communities, and civilizations throughout history and across the contemporary world.
Fundamental study of the non-living natural world, matter, energy, and physical phenomena governing the universe. Encompasses physics, chemistry, earth sciences, atmospheric sciences, oceanography, materials science, and the investigation of physical laws, chemical reactions, geological processes, climate systems, and planetary dynamics. Explores everything from subatomic particles and quantum mechanics to planetary systems and cosmic phenomena, including energy transformations, molecular interactions, elemental properties, weather patterns, tectonic activity, and the fundamental forces and principles underlying the physical nature of reality.
Practical application of scientific knowledge and engineering principles to solve real-world problems and develop innovative technologies. Encompasses all engineering disciplines, technology development, computer science, artificial intelligence, environmental sciences, agriculture, materials applications, energy systems, and industrial innovation. Bridges theoretical research with tangible solutions for infrastructure, manufacturing, computing, communications, transportation, construction, sustainable development, and emerging technologies that advance human capabilities, improve quality of life, and address societal challenges through scientific innovation and technological progress.
Study of the practice, culture, infrastructure, and social dimensions of science itself. Addresses how science is conducted, organized, communicated, and integrated into society. Encompasses research funding mechanisms, scientific publishing systems, peer review processes, academic ethics, science policy, research institutions, scientific collaboration networks, science education, career development, research programs, scientific methods, science communication, and the sociology of scientific discovery. Examines the human, institutional, and cultural aspects of scientific enterprise, knowledge production, and the translation of research into societal benefit.
Comprehensive study of the universe beyond Earth, encompassing celestial objects, cosmic phenomena, and space exploration. Includes astronomy, astrophysics, planetary science, cosmology, space physics, astrobiology, and space technology. Investigates stars, galaxies, planets, moons, asteroids, comets, black holes, nebulae, exoplanets, dark matter, dark energy, cosmic microwave background, stellar evolution, planetary formation, space weather, solar system dynamics, the search for extraterrestrial life, and humanity's efforts to explore, understand, and unlock the mysteries of the cosmos through observation, theory, and space missions.
Comprehensive examination of tools, techniques, methodologies, and approaches used across scientific disciplines to conduct research, collect data, and analyze results. Encompasses experimental procedures, analytical methods, measurement techniques, instrumentation, imaging technologies, spectroscopic methods, laboratory protocols, observational studies, statistical analysis, computational methods, data visualization, quality control, and methodological innovations. Addresses the practical techniques and theoretical frameworks enabling scientists to investigate phenomena, test hypotheses, gather evidence, ensure reproducibility, and generate reliable knowledge through systematic, rigorous investigation across all areas of scientific inquiry.
Study of abstract structures, patterns, quantities, relationships, and logical reasoning through pure and applied mathematical disciplines. Encompasses algebra, calculus, geometry, topology, number theory, analysis, discrete mathematics, mathematical logic, set theory, probability, statistics, and computational mathematics. Investigates mathematical structures, theorems, proofs, algorithms, functions, equations, and the rigorous logical frameworks underlying quantitative reasoning. Provides the foundational language and tools for all scientific fields, enabling precise description of natural phenomena, modeling of complex systems, and the development of technologies across physics, engineering, computer science, economics, and all quantitative sciences.
Only about half of Medicaid recipients aged 50 and older receive recommended cancer screenings for colorectal, breast, and cervical cancer. Despite access to primary care and full coverage, these rates are significantly lower than those in the general population.
The report outlines the nature of Northern Ireland's productivity gap and presents potential policymaking solutions. Key sectors such as agriculture, construction, and business services are identified as areas for improvement to help halve the private sector productivity gap with the UK by 2015.
A RAND Corporation report finds that the financial services industry has become increasingly complex, with broker-dealers and investment advisers becoming more inter-related and difficult to distinguish for individual investors. The study suggests that this complexity is due in part to the blurring of boundaries between these two types...
The Russian economy is experiencing rapid growth driven by a thriving middle class, but this has led to widening income disparities and growing poverty. Forecasting growth or recession beyond 2011 is hazardous, as the country faces challenges in increasing energy production and exports.
A study in India suggests that simply informing the poor about government-provided health, educational, and social services they are entitled to can lead to increased access. The research team found a 30% increase in prenatal exams, vaccinations, and village council meetings among villages with informational town meetings.
Approximately 44.4 million US adults receive preventive health examinations annually, with 20.9% of the population participating in both genders. Preventive services such as mammograms and cholesterol screening are provided at 52.9% of these visits.
A recent study published in Archives of Internal Medicine found that nearly 21% of US adults receive a preventive physical exam annually, with estimated total costs reaching $5.2 billion per year. The study also revealed significant variations in clinical practice patterns and patient beliefs across the country.
A new study finds significant ethnic differences in treatment use for alcohol problems among whites, blacks, and Hispanics. The majority of services are provided in settings like hospitals and medical clinics, but financial and logistical barriers hinder access for minorities.
A study by Losey and Vaughan estimates the economic value of ecological services provided by insects at $57 billion annually in the United States. The services include natural control of crop pests, pollination, and wildlife nutrition, valued at $4.5 billion, $3 billion, and $50 billion respectively.
A growing concern over lack of funding for UK sexual health services has raised alarm among experts. Despite government commitments, many clinics struggle with long waiting times and restricted access, hindering effective STI diagnosis and treatment.
A recent study compares the Primary Care Clinician Plan carve-out organization with MassHealth-contracted managed care organizations, finding identical cost per person after adjusting for population differences. The report concludes that the behavioral health carve-out provides good value to Commonwealth and MassHealth members.
A report found that large employers are more likely to cover preventive services, while smaller businesses lag behind. However, even among larger employers, coverage is not universal, with many failing to offer services to help employees quit smoking and adopt healthier lifestyles.
Researchers found significantly lower quality of care in for-profit health plans compared to not-for-profit plans, even after adjusting for demographic factors. The study's findings reinforce concerns about the impact of financial incentives on quality of care for Medicare beneficiaries.
Despite new treatments and research, doctors may be slow to change their practices. Professor Huw Davies emphasizes the need for collaboration between researchers and healthcare professionals to improve patient outcomes.
A recent study found that 37% of health service costs in the UK are attributable to food-related diseases, with cardiovascular disease, cancer, and diabetes accounting for most of this burden. The estimated annual cost is £6 billion, double that of road traffic accidents and significantly higher than the cost of smoking.
A study led by Dr. William Cunningham found that HIV-infected patients with low socioeconomic status have a higher risk of death, particularly those with limited financial resources and education. The researchers also noted that these patients are more likely to use emergency room services and hospital care instead of preventive measures.
Computer analysis of Inka knotted objects, known as khipu, reveals patterns supporting record-keeping and state affairs management. The findings shed light on the ancient empire's organizational system, which relied on these textile devices instead of 2-dimensional writing.
A study suggests that major lenders can play a crucial role in helping hard-up borrowers avoid debt by working with 'near-prime' providers. By collaborating, these lenders can assist borrowers in upgrading to mainstream credit, which offers lower interest rates.
Oaxacan migrants prioritize family and community over individual gain, using remittances to fulfill obligations and maintain social status. Most migrants return home for no more than a year to support households, construct homes, and pay for education.
eDocAmerica has launched a Spanish version of its website to cater to the growing needs of its Hispanic clients. The new platform provides secure access to board-certified physicians and a range of online health information tools.
Researchers found that public-private partnerships (PPPs) can be weakened under certain circumstances, such as when introducing new safety features that increase operational costs. The study also highlights the importance of market value at the end of a contract in determining the desirability of PPPs.
The study found that despite increased male involvement in domestic tasks, women still bear the brunt of childcare responsibilities. Women are often responsible for organizing and scheduling care, even among more affluent households, due to cost and quality concerns.
The Joint Learning Initiative proposes that strengthening human resources for health is crucial in combating health crises and building sustainable health systems. To achieve the required health improvements and millennium goals, an estimated 4 million extra health workers worldwide are needed, with a focus on tripling human resources ...
Researchers found that patients cared for by hospitalists had a one-day shorter length of stay and a 10 percent reduction in hospital costs compared to non-hospitalist physicians. Hospitalization costs for hospitalist patients were also lower, with an average savings of $917.
A two-year research project on Minneapolis-based Definity Health found that it attracted higher-income families and was popular among those aged 35-44. Consumer-driven plans also showed an increase in demand for prescription drugs over time.
The Medicare waiting period affects 1.26 million seriously disabled Americans, with 400,000 having no health insurance. Eliminating the two-year wait could save states $1.8 billion per year and reduce federal Medicaid expenditures by $2.5 billion.
Healthcare networks have struggled to deliver high-quality care at lower costs due to structural problems with information systems and functional failures in creating a new culture. Despite the potential for improved efficiencies, many networks have failed to address these issues, leading to under-performance on a national level.
New internet-based banks are posing a significant threat to traditional banks and building societies by offering cheaper prices, better choices, and targeted products. The established financial institutions must overhaul their strategies to maintain competitiveness in the lucrative market.
The grant will double Cornell's high-performance computing capacity, making it available for business applications and research. CTC will offer consulting services and training on parallel computing and Windows-based technologies to help businesses and institutions expand their computing environment.
A Syracuse University study found that the LSTA generated an average of 17% increase in new funding for libraries from state and non-governmental sources. This increase held even when adjusted for a strong economy, demonstrating the positive impact of federal spending on revenue.
Spending on prescription drugs grew by 16.9% in 2001, with 56.8% of the increase attributed to higher prices and use of more expensive medications. The average wholesale price rose by $85.42 to $592.05. In contrast, the company forecasts a 15.9% annual spending growth rate for 2002, driven by new generics and moderation in utilization.
The study analyzes office networks of 100 global business service firms to measure connectivity between 316 cities worldwide. Globalization reveals well-connected cities concentrated in North America, Western Europe, and Pacific Asia.
New research examines how managed care affects access to alcohol and drug treatment, highlighting the need for clear guidelines and accountability. Studies show that prior authorization requirements can set up barriers to timely treatment and that longer retention rates are associated with more positive outcomes.
A controlled study of 1,918 participants found that learning about cost containment incentives increased trust in their primary care doctor by 3% among those with increased knowledge. The results suggest HMOs can use financial incentives without harming the doctor-patient relationship.
A new five-dimension scale assesses consumers' perceptions of Internet retail service quality, highlighting factors such as performance, information, security, sensation, and access. The scale helps online retailers identify areas for improvement to increase customer satisfaction and drive sales.
A study published in Medical Care found that managed care plans continuing to serve older Americans under the Medicare program tend to provide higher quality service. The research suggests that higher quality performance is associated with lower rates of withdrawal from the program.
The report highlights the need for a universal paid leave policy and flexible scheduling to support working families. Employers and governments are urged to adopt holistic approaches to work-life integration, including joint planning and community initiatives.
Research found that racial earnings disparities are smallest in low-paid occupations and largest in high-paid ones. Black professionals face significant disadvantages due to limited access to lucrative customer bases, occupational segregation, and lower social networks.
A leading economist argues that the UK's National Health Service (NHS) is in 'political denial' about the need for rationing due to inefficient practices and a lack of evidence-based policies. The expert suggests targeting cost-effective activities to maximize health improvements using limited resources.
A study finds that retail financial services companies are driving electronic channel adoption primarily for cost savings and competitive advantage. While customers may want 'convenience' and 'anytime banking', research suggests this is largely a marketing strategy to enroll customers through advertising and differential pricing.