Articles tagged with Health Insurance
The report compares six Democratic candidates' plans to address the problem of the uninsured, revealing a range of proposals from covering most or all of the uninsured to 1 in 10. Most Democratic candidates would repeal some or all of President Bush's tax cuts to help finance their health plans.
Health insurance scams have been on the rise as premiums increase at double-digit rates, leaving nearly 100,000 people with unpaid medical debts and without coverage. The Commonwealth Fund report recommends strengthening criminal penalties, expanding access to affordable coverage, and improving consumer education.
The Medicare waiting period affects 1.26 million seriously disabled Americans, with 400,000 having no health insurance. Eliminating the two-year wait could save states $1.8 billion per year and reduce federal Medicaid expenditures by $2.5 billion.
A global strategy aims to protect households from catastrophic health-care payments. By reducing out-of-pocket spending, financing through general taxes and social insurance can provide access to needed services.
Half of high school graduates who don't attend college full-time become uninsured for some time after graduation, with many unable to access health care due to cost concerns. Young adults face significant barriers to obtaining insurance coverage through various means.
Uninsured cancer patients receive far less health care, with higher out-of-pocket spending compared to privately insured patients. The study highlights disparities in healthcare coverage between Hispanic and non-Hispanic populations, with uninsured Hispanic patients facing significant barriers to care.
Breaux proposes extending coverage to all Americans through a basic health insurance plan with premium subsidies for low-income families. He also hopes the Senate will debate competitive Medicare modernization proposals, citing increased chances of passage due to Sen. Bill Frist's elevation to majority leader.
A study of 7,300 people found that intermittent lack of insurance coverage resulted in lower use of clinical preventive services. This decrease was particularly pronounced for women who underwent fewer pap tests and mammograms, as well as men who received less prostate cancer screening.
The article argues that guaranteed renewability pools risk and protects consumers from price increases without resorting to heavy regulation of the market or reduced consumer choice. It also prevents adverse selection by preventing those who know they are likely to get sick from buying more generous coverage.
The study highlights how low-income families struggle with health problems that significantly impact their ability to transition from welfare to permanent work. The researchers found that caregivers often neglect their own health needs to care for family members, and there are gaps in coverage and access to services.
A study found that husbands attach a higher probability to working full time after age 62 compared to wives. Wives' pension wealth is less, but marriage provides financial security, influencing their retirement decisions.
A recent survey by Drew Blendon reveals that healthcare costs, inadequate insurance coverage, and the cost of drugs remain major health care concerns for Americans. Meanwhile, terrorism, homeland defense, and the economy are considered more pressing issues by voters.
The N.C. Health Choice program has expanded health-care coverage to millions of children from working families with incomes too high for Medicaid but too low to afford private insurance. The program's success can be attributed to its competitive payment rates for dental services, resulting in improved access to care for poor children.
Research reveals a decline in general practitioners' and family physicians' involvement in non-office settings, leading to a reduction in comprehensive care. Alternative models such as group practices and networks can help meet the need for primary care, but reliance on core physicians working in multiple settings remains a concern.
A review article highlights ethnic differences in access to medical services, particularly end-of-life care, among minority groups. Cultural mistrust and lack of awareness about individual patient preferences also hinder effective care.
A new study published in Health Services Research suggests that even significant reductions in premiums may not encourage low-wage workers to purchase health insurance. The researchers found that the wage level of employees plays a crucial role in determining whether companies offer health benefits.
Researchers propose allowing everyone over 62 to purchase Medicare at a community-rated premium, with subsidies for low-income individuals and tax-free savings accounts. The plan aims to make pre-medicare insurance more affordable without increasing government spending.
A study by Peter J. Cunningham found that despite increased eligibility for public coverage, only half of low-income children are enrolled in programs like SCHIP and Medicaid. The gap is attributed to high costs, stigma associated with public programs, and lack of awareness among Hispanic families, which have lower take-up rates.
A study of over 220,000 adults found that nearly two-thirds of long-term uninsured adults go without medical care due to cost, particularly those in poor or fair health. This poses a significant public health risk, as these individuals are more likely to experience complications and early death if they do not receive necessary medical ...
Uninsured adults are more likely to report poor health status, delay seeking medical care, and forgo necessary care due to cost. Long-term uninsured adults also experience increased risk of death, particularly when hospitalized or diagnosed with serious symptoms.
A new study reveals nearly 12 million American women aged 15-44 are uninsured, with ethnic minorities facing greater gaps in coverage. State disparities also exist, with some states having up to 30% of women without insurance.
A new study using a decision analysis model found that sildenafil was as cost-effective as kidney dialysis, cholesterol lowering medication or coronary artery bypass surgery. An editorial questions whether health insurance should cover treatment for erectile dysfunction when many Americans are not covered.
A recent study found that approximately 4.2 million adolescents had no health insurance coverage in 1995, leaving them with significant obstacles to accessing adequate healthcare. The study suggests that a shift from private to public insurance has not led to an improvement in health insurance coverage for this age group.
A three-year study found that state and federal laws have helped older or sicker individuals obtain health coverage if they can afford it. However, the study revealed mixed results regarding the impact of these laws on health insurance affordability and enrollment in small employer and individual markets.
A study by Massachusetts General Hospital found that those who lost Medicaid coverage reported significant difficulties in accessing healthcare services, including delayed or foregone care due to cost concerns. Only a small percentage could afford insurance on their own, highlighting the need for more affordable options.
The Balanced Budget Act of 1997 improves the Medicare picture by postponing the projected depletion of the Hospital Insurance trust fund from 2001 to 2010. Program savings are expected to be $150 over the next five years under moderate economic and demographic assumptions.