Articles tagged with Insurance
A new study introduces a minCluster portfolio optimization method specifically designed for highly volatile markets, including cryptocurrencies. The method consistently outperforms traditional approaches and considers downside risk to find the best asset allocation.
A retrospective cohort study reveals that racial disparities in tooth decay among children are significantly influenced by insurance type and dental procedure types. The study's findings suggest targeted strategies can be developed to reduce oral health disparities.
The Southwest Rural Health Research Center's survey highlights mental health and addiction as rising concerns in rural areas, while access to quality healthcare remains a significant issue. Economic stability is also a key priority, reflecting the impact of poverty on healthcare access.
A study found that high deductible health plans may lead women to skip additional testing after an abnormal mammogram finding, particularly those with lower incomes and education levels. This can result in delays in diagnosis and treatment, worsening breast cancer outcomes.
A study found racial and ethnic differences in insurance coverage after job loss during COVID-19. Newly unemployed Black and Hispanic adults saw no increase in Medicaid coverage, unlike their white peers.
A new study analyzed 183,780 non-birth related hospitalizations among 130,826 privately insured children covered aged 18 and under from 2017-2019. The average out-of-pocket spending was $1,300, with some families paying over $3,000. High deductibles and co-insurance payments were the main drivers of higher costs.
A North Carolina State University study found that cover crop adoption can reduce crop insurance losses due to prevented planting in the US Midwest. Longer term use of cover crops also leads to larger reductions in prevented-planting risk, with a 1% increase translating to nearly $40 million in reduced indemnities.
A new study found that California's Insurance Gender Nondiscrimination Act led to a significant increase in gender-affirming surgery utilization. The data suggests that similar policies could inform state legislative efforts to protect transgender and gender-diverse patients' health coverage.
A study of nearly 24,000 individuals reveals insurance status as a modifiable risk factor for racial and ethnic inequities in advanced cervical cancer diagnosis. Expanding access to care may mitigate these inequities.
A one-year case-control study found increased rates of adverse outcomes among adults with long COVID compared to those without COVID-19, highlighting the need for continued monitoring, particularly in cardiovascular and pulmonary management. The study's findings underscore the importance of addressing at-risk individuals.
Researchers analyzed 140,000 patient records and TV ads from Florida to investigate the effectiveness of DTCA for robotics surgery. The study found that patients exposed to robotic surgery advertising were more likely to choose it over conventional laparoscopic and open surgeries. Additionally, hospital marketers can use DTCA to sway p...
Researchers found that deposit insurance motivates people to keep deposits immediately below the insured threshold, leading to 'bunching' behavior. An increase in insured deposits also causes savers to change their asset allocation and increase their deposits.
The American Gastroenterological Association recommends integrating non-invasive biomarkers for patients with ulcerative colitis in remission or with current symptoms. Biomarkers provide accurate insights into disease activity, offering a cheaper and more convenient option for monitoring.
A new USC study reveals that Medicare Advantage plans have seen a 337% increase in enrollment, while traditional Medicare has declined by nearly 3%. This trend suggests that Medicare beneficiaries are increasingly choosing MA plans over traditional Medicare.
A new study found that primary care visits addressing mental health concerns rose by almost 50% over a decade, with Black and Hispanic patients facing barriers to access. Primary care physicians welcome the opportunity to address mental health concerns but need better support systems.
A new study reveals that all 50 US states now allow minors to consent independently to some STI/HIV services, but confidentiality protections are rare and vary significantly. The laws remain complex, with gaps in coverage for prevention services like the HPV vaccine and PrEP.
A new study finds that Florida neighborhoods affected by hurricanes experience gentrification, with average income of new buyers increasing while long-term demand stays stable. Weaker income households struggle to access affordable housing options after the storms.
A new study finds that climate risk insurance can effectively mitigate economic losses from US hurricanes under global warming, accelerating economic recovery. However, national insurance mechanisms in developing countries are insufficient to cope with extreme weather events, highlighting the need for international climate finance and ...
Rates of pediatric firearm injuries increased significantly during the COVID-19 pandemic, persisting through 2021. Non-Hispanic Black children and those with public insurance were disproportionately affected, highlighting a pressing need for gun safety measures.
A study of over one million Medicaid beneficiaries found that more than half experienced significant lapses in coverage, with only 25% continuously enrolled throughout the period. The authors recommend increasing investments to improve long-term health outcomes.
Primary care clinicians are more likely to prescribe CGM when closer to specialized endocrinologists and serving more Medicare patients. Expanded insurance coverage and consultation on CGM issues can support increased use of the technology.
A study found that high deductible health plans can lead to a decrease in the number of women undergoing indicated breast imaging, particularly those with lower incomes and education levels. The researchers hope their findings will inform efforts to remove financial barriers to care and improve health outcomes for vulnerable populations.
A new study by researchers at the University of Michigan finds that patients with documented housing instability were more likely to receive diagnoses for mental, behavioral, and neurodevelopmental conditions, and had longer hospital stays. The study used data from 2017-2019 and found that caring for hospitalized people with housing is...
Research on interventions to mitigate housing insecurity found low-certainty evidence of positive health outcomes, primarily for emergency rent assistance and homeownership assistance. However, existing interventions may need to be paired with other efforts to address structural determinants of health.
Researchers at Cornell University found that FEMA's federal home buyout policies are inaccessible and inequitable due to bureaucratic hurdles. By studying regional and state programs, the team suggests that coordinating local strategies can make these buyouts more effective and equitable for all communities.
A recent study of 4.8 million children with otitis media found that socially disadvantaged kids were less likely to receive treatment, increasing their risk of complications and hearing loss. The findings highlight the need for equitable access to ear infection treatment for all children.
The new guidelines, issued by the American Society for Metabolic and Bariatric Surgery (ASMBS) and the International Federation for the Surgery of Obesity and Metabolic Disorders (IFSO), recommend metabolic and bariatric surgery for individuals with a BMI of 35 or more, regardless of obesity-related conditions. The guidelines also endo...
A study of over 100,000 emergency room visits and 95,000 mental health hospitalizations found that less than half received follow-up care within 30 days. Having established primary care and mental health care before an acute psychiatric service use is crucial for improving follow-up rates.
A new study published in PLOS Medicine found that Medicare eligibility at age 65 is associated with significant improvements in health care access and financial strain for low-income adults. The study also found modest effects on higher-income adults, suggesting that lowering the age of Medicare eligibility could advance health equity ...
A new study analyzes the benefits and harms of prior authorization policies in Medicare Advantage, highlighting their impact on patients and clinicians. The researchers propose several measures to improve the use of PA in Medicare, including electronic-based processes and enhanced transparency.
The study found a significant decline in peritoneal dialysis-associated peritonitis rates over time, with consistent differences in risk by race and age. The decline suggests improvements in clinical practice and highlights the importance of uniform coding standards to identify additional risk factors.
Researchers at the University of Pittsburgh have identified a universal mechanism for lysosomal repair, known as the PITT pathway, which helps maintain cellular longevity. The study reveals that damaged lysosomes are quickly repaired through the PITT pathway, but defects in this process can contribute to age-related diseases such as Al...
A recent study found that private equity firms acquiring physician-owned medical practices increase patient volume and billing for visits, raising concerns about the corporatization of healthcare. The study examined 578 physician practices acquired by private equity firms between 2016 and 2020.
A new study from the University of Georgia found that counties with moderate-to-high wildfire risk are more likely to have higher poverty rates. The researchers identified 14 states in the lower 48 with the highest wildfire risk, including Arizona, California, and Texas.
A new USC analysis found that the largest Medicare Advantage plans pay 27% more for outpatient dialysis treatment compared to traditional Medicare. This significant markup is attributed to the consolidation of the dialysis industry, with two large chains supplying over three-quarters of all dialysis services in the US.
A new funding model is being tested in Pennsylvania, which could lead to higher quality care at lower costs. The global budget model provides a fixed payment to hospitals, incentivizing them to focus on patient outcomes rather than extensive care.
A study of nearly 3 million adults found no increased mortality among uninsured or Medicaid patients after major surgery during the pandemic compared to commercial insurance holders. The findings contradict previous concerns about unequal access to care.
A study of 5,329 US patients who died from medical aid found that well-educated, white patients with cancer dominated the group. The majority (72%) had some college education and nearly 75% had cancer.
A new study from Oregon Health & Science University finds almost six out of ten in-network providers listed under Oregon Medicaid provider directories are not actually available to see patients. This 'phantom' networks undermine access to care, leading to delays and interruptions in treatment.
A new study found that dispute resolution outcomes in Texas were largely anchored to the median in-network allowed amount, rather than a higher alternative benchmark. This suggests that a market-based monetary benchmark can influence dispute outcomes and may result in significant savings for consumers.
A Rutgers study reveals that racial and ethnic minority groups were less likely to obtain prescriptions to treat opioid addiction during the COVID-19 pandemic. This trend is particularly concerning, as minority groups face more barriers to healthcare and are already disproportionately affected by the pandemic.
A study published in Annals of Internal Medicine found that Medicare could save up to $3.6 billion by purchasing generic drugs at the same prices as the Mark Cuban Cost Plus Drug Company. The researchers compared the price of 89 generic drugs sold by MCCPDC to the price Medicare paid in 2020 and estimated potential savings of up to $3....
A recent OSU study found people with rare diseases often wait years for diagnosis, experience anxiety, depression and stigma due to inaccessible care. Education of medical professionals is crucial to address these challenges.
A new study has identified persistent racial and ethnic disparities in five-year survival rates for younger adults with colorectal cancer. White patients had a higher five-year relative survival rate compared to Black, Hispanic, and Asian patients, regardless of disease stage.
Researchers found a notable decline in postpartum insurance loss during the pandemic, primarily due to growing Medicaid enrollment. The study suggests that large increases in consistent Medicaid coverage contributed to this trend.
Researchers found that states with telehealth reimbursement parity policies had higher rates of face-to-face and virtual contraceptive appointments during the pandemic. The study suggests that increased access to contraception through telehealth may have contributed to improved reproductive health outcomes.
A California study found that adults living with handgun owners had twice the homicide rates compared to those without, with most victims being women. Survivors of nonfatal gunshot injuries also experienced significant healthcare costs and worsening mental health.
New research published in Strategic Entrepreneurship Journal suggests that higher unemployment insurance benefits discourage entrepreneurship by disincentivizing business creation and discouraging people from transitioning out of unemployment. Removing profit deduction requirements could encourage more unemployed entrepreneurs to start...
A new study by Resources for the Future and Columbia University finds that losing a hectare of wetlands can cost society an average of $1,900 in flood damages per year. In developed areas, this figure rises to over $8,000. The research highlights the importance of preserving wetlands for flood mitigation.
Researchers urge federal intervention to make naloxone widely available, citing a 30% increase in fatal overdoses from 2019 to 2020. The lack of accessible distribution points and high costs are major barriers to access, with one prescription dispensed for every 70 high-dose opioid prescriptions nationwide.
A new study found that nearly one in five children with complex medical conditions require out-of-network care for behavioral health treatment, resulting in higher costs and burdens for families. The study highlights the need for improved provider networks and policy solutions to address this issue.
Two studies on hurricane and wildfire survivors found that negative personal experiences drive adaptation behaviors, while considering vulnerabilities is crucial for effective communication and policy. These findings inform public communications and policy to empower vulnerable communities.
Researchers found a significant increase in the quantity of contraceptive supply dispensed after a 2016 Oregon policy change requiring insurers to cover a 12-month supply. This study suggests that such policies can positively impact access to contraception, potentially reducing unintended pregnancies and healthcare costs.
Adults with spinal cord injuries have a near-80% increased risk of developing psychological conditions compared to those without the injury. Chronic pain is equally negatively impacting mental health, associated with post-traumatic stress disorder and other mental health conditions in most cases.
The US healthcare system is failing to provide adequate care for traumatic brain injury (TBI) survivors, experts warn. A recent report recommends using a comprehensive classification system that incorporates the Glasgow Coma Scale score, CT scans, and blood tests to better assess the severity of TBI.
Rates of cervical cancer screening have dropped in the US, with significant disparities found across sociodemographic groups. The study highlights the need for targeted campaigns to address lack of knowledge as the primary reason for not receiving timely screenings.
A survey study analyzed changes in acupuncture insurance coverage in the US from 2010 to 2019, revealing a decline in coverage over the decade. The study found that insurance coverage for acupuncture decreased significantly during this period, with significant implications for access to alternative therapies.
Researchers found that buprenorphine providers are less likely to discriminate between Medicaid and privately insured patients, but patients face numerous barriers to obtaining an initial appointment. Despite this, disparities persist in access to OUD treatment.
A new study found that having crop insurance in Indiana discourages the use of cover crops, which promote soil health and productivity. However, the impact is relatively minor, with only a 0.494% reduction in cover crop adoption rates for each percentage point increase in crop insurance participation.
Annual Wellness Visits (AWV) reached 47.6% among commercially insured white women with congenital disabilities, but were lower among Hispanic men with acquired disabilities. AWV use is nearly 15% less than the general population threshold.