Articles tagged with Finance
A new study from the University of Auckland finds that mandating social and environmental disclosures doesn't necessarily improve businesses' performance. The researchers analyzed a cross-country sample of companies under the EU Directive 2014/95/EU and found no meaningful improvement in environmental outcomes.
A cross-sectional study found that approximately 50% of cancer survivors experience financial hardship, with social vulnerability playing a key role in increasing levels of hardship. Younger, Medicare or Medicaid beneficiaries, and those with advanced disease are particularly vulnerable to financial strain.
A new study by the University of Oxford recommends expanding climate reporting standards to capture companies' wider impact on global net zero. This includes their product power, purchasing power, and political influence. The goal is to incentivize systemic change through products, purchases, and policy lobbying.
A mathematical model developed by Chris Zobel and colleagues optimizes resource allocation in urban infrastructure while considering social vulnerabilities and projected sea level rise impacts. The approach prioritizes investments that enhance resilience and mitigate socio-economic disparities, enabling informed decision-making that ba...
A novel method implementing investment decision-making of prospect theory utility toward stock markets has been developed and empirically investigated. The new method, cross-sectional prospect theory value (CSPTV), is shown to improve the predictive power of performance persistence in future holding periods compared to existing methods.
Research from Edith Cowan University finds that carbon assurance will likely become mandatory due to growing stakeholder demand and IFRS climate change disclosures. Companies with existing systems in place for tracking carbon emissions are expected to reap benefits, including increased shareholder investment.
Medical debt exacerbates the mental health treatment gap among US adults, particularly those with depression and anxiety. The study highlights the need for new policies to protect against this financial barrier and ensure access to mental health care.
Research shows that gamified investing platforms can lead to more frequent trading among novice investors, who are often susceptible to 'fun trading' and make ill-advised strategies. Meanwhile, knowledgeable investors prefer neutral platforms with fewer features.
Research by economists at University of East Anglia and others found links between finance ministers and executives at biggest credit ratings agencies associated with higher ratings for countries without these connections, highlighting a conflict-of-interest problem in the credit ratings agency business model.
Researchers found that companies in strategic alliances can access more favorable loan rates and terms through the financial networks of their partners. This is because banks with existing relationships with an alliance partner offer lower interest rates to a company entering the alliance.
A recent study published in the International Review of Financial Analysis suggests that cryptocurrencies are not completely disconnected from economic risks. The research found that during turbulent periods like the COVID-19 pandemic and Ukraine war, cryptocurrency prices experienced increased volatility.
A new study examines the economic effects of sanctions on Iran and Russia, finding significant declines in GDP and prosperity. The researchers propose transferring funds to mitigate welfare losses among participating countries, suggesting a more effective approach to sanctioning.
A new study from the University of Toronto's Rotman School of Management suggests that blocking killer acquisitions may stifle innovation, as startups are driven to create new products or processes to be bought by big companies. Regulators are exploring less extreme options, such as taxing acquisitions or offering subsidies to startups.
A new study by Queen Mary University of London found that players with greater financial involvement in Fantasy Football report more mental health concerns. Players who spent more time comparing their teams and checking performance reported higher levels of anxiety and stress.
A new study found that market-ready steers can maintain high-quality beef even when fed lower-cost maintenance diets. The research showed no significant differences in meat quality between two diet groups, suggesting flexibility in feeding strategies.
Elimination of cost sharing may lead to higher naloxone prescription rates among commercially insured individuals, as well as Medicare beneficiaries. The study found a positive association between the removal of out-of-pocket costs and increased naloxone dispensing.
In the early 1600s, English clergy used discounting calculations to finesse finances amid rising prices and inflation. This adaptation of mathematical formulas resolved decades-long disagreements over rent and lease terms.
A new study by the University of South Australia has discovered a connection between pleasant weather conditions and higher investment in lottery-like stocks. On days with sunny weather, investors are more likely to engage in risk-taking and optimistic behavior, resulting in high demand and lower prices for these stocks.
Inflation-adjusted healthcare spending among privately insured US families increased, with low-income families facing a substantial financial medical burden. Financial medical burden was more than 26% of postsubsistence income for low-income families, compared to approximately 6% for higher-income families.
A study by ECU's Professor Pi-Shen Seet and Associate Professor Wee-Liang Tan found that positive family events have a greater influence on the survival of new ventures, leading to overconfidence and poor decision-making. This can increase vulnerability to making mistakes that harm the venture.
A new study emphasizes the need for regulatory backing to ensure business and finance disclosures effectively combat biodiversity decline. Current voluntary targets are criticized for prioritizing short-term financial interests over medium-term conservation goals.
Researchers developed a new theory on how market dynamics can lead consumers to make risky purchases despite being cautious. The study found that social information and the desire for low prices can create collective ignorance of risks, leading to spiraling risk and poor decision-making.
The SEC experiences a surge in enforcement cases in September due to a reporting deadline, resulting in lower fines. Researchers suggest this may impact the agency's ability to deter bad behavior and maintain overall effectiveness.
Researchers found a significant association between neighborhood deprivation and DNA methylation in brain tissue, which may be linked to immune response. The study identified one CpG site (cg26514961, PLXNC1 gene) significantly associated with neighborhood deprivation after controlling for covariates.
The Healthy Start scheme in England is a vital support for pregnant women and low-income families, but uptake remains suboptimal. A new study recommends reframing the scheme as a child's right to good food and healthy development, improving coordination and resources.
Research warns that law fails victims of financial abuse, with no effective mechanisms to compel lenders to transfer debt. The study recommends greater responsibility for coerced debt and restoration of credit records following the end of an abusive relationship.
A study reveals that external disruptions lead to a decline in women holding boardroom seats, even with strong leadership and existing diversity initiatives. Companies must develop long-term strategies to withstand crises and promote gender equality.
A study by the University of Zurich found that CEOs who expressed empathy during COVID-19 pandemic conference calls had better stock prices. The researchers analyzed data from 510 CEO calls and discovered a 2.49 percentage point increase in cumulative returns for companies with human care statements.
Claire Célérier, a finance professor at the University of Toronto's Rotman School of Management, has received the 2024 IEF/SCOR Foundation for Science Best Young Researcher Award. Her research explores how finance can benefit households and addresses topics such as innovation, diversity, and inclusion.
A study of 18,000 adults found that greater job flexibility and security are associated with lower rates of serious psychological distress and anxiety. The research suggests that these factors can have a positive impact on mental health among working adults.
A study published in PLOS ONE found that fear specifically provokes different types of time-bound decision making for women versus men. Women experiencing fear tended to prioritize smaller short-term gains compared to men, while men's decisions appeared unaffected by their emotional state.
A study found that companies with top management from Shiga Prefecture exhibited better environmental, social, and governance (ESG) performances. The Sanpo-yoshi values promoted inclusivity and elevated ESG metrics, suggesting a global standard for responsible business practices.
Claire Célérier has been named Canada Research Chair in Household Finance by the Government of Canada. Her research explores how finance can benefit households, investigating the role of innovation and its impact on diversity and inclusion.
Researchers propose a new 'legibility' framework to understand cryptocurrency governance, revealing stages of illegibility, contested legibility, and collaborative legibility. The study examines the US, EU, and Japan's markets, showing they progressed through these states at different rates.
A proposed reporting system could help prevent future bank crises by providing regulators with detailed disclosure of both good and bad news. The system would shield less risky banks from runs while spotlighting the riskiest ones, protecting them from panic-driven withdrawals.
A new study explores how discrimination, gender, and social class intersect to affect Black Americans' personal and relational well-being. Researchers found that racial discrimination and financial strain were associated with lower levels of psychological well-being.
A recent study of over 7,000 Australian adults found that reported marital harmony and conflict account for nearly 10% of mental health self-assessments. Financial difficulties and demographic factors also contribute to variation in mental health scores.
The book provides a systematic analysis of the Chinese credit bond market, covering institutional, technological, macroeconomic, and microeconomic factors. It offers tools for investors, fund managers, researchers, and university students to understand the market's evolution, existing problems, and development direction.
A Chinese Medical Journal study examined the spatiotemporal features of disease burden due to air pollution across China between 2005 and 2017. The findings revealed a downward trend in premature mortality from fine particulate matter (PM2.5) and ozone (O3) pollution, but an increasing financial burden due to economic growth.
A new study finds that regulated cryptocurrencies create the most efficient markets, providing protection for investors. Unregulated ICOs were found to be the least efficient, while IEOs and exchange-based regulation approached traditional stock market levels of efficiency.
A recent study of 35,000 adults aged 50+ found significant inequities in survival rates associated with wealth inequality in the US. Wealth redistribution policies have been proposed as a solution to reduce these disparities and increase population longevity.
A new study finds that widespread remote work adoption due to COVID-19 increased productivity among workers at home, but reduced collaborative work efficiency in the office. This shift led to higher housing costs in areas near downtowns and outer suburbs, as well as a widening of income inequality.
A study found that the No Surprises Act's independent dispute resolution (IDR) process would be financially unfeasible for a large portion of out-of-network claims for hospital-based specialties, particularly radiologists. This could undermine patient access to in-network care due to limited bargaining power.
Nationwide sugar-sweetened beverage taxes could significantly reduce SSB purchases and improve public health outcomes. Studies in select US cities showed substantial price increases associated with tax implementations resulted in consistent declines in SSB sales.
A study by Chung-Ang University found that electronic voting enhances shareholders' perception of corporate governance, increasing the market value of a firm's cash holdings. Firms with larger free cash flows and minority ownership saw stronger governance effects from adopting electronic voting.
A study of 8,000 participants found that negative wealth shock was associated with accelerated cognitive decline and elevated risks of dementia among middle-aged and older U.S. adults. The findings suggest a potential link between financial hardship and cognitive aging.
A new study by the University of Plymouth shows that at-risk individuals are more likely to engage with loot boxes than those without, highlighting the need for stricter enforcement around these features. The research found that loot box use is driven by beliefs such as 'I'll win in a minute', echoing the psychology seen in gambling.
A new study identifies public and private companies operating in economic sectors associated with increased risks of emerging infectious diseases. Financial actors can mitigate these risks through investments that promote ecological restoration, pathogen surveillance systems, and community health care.
Research from the University of Bath found that excessive optimism is associated with lower cognitive skills, leading to poor decision-making in financial matters. Individuals with high cognitive ability tend to be more realistic and pessimistic, making better decisions.
A new study found that individuals with gambling addiction are at an 89% higher risk of being on long-term sick leave for six years. Those with female gender, less education, and living in less densely populated areas were more likely to experience this risk.
A new study from Bayes Business School found that CEOs' surnames can significantly impact their total compensation by up to 4.9%. The research highlights organizational bias and inefficient contracting decisions based on surname attributes, which can affect talent recognition and rewards.
A new study suggests that land taxation can reduce wealth inequality by increasing investments in productive capital and reducing speculation in real estate. This approach can also benefit low-income households through lower housing costs and increased tax revenues.
A study of over 12,000 people in the US compares Baby Boomer and Millennial financial outcomes. Millennials with typical middle-class life trajectories accumulated substantially more wealth than their Baby Boomer counterparts, while those with low-skilled service jobs or living with parents struggled financially.
A micro-longitudinal study found financial traders use caffeine and alcohol to regulate their sleep patterns. This self-medication approach balances the stimulating and sedating effects of these substances.
A new study from the University of Georgia found that approximately one in eight military families with children used a food bank or pantry to make ends meet. The odds of using these resources increased by 35% for each dependent child, highlighting the need for targeted support to alleviate financial stress among military families.
Climate-induced loss and damage in the Pacific are undermining fundamental human rights, including the right to a healthy environment and land ownership. Research suggests that countries must share responsibility for violating these rights if they fail to mitigate and adapt to climate change.
A new study found that sensory differences exacerbate loneliness and poor mental health in Autistic adults, highlighting the need for inclusive social spaces. The research also showed that financial inequalities and lack of employment opportunities contribute to feelings of isolation among Autistic individuals.
A new method estimates the benefit of carbon stored because of forest conservation, enabling direct comparison of projects. The technique generates incentives for safeguarding forests long after credits have been issued.
A new study analyzes Twitter discussions on deepfakes related to the Russian invasion, highlighting negative reactions and positive sentiments towards deepfakes. The researchers found that some users' distrust in real videos increased after exposure to deepfakes.
Researchers from Pusan National University have developed pricing formulas for vulnerable timer options, which can help reduce investment risks. The study found that these options are more effective than standard timer options in managing credit risk.