Articles tagged with Finance
A study found that companies with top management from Shiga Prefecture exhibited better environmental, social, and governance (ESG) performances. The Sanpo-yoshi values promoted inclusivity and elevated ESG metrics, suggesting a global standard for responsible business practices.
Claire Célérier has been named Canada Research Chair in Household Finance by the Government of Canada. Her research explores how finance can benefit households, investigating the role of innovation and its impact on diversity and inclusion.
Researchers propose a new 'legibility' framework to understand cryptocurrency governance, revealing stages of illegibility, contested legibility, and collaborative legibility. The study examines the US, EU, and Japan's markets, showing they progressed through these states at different rates.
A proposed reporting system could help prevent future bank crises by providing regulators with detailed disclosure of both good and bad news. The system would shield less risky banks from runs while spotlighting the riskiest ones, protecting them from panic-driven withdrawals.
A new study explores how discrimination, gender, and social class intersect to affect Black Americans' personal and relational well-being. Researchers found that racial discrimination and financial strain were associated with lower levels of psychological well-being.
A recent study of over 7,000 Australian adults found that reported marital harmony and conflict account for nearly 10% of mental health self-assessments. Financial difficulties and demographic factors also contribute to variation in mental health scores.
The book provides a systematic analysis of the Chinese credit bond market, covering institutional, technological, macroeconomic, and microeconomic factors. It offers tools for investors, fund managers, researchers, and university students to understand the market's evolution, existing problems, and development direction.
A Chinese Medical Journal study examined the spatiotemporal features of disease burden due to air pollution across China between 2005 and 2017. The findings revealed a downward trend in premature mortality from fine particulate matter (PM2.5) and ozone (O3) pollution, but an increasing financial burden due to economic growth.
A new study finds that regulated cryptocurrencies create the most efficient markets, providing protection for investors. Unregulated ICOs were found to be the least efficient, while IEOs and exchange-based regulation approached traditional stock market levels of efficiency.
A recent study of 35,000 adults aged 50+ found significant inequities in survival rates associated with wealth inequality in the US. Wealth redistribution policies have been proposed as a solution to reduce these disparities and increase population longevity.
A new study finds that widespread remote work adoption due to COVID-19 increased productivity among workers at home, but reduced collaborative work efficiency in the office. This shift led to higher housing costs in areas near downtowns and outer suburbs, as well as a widening of income inequality.
A study found that the No Surprises Act's independent dispute resolution (IDR) process would be financially unfeasible for a large portion of out-of-network claims for hospital-based specialties, particularly radiologists. This could undermine patient access to in-network care due to limited bargaining power.
Nationwide sugar-sweetened beverage taxes could significantly reduce SSB purchases and improve public health outcomes. Studies in select US cities showed substantial price increases associated with tax implementations resulted in consistent declines in SSB sales.
A study by Chung-Ang University found that electronic voting enhances shareholders' perception of corporate governance, increasing the market value of a firm's cash holdings. Firms with larger free cash flows and minority ownership saw stronger governance effects from adopting electronic voting.
A study of 8,000 participants found that negative wealth shock was associated with accelerated cognitive decline and elevated risks of dementia among middle-aged and older U.S. adults. The findings suggest a potential link between financial hardship and cognitive aging.
A new study by the University of Plymouth shows that at-risk individuals are more likely to engage with loot boxes than those without, highlighting the need for stricter enforcement around these features. The research found that loot box use is driven by beliefs such as 'I'll win in a minute', echoing the psychology seen in gambling.
A new study identifies public and private companies operating in economic sectors associated with increased risks of emerging infectious diseases. Financial actors can mitigate these risks through investments that promote ecological restoration, pathogen surveillance systems, and community health care.
Research from the University of Bath found that excessive optimism is associated with lower cognitive skills, leading to poor decision-making in financial matters. Individuals with high cognitive ability tend to be more realistic and pessimistic, making better decisions.
A new study found that individuals with gambling addiction are at an 89% higher risk of being on long-term sick leave for six years. Those with female gender, less education, and living in less densely populated areas were more likely to experience this risk.
A new study from Bayes Business School found that CEOs' surnames can significantly impact their total compensation by up to 4.9%. The research highlights organizational bias and inefficient contracting decisions based on surname attributes, which can affect talent recognition and rewards.
A new study suggests that land taxation can reduce wealth inequality by increasing investments in productive capital and reducing speculation in real estate. This approach can also benefit low-income households through lower housing costs and increased tax revenues.
A study of over 12,000 people in the US compares Baby Boomer and Millennial financial outcomes. Millennials with typical middle-class life trajectories accumulated substantially more wealth than their Baby Boomer counterparts, while those with low-skilled service jobs or living with parents struggled financially.
A micro-longitudinal study found financial traders use caffeine and alcohol to regulate their sleep patterns. This self-medication approach balances the stimulating and sedating effects of these substances.
A new study from the University of Georgia found that approximately one in eight military families with children used a food bank or pantry to make ends meet. The odds of using these resources increased by 35% for each dependent child, highlighting the need for targeted support to alleviate financial stress among military families.
Climate-induced loss and damage in the Pacific are undermining fundamental human rights, including the right to a healthy environment and land ownership. Research suggests that countries must share responsibility for violating these rights if they fail to mitigate and adapt to climate change.
A new study found that sensory differences exacerbate loneliness and poor mental health in Autistic adults, highlighting the need for inclusive social spaces. The research also showed that financial inequalities and lack of employment opportunities contribute to feelings of isolation among Autistic individuals.
A new method estimates the benefit of carbon stored because of forest conservation, enabling direct comparison of projects. The technique generates incentives for safeguarding forests long after credits have been issued.
A new study analyzes Twitter discussions on deepfakes related to the Russian invasion, highlighting negative reactions and positive sentiments towards deepfakes. The researchers found that some users' distrust in real videos increased after exposure to deepfakes.
Researchers from Pusan National University have developed pricing formulas for vulnerable timer options, which can help reduce investment risks. The study found that these options are more effective than standard timer options in managing credit risk.
New research found that companies are altering their sustainability reports to improve their environmental and social performance metrics, which are tied to CEO bonuses. Only 15% of revisions were reported as due to error, while 69% were attributed to changes in measurement, suggesting manipulation may be occurring.
Researchers found that companies declaring bankruptcy must navigate complex buyer-supplier relationships to emerge from bankruptcy. High rates of accommodative acts, indicating cooperation, improve bankruptcy survival, while exploitative acts have the opposite effect.
The Million Hearts Model significantly reduced first-time heart attacks and strokes, supporting guidelines for CVD primary prevention. The study's findings also suggest that the model can have a positive impact on Medicare spending.
A recent study by University of Texas at Austin professor Robert Parrino found that the SEC's Rule 10b5-1 has limited effectiveness in limiting insider trading. Despite being widely used, the rule allows CEOs to game the system by canceling trades or using limit orders within the plan.
The study reveals that dementia significantly affects an older adult's long-term care and financial status, with incremental changes being substantial. Family care availability should be considered in assessing the effects of dementia on caregivers' lives.
People with dementia experience a rapid rise in unpaid and paid home care, and major erosion of net worth. Family members face significant demands, providing an average of 45 hours of care per month.
Research reveals correlation between financial sector risks and increased carbon footprint in bank loans, hindering humanity's progress towards a green economy. The study analyzed CFBL data for 37 countries from 2010 to 2018, finding that systemic risk within the banking sector raised the CFBL in developed countries.
People with fewer financial resources have lower life expectancies due to factors like healthcare costs and economic inequality. Longer-term financial planning is associated with a lower risk of death, even after accounting for other factors.
A study of 80 online marijuana dispensaries found that most lacked adequate age verification features and accepted nontraceable payment methods. This enabled youth to hide their transactions, with almost 1 in 5 dispensaries requiring no formal age verification at any stage.
A new study found that only a third of US adults were able to achieve complete financial independence from their parents. Instead, most people fall into one of six categories of intergenerational support pathways, which are influenced by race, education level, and other social factors.
Marketing ideation crowdsourcing contests can send positive signals to facilitate returns, but also elevate idiosyncratic risk. Firms that design profitable contests by targeting professionals, using crowd voting, and specifying task scope tend to see stronger stock price increases.
Researchers found that wrongly accused Post Office Scandal victims experience high levels of clinically significant post-traumatic stress and depressive symptoms, regardless of conviction outcome. The study highlights the need for mental health support and reliable investigation practices within the criminal justice system.
A Swedish study found that precarious employment conditions increase the risk of early death, with workers who shifted to standard employment experiencing a 20% lower risk of mortality. The study used registry data from over 250,000 workers and found that job security is crucial in reducing premature deaths.
A study of US families found that lower caregiver education led to financial strain and reduced adaptability, while younger children faced limited school support. Experiences varied little between urban and rural families.
Royal colleges have received £9m in payments from drug and medical device companies since 2015 but often don't disclose these payments publicly. The Academy of Medical Royal Colleges should coordinate standardised disclosure, increasing trust and informed discussion about payment governance.
Researchers developed a novel method using Google Trends to assess player popularity and demonstrated its improvement in predicting market value. The method involves calculating six indicators of popularity that can be compared among players, improving accuracy when incorporated with other factors.
A study by researchers at the University of Texas at Austin found that institutional investors demand disclosure of climate risk due to its impact on a company's health and performance. The survey of 439 institutional investors showed that mandatory disclosure has an effect on investors' decisions.
Forcing private firms to disclose their financial statements leads to more mergers and acquisitions (M&As) and better deals. The study found that mandatory reporting intensity is positively correlated with M&A activity and targets' growth rates after the acquisition.
A University of East Anglia study finds that providing access to housing, debt, and benefit advice within food banks can help lift people out of poverty. The 'Making a Difference' initiative sees representatives from Citizens Advice and Shelter posted within food bank services, offering personalized support to vulnerable individuals.
Researchers found that US public pension funds would have seen a 13% higher return on investments if they had divested from fossil fuels a decade ago. Divestment also reduced the carbon footprint of portfolios equivalent to powering 35 million homes per year.
Children with parental cancer history face higher rates of unmet economic needs, including food security, housing affordability and transportation access. The study highlights the need for strategies to identify and support these vulnerable children.
Researchers from Complexity Science Hub highlight similarities in models used by economists and physicists to analyze financial markets. The study aims to create an overview of these models, promoting interdisciplinary collaboration and avoiding research that gets lost in translation.
A study by Chinese researchers found that financial reports produced during fiscal years mismatched with annual business activity may be less reliable due to rigid accounting regulations. This can result in higher abnormal accruals, lower analyst forecast accuracy, and longer audit reporting delays for affected companies.
A study of 142 nations found a strong link between access to formal financial services and lower COVID-19 mortality rates. Access to bank accounts, credit cards, or loans from a financial institution is a key predictor of lower mortality risk, even stronger than comorbidities.
A recent study from the University of Notre Dame found that individuals who work harder for their money are less willing to take financial risks, such as investments. This is because they feel greater psychological ownership over their earnings and value them more, leading to a decrease in risk tolerance.
A new analysis of nearly 6,000 people found that childhood cognitive ability is associated with better scores on measures of wealth in adulthood, but the relationship varies for different financial measures. The study also discovered an inverted U-shape relationship between cognitive ability and debt levels.
A survey of clinician-researchers found concerning rates of sexual harassment and negative perceptions of climate in academic medicine, with a significant impact on mental health. Minoritized groups were disproportionately affected, highlighting the need for ongoing efforts to transform culture.
Researchers found that introducing financial trading in California's wholesale electricity market led to reduced volatility in prices, production costs, and carbon emissions. The study also showed improved physical market outcomes, including lower fuel costs and reduced complexity in real-time markets.
Illinois Tech researchers found that blockchain technology, investor sentiment, and economic stress are key predictors of bitcoin returns. Bitcoin's detachment from economic fundamentals makes it a poor safe-haven asset.
A survey study found that fewer than 1 in 10 vaccinated individuals received an incentive, with most reporting no change in their decision to get vaccinated. The study suggests that policy efforts to incentivize vaccination may be ineffective.
A new study from the University of Missouri found that government guarantees decrease the frequency of 'income smoothing' in financial reports. This practice, where banks delay reporting high income to smooth out volatility, is a form of manipulation that can impact market stability and investor confidence.