Articles tagged with Finance
Researchers found that over half of IVF cycles in the US were performed at clinics affiliated with private equity firms, sparking concerns about the impact on quality and accessibility. The study's authors emphasize the need for further research to understand the benefits and risks of this business model.
The suspension of the Foreign Corrupt Practices Act generated record gains for companies involved in overseas corruption cases. Companies that had been subject to investigations or sanctions under the FCPA collectively gained around $39 billion, with individual companies recording increases in market capitalization of billions of dollars.
Ending federal support for housing first programs will lead to a significant increase in US homelessness, projecting a 5% rise within a year. This trend is part of an already increasing homeless population, resulting from the cessation of discretionary federal funding.
A study found that hospitals sold to REITs were more than five times as likely to close or file for bankruptcy compared to similar hospitals. The researchers analyzed nearly 20 years of data and found no immediate improvements in finances or quality, but long-term harms, including increased risk of closure or bankruptcy.
A new study finds that China's Climate Policy Uncertainty (CPU) amplifies risk contribution volatility in Energy and Materials sectors during moderate market declines, but reduces it in Consumer Staples and Finance. However, during extreme market crashes, CPU increases risk volatility across all sectors except Healthcare.
This study uses a novel approach to capture group-level risk synchronisation in Chinese stock sectors, revealing how multi-sector co-movements can accelerate contagion and create systemic threats. By identifying crisis-specific resonance clusters and tracking resilience in real-time, the research provides a more precise tool for monito...
Pediatric behavioral health spending surged to $41.8 billion in 2022, representing 40% of total children's health expenditures, and families faced mounting out-of-pocket costs, increasing at more than twice the rate of other medical expenses.
Behavioral health spending in the US increased significantly between 2017 and 2022, reaching 40% of child health spending. This shift is associated with high family financial burdens due to expanded access to services and supports through insurance coverage and clinician availability.
Research shows that companies with strong environmental, social, and governance track records perform better after adopting rigorous auditing standards. Investors view ESG practices as a signal of corporate quality, amplifying the benefits of transparent auditing.
A new study by University of Rochester finance professors argues that socially responsible investors' capital can inadvertently create incentives for firms to postpone green reforms. The researchers suggest public commitments and binding principles of responsible investing could overcome this issue, making impact investing more effective.
Researchers argue that taxing housing purchases during economic booms and providing temporary subsidies on housing during recessions could help prevent the next housing crisis. The study found that this approach can lift house prices exactly when the system is at greatest risk, preventing fire sales and severe price collapses.
Research from the University of Notre Dame finds that retail investors' buzz can lead to lower future returns, while institutional investors' attention acts as an early signal for higher returns. The study also reveals a bottom-up approach measuring individual stock attention works better than top-down approaches.
A new study by the Complexity Science Hub reveals that crypto hacks can have a significant impact on market prices, with investors bearing the brunt of the losses. The study found that in 12 cases, affected tokens experienced subsequent price crashes, resulting in $1.3 billion indirect losses.
A new study by Davide Sandretto finds that greener cryptocurrencies, such as those using Proof-of-Stake protocols, respond more steadily to market movements. This reduces volatility and is a win-win for the environment and investors, who face fewer risks from energy price shocks.
A new study by the University of Florida finds that most US home buyers are overpaying mortgage fees, with average costs ranging from 1-3% of the loan. Shopping around can help consumers save an average of $32 in fees and more than $1,000 in interest per loan.
Top firms paradoxically fire good workers to maintain reputation and boost profits. Workers accept lower pay temporarily to signal elite status, while those who stay earn higher fees directly from clients. The firm's strategic underpayment of better workers increases profits by creating a stable equilibrium.
Approximately 1 in 30 clinical trials were disrupted due to grant funding terminations, disproportionately affecting infectious disease and prevention studies. The study emphasizes the need for sustainable financial support to ensure trial operations and participant safety.
A new study by University of East Anglia researchers identified key factors contributing to successful crowdfunding campaigns on Seedrs. Setting a £90K target, having around 19 team members, and using specific phrases in campaign pitches all helped attract investors.
A new study reveals that many 401(k) plans include mutual funds with higher fees and lower performance due to revenue-sharing deals with plan administrators. Employees may unknowingly invest in these funds, leading to lost returns over time.
JAX Hub connects startups, scaleups, and UNF's graduate talent to co-create solutions for the next generation of financial services. The program provides industry expertise, real-world testing opportunities, mentorship, and access to a growing innovation ecosystem.
Significant financial hardship affects US healthcare workers, with over 1 in 4 direct care/support workers experiencing food insecurity. The study highlights worsening trends in hardship, exceeding previous reports.
When economies falter, households become more vigilant in searching for high-interest savings accounts, which can exacerbate recessions. This collective behavior amplifies economic fluctuations by 14%, pulling more money out of the economy when it's already struggling.
A recent study by Waseda University researchers reveals that the Bank of Japan's large-scale ETF purchases have a significant impact on both the equity market and securities lending market, making short selling easier. This suggests that the stock market functions efficiently to some extent, mitigating distortions in stock prices.
A study found that Operation Choke Point, launched in 2013, failed to restrict credit for controversial industries. Targeted banks reduced lending to small businesses, but large companies continued to secure credit and even increased their borrowing. Firms responded by switching to non-targeted banks, rendering the operation ineffective.
A new study found that financial advisors' childhood environment significantly predicts their core code of ethics, influencing their professional behavior. The research suggests that cultural norms from their hometown play a significant role in shaping their ethical foundations. This finding highlights the importance of considering the...
Expert research reveals hundreds of thousands of unknowing banking customers could be incorrectly labelled with fraud markers, causing significant stress and hardship. The book highlights the devastating toll of ordinary people being wrongly linked to fraud, often due to third-party errors or fake businesses.
The new Master in Finance program at INSEAD combines academic excellence, technical rigor, and AI-driven learning to prepare students for the evolving finance sector. Graduates will gain cross-cultural agility, global business acumen, and leadership skills.
A new study from the University of Vaasa shows that traditional risk models often underestimate extreme events in financial markets. Power-law models offer a more accurate lens to understand financial markets' risk dynamics, revealing sharp rises and crashes are common across equities, commodities, FX markets, and cryptocurrencies.
A new study published in Open Psychology suggests that experiencing higher levels of gratitude can lead to lower financial stress. The research, led by Dr. Rona Hart, explored the complex relationships between psychological and socioeconomic factors in forming individuals' financial behaviors and well-being.
A new vision plan for Innovation District Copenhagen outlines a comprehensive strategy to strengthen cooperation between businesses, educational institutions, and public actors. The district is set to become Denmark's new beacon for Life Science, with the goal of creating thousands of new jobs and attracting investments of billions.
This research collection demonstrates that finance is an active driver of new energy solutions, influencing investor behavior and corporate strategy. It highlights the importance of integrating finance with technological innovation and policy design for a just and efficient energy transition.
A new study from the University of Georgia found that young adults under 34 are more likely to engage in insurance fraud, with only 5% of those 55 and older signaling acceptance. The researchers attribute this to younger generations' carefree attitudes and lack of understanding about what constitutes fraudulent behavior.
Researchers found that subsidiaries with operational alignment tend to have smaller gaps between control rights and financial rights, allowing parents to internalize profits. In contrast, partnerships with high risks and uncertainties often result in a wider gap, as seen in the GM-Chrysler partnership.
Researchers found that companies simplified crypto disclosures when markets were favorable, but provided more detailed information when interest was high. The study suggests that reporting standards on crypto activities should be refined for better investor quality information.
A new study by Cornell researchers found that VC interest in Black-founded startups peaked after BLM protests, but funding was short-lived. Black-owned startups raised only about a third as much funding as similar non-Black owned startups, even when comparing similar businesses in the same industry, year and state.
The new book provides real-world strategies for arts leaders to navigate financial instability, advocate for equity and inclusion, and implement sustainable business models. With a focus on case study Bethesda's Imagination Stage, the authors examine leadership traits that drive innovation and long-term viability in nonprofit theaters.
Adults with long COVID experience worse work impairment, missed work, and financial distress compared to those without long COVID. Vaccination is associated with improved work outcomes and reduced financial distress among individuals with long COVID.
Patients with type 2 diabetes experience more severe financial difficulties compared to those without the condition. The study emphasizes the importance of considering patient financial health when treating type 2 diabetes, particularly for vulnerable populations.
A study by Florian Zach found that Colorado hotels increased average monthly revenue by 25% between 2014 and 2019, primarily due to higher room bookings and daily rates. Hotels closer to dispensaries, newer and more upscale, and in high-demand areas saw the greatest benefits from dispensary legalization.
Patients with common cancers face significant out-of-pocket costs after diagnosis, with the most advanced cases having the highest expenses. Further research is needed to understand the clinical and financial implications of these costs.
A new study reveals how political conditions in ultra-wealthy elites' home countries influence their offshore finance strategies. Elites from countries with high corruption and unfair law application used blacklisted financial centers, while those from risk of government confiscation employed identity-concealing strategies.
A Dartmouth study reveals distinct patterns associated with offshore secrecy, tied to home country governance. Elites from authoritarian countries use a 'confetti strategy,' while those from transparent democracies employ 'concealment' and 'hybrid' strategies to hide assets.
A study from the University of Bath found a clear gap between expected and actual retirement behavior among younger workers. Those without active workplace pensions or outright home ownership are more responsive to State Pension age reform and adjust their expected retirement age upwards.
Researchers found that firms set overly optimistic goals for the next period after missing their target, and surprisingly, this tactic often pays off. However, large institutional shareholders and female directors can restrain such behavior by demanding accountability and compliance with rules.
Researchers found that higher VIX levels are associated with more robust returns, suggesting that investors should hold onto stocks during times of high volatility. In contrast, a proposed strategy to reduce equity exposure during high VIX periods underperformed the market, according to the study.
A new study found that extending Medicaid coverage for 12 months after birth improved access to medical and behavioral health services. This expansion may help mitigate adverse outcomes, including chronic condition management.
A new study by Dr. Heylel-li Biton explores why foreign firms choose between IFRS and U.S. GAAP, finding that flexibility and compliance costs are key considerations. The research sheds light on the motivations behind financial disclosure decisions and offers guidance for regulators and investors.
The study investigates how digital finance impacts household carbon emissions and finds robust evidence that it is a powerful tool to reduce carbon footprints. It highlights the value of expanding digital financial infrastructure, improving financial literacy, and tailoring low-carbon policies to different types of households.
A study by the University of Texas at Austin reveals that car dealers provide implicit subsidies to subprime borrowers. The dealers incur a loss of an average of $301 when arranging loans for these buyers.
A new study by Carnegie Mellon University finds that foreign multinational firms shift a modest amount of income out of the US for tax reasons. This income shifting supports a modest amount of employment and investment in the US, with results informing the potential effects of upcoming tax bills.
A study of nearly 600 US companies over 17 years found that firms in states with stakeholder-focused laws are better at avoiding environmental issues. CFOs' personalities, especially if they're overconfident, can lead to risky decisions harming both the environment and the company.
A new study reveals that fatal school shootings have far-reaching consequences, altering daily life and disrupting economies in affected communities for months. Anxiety about public safety drives a measurable decline in consumer activity, particularly in grocery stores and restaurants.
The health care workforce experienced decreased employment growth during the pandemic but fully recovered by 2024. This unique recovery is attributed to health care financing via insurance coverage that shielded health care employment from macroeconomic fluctuations.
Prof. AU Man Ho Allen has been recognized with the prestigious Hong Kong Engineering Science and Technology (HKEST) Award 2024-25 for his outstanding contributions to the Web3 ecosystem and the digital economy. His research focuses on developing practical, secure, and privacy-preserving cryptographic solutions.
A study by Waseda University finds that competing corporate coalitions within boards impact a firm's spending decisions once profitability targets are met. Firms with stronger state-endorsement coalitions allocate more resources to social causes, while those with shareholder-value coalitions prioritize dividend payments.
A new study reveals that tech workers' values are complex and diverse, with developers exhibiting a strongly liberal worldview. Non-developer tech workers tend to share more in common with other occupational elites. Understanding these values is crucial for shaping the ethics and impact of the tech industry.
A new study from the University of Surrey found that cultural values significantly impact consumers' acceptance of mobile payments. The research identified five key cultural orientations that shape technology adoption, highlighting the need for businesses to develop targeted marketing messages.
Research finds that credit ratings can effectively restrain chief executive overconfidence, particularly during corporate mergers and acquisitions. Overconfident CEOs become more cautious when facing potential credit downgrade, fearing loss of access to low-cost debt.
Researchers found that quasi-insider shareholder activism is surprisingly common and effective, targeting smaller companies with significant stock ownership. Former CEOs and founders with large stakes can wield considerable influence, but their motivations often appear more personal than ideological.
A new study from the University of Surrey reveals that deregulated banks have led to a significant shift in corporate earnings management strategies, with companies opting for riskier real earnings management (REM) over accrual-based earnings management (AEM). This shift poses long-term risks to sustainability and innovation.