Articles tagged with Finance
Comprehensive exploration of living organisms, biological systems, and life processes across all scales from molecules to ecosystems. Encompasses cutting-edge research in biology, genetics, molecular biology, ecology, biochemistry, microbiology, botany, zoology, evolutionary biology, genomics, and biotechnology. Investigates cellular mechanisms, organism development, genetic inheritance, biodiversity conservation, metabolic processes, protein synthesis, DNA sequencing, CRISPR gene editing, stem cell research, and the fundamental principles governing all forms of life on Earth.
Comprehensive medical research, clinical studies, and healthcare sciences focused on disease prevention, diagnosis, and treatment. Encompasses clinical medicine, public health, pharmacology, epidemiology, medical specialties, disease mechanisms, therapeutic interventions, healthcare innovation, precision medicine, telemedicine, medical devices, drug development, clinical trials, patient care, mental health, nutrition science, health policy, and the application of medical science to improve human health, wellbeing, and quality of life across diverse populations.
Comprehensive investigation of human society, behavior, relationships, and social structures through systematic research and analysis. Encompasses psychology, sociology, anthropology, economics, political science, linguistics, education, demography, communications, and social research methodologies. Examines human cognition, social interactions, cultural phenomena, economic systems, political institutions, language and communication, educational processes, population dynamics, and the complex social, cultural, economic, and political forces shaping human societies, communities, and civilizations throughout history and across the contemporary world.
Fundamental study of the non-living natural world, matter, energy, and physical phenomena governing the universe. Encompasses physics, chemistry, earth sciences, atmospheric sciences, oceanography, materials science, and the investigation of physical laws, chemical reactions, geological processes, climate systems, and planetary dynamics. Explores everything from subatomic particles and quantum mechanics to planetary systems and cosmic phenomena, including energy transformations, molecular interactions, elemental properties, weather patterns, tectonic activity, and the fundamental forces and principles underlying the physical nature of reality.
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Study of the practice, culture, infrastructure, and social dimensions of science itself. Addresses how science is conducted, organized, communicated, and integrated into society. Encompasses research funding mechanisms, scientific publishing systems, peer review processes, academic ethics, science policy, research institutions, scientific collaboration networks, science education, career development, research programs, scientific methods, science communication, and the sociology of scientific discovery. Examines the human, institutional, and cultural aspects of scientific enterprise, knowledge production, and the translation of research into societal benefit.
Comprehensive study of the universe beyond Earth, encompassing celestial objects, cosmic phenomena, and space exploration. Includes astronomy, astrophysics, planetary science, cosmology, space physics, astrobiology, and space technology. Investigates stars, galaxies, planets, moons, asteroids, comets, black holes, nebulae, exoplanets, dark matter, dark energy, cosmic microwave background, stellar evolution, planetary formation, space weather, solar system dynamics, the search for extraterrestrial life, and humanity's efforts to explore, understand, and unlock the mysteries of the cosmos through observation, theory, and space missions.
Comprehensive examination of tools, techniques, methodologies, and approaches used across scientific disciplines to conduct research, collect data, and analyze results. Encompasses experimental procedures, analytical methods, measurement techniques, instrumentation, imaging technologies, spectroscopic methods, laboratory protocols, observational studies, statistical analysis, computational methods, data visualization, quality control, and methodological innovations. Addresses the practical techniques and theoretical frameworks enabling scientists to investigate phenomena, test hypotheses, gather evidence, ensure reproducibility, and generate reliable knowledge through systematic, rigorous investigation across all areas of scientific inquiry.
Study of abstract structures, patterns, quantities, relationships, and logical reasoning through pure and applied mathematical disciplines. Encompasses algebra, calculus, geometry, topology, number theory, analysis, discrete mathematics, mathematical logic, set theory, probability, statistics, and computational mathematics. Investigates mathematical structures, theorems, proofs, algorithms, functions, equations, and the rigorous logical frameworks underlying quantitative reasoning. Provides the foundational language and tools for all scientific fields, enabling precise description of natural phenomena, modeling of complex systems, and the development of technologies across physics, engineering, computer science, economics, and all quantitative sciences.
A new book by Aston University financial regulation expert Dr Daniel Cash proposes a temporary change to the way credit ratings are decided to help poorer countries avoid downgraded ratings and borrow money for vital improvements like healthcare and infrastructure.
Researchers propose experience cocreation to transform shared coupons into a tool for relationship building, suggesting it can boost social goals and alleviate norm conflict. The study recommends three steps for managers to utilize social influence, including sending reminder messages that emphasize economic and social value.
Rural and critical access hospitals are inadequately addressing social determinants of health due to limited resources, workforce constraints, and lack of incentives. Hospitals are not utilizing community partnerships effectively, which may be attributed to institutional partnerships and lack of incentives.
The proposed SEC rule would require all US publicly traded companies to report their climate-related financial risks, including transition risk and liability risks. This disclosure is crucial for the stability of the financial system, as seen during the Great Recession.
A new study by University of Waterloo professors Seda Oz and Steve Fortin found that daily box office earnings can accurately predict stock market returns for up to five days, creating upward pressure on stock prices.
Collaborations between firms with the same partner can hurt company success, but help employees develop social capital and advance their careers. Employees often benefit from these connections, which can lead to better job opportunities and skill development.
New research by Cornell University ILR School tracks the rise of militant leadership in California Nurses Association, adopting fixed-duration strikes to build a more militant membership and resist concessions. The fixed-duration strike proved highly effective in protecting worker interests, imposing financial costs on employers.
Nonadherence with buprenorphine treatment was associated with increased opioid overdose risk and higher healthcare expenditures in a study of 34,000 Medicare patients. The study found that treatment gaps led to more frequent overdoses and increased healthcare costs.
The COVID-19 pandemic led to a decline in marketing payments, while research payments remained stable despite clinical trial suspensions. Pharmaceutical and medical device companies adapted by incorporating virtual study visits and remote outcome measurement.
The new initiative aims to create more equitable digital financial services, expanding access to mobile money and other services for low-income earners and marginalized communities. The Upanzi Network will leverage research and academia across the continent to develop secure and cost-effective open-source digital technologies.
Tax-exempt hospitals in the US have largely improved their charity care policies since the onset of COVID-19, with clearer eligibility criteria being implemented. However, regulatory attention is needed to address ongoing restrictions and issues with charity care.
A cross-sectional study of 60 new therapeutic agents found no association between research and development investments and treatment costs. The study's findings suggest that drug companies should make further data available to justify high prices.
Non–safety net hospitals maintained positive operating margins throughout the pandemic, while safety-net hospitals experienced significant losses, with California safety-net hospitals' net operating losses exceeding $3.2 billion between Q1 2020 and Q2 2021.
The Medicaid program's eligibility, enrollment, and spending are examined to assess areas of policy expansion and racial/ethnic disparities. The study aims to achieve health equity by exploring the program's effectiveness in addressing these disparities.
A recent investigation by The BMJ reveals that hospital trusts in England are bracing for a significant increase in energy bills this winter, with some anticipating a rise of over 200% in fuel costs. This would result in reduced patient care and staffing levels, posing a major challenge to the NHS's ability to operate effectively.
A study analyzing U.S. data from 1984-2017 found that grandparents' wealth is strongly positively correlated with their younger generation's asset components. However, Black individuals tend to be less invested in risky assets even after adjusting for intergenerational transfers.
Research finds no effect of tax policy change on executive compensation; tax regulations may not be effective in curbing excessive pay. The Tax Cuts and Jobs Act aimed to reduce CEO pay by limiting deductions for performance-based compensation, but studies have found little impact on the practice.
A new analysis suggests that BP's reputation declined after the 2010 Deepwater Horizon accident, but its long-term stock market returns were not significantly affected. The study found no decline in the reputations or stock prices of other oil firms.
New research by Nicola Limodio finds that terrorist attacks are sensitive to local funding availability, with more attacks occurring in cities with higher funding. Financial counter-terrorism can be effective in limiting the ability of terrorist organizations to access funds.
A new study published in the Journal of Marketing finds that requesting customers to rate service professionals first can lead to smaller tips, whereas asking customers to tip first does not influence subsequent rating scores. This research has important implications for firms and managers, suggesting that they should consider asking c...
A study finds that an acquisition by an alliance partner can either destroy or create alliance value depending on the business similarity between the firm and acquired company. The strength of the relation between the firms also plays a crucial role in determining the outcome.
Institutional landlords have raised rent prices in neighborhoods where they own properties, but also improved neighborhood quality and safety. However, these improvements come at a cost to affordability, as rents increased by an average of 0.51% in overlapped neighborhoods.
Claire Célérier, a leading expert in household finance, has been recognized by the Bank of Canada with its Governor's Award for her groundbreaking research on financial inclusion. The award provides a $30,000 annual research grant to support her work on innovative financial products and behavioral biases.
Researchers at MIT created a process called DualFair that can remove bias from data used to train machine-learning models. The method tackles both label bias and selection bias, significantly reducing discrimination in loan predictions while maintaining high accuracy.
Researchers at the University of Innsbruck have proposed a method to solve optimization problems using neutral atoms and four-qubit operations. The algorithm can be realized on existing quantum hardware by optimizing laser pulse durations in a feedback loop.
Couples who pool their finances exhibit better connections and more positive interactions, according to Cornell University research. Low-income couples tend to benefit most from combining bank accounts, aligning financial interests and goals.
Researchers found traders prefer larger companies with strong analyst coverage and a greater ability to convert their shares into cash. They actively traded on firms where both hard and soft information gave similar signals about the future.
A recent study from the University of Toronto's Rotman School of Management found that slow stock analysts outperform their faster counterparts. Portfolios that follow their advice have been shown to perform five to 10 percent better, thanks to their ability to assess a company's value and update forecasts more frequently.
A new BU study found that individuals with physical, social, and financial assets, particularly higher incomes and fewer savings, were less likely to experience sustained depression during the first year of the pandemic. Persistent depression was highest among people in low-income households and those with fewer savings.
A new study found that a higher minimum wage was associated with fewer people defaulting on their rent payments, particularly among those at the lower end of the housing expense market. However, landlords responded by increasing rent payments, offsetting some but not all of the increased income.
A new study finds that top 10 banks have limited commitments to reduce financing of fossil fuels, despite increasing focus on climate change. Experts recommend policy changes to address the banking industry's responsibility in financing climate change.
A recent study by Bayes Business School suggests that accounting firms are better equipped to deliver fair target valuations on mergers and acquisitions compared to investment banks. The research highlights the importance of auditing expertise in determining a company's true value.
A study of 2,800 adults aged 75+ found that severe financial strain increased the risk of death in the six months following a heart attack. The research highlights the importance of addressing financial stress for older adults with cardiovascular disease.
A study published in Applied Economics analyzed the relationship between precious metal commodities and equity markets, revealing that gold and aluminum are the most desirable metals for investment. The research also found that copper and zinc have the largest spillovers on global equity indices.
Researchers have developed a new text-based analytics model that analyzes firms' tailoring of investments to their portfolio of products, using the four-stage product cycle. This framework provides insights into how firms exploit investment opportunities, including disclosure patterns and strategic alliances.
Alternative data can improve market performance by encouraging firms to bring in more skilled people to extract unique insights. As funds acquire these skills, they can process more alternative data at a lower cost, leading to stronger performance for both the fund and the market.
Between 2015 and 2019, Medicare spending on drugs with an accelerated approval indication more than doubled, reaching $9.1 billion in 2019, primarily driven by Part B drugs. The study's findings highlight the growing concern of rapidly increasing costs associated with these medications.
Researchers found that minimum payment requirements cause consumers to spread repayments evenly, leading to less paid to higher-interest debts. By displaying interest rates clearly, companies can help consumers make better repayment choices. Fintech products and policy changes can also aid in reducing interest payments.
Researchers found that tweets with negative valence and consumer orientation generate permanent price impacts, while those with positive valence and competitor orientation increase temporary price impacts. Firms can design social media content to improve firm value by incorporating attributes such as valence and subject matter.
A new study aggregates evidence from experiments on performance incentives globally, finding that men and women respond similarly to rewards for achieving performance objectives. The study suggests that performance pay boosts productivity for both genders across various contexts and program designs.
Researchers found that creative activities, like designing t-shirts or decorating cookies, increase charitable giving. Donors who participate in these activities feel a sense of freedom and autonomy, leading to higher donation behavior.
Researchers found that a low opening offer can be effective if it's within a 'fair game' window, avoiding negative emotions, but not so low that it backfires. A balance must be struck to achieve a better outcome in negotiations.
A recent study found that rewarding costly skepticism in auditors may not be effective and can even lead to a decrease in red flag investigation. Instead, supporting skepticism from supervisors and promoting a culture of investigative mindset can encourage auditors to identify and pursue potential problems.
A new study by Cornell University reveals that TV ads significantly influence retail investors' decisions, leading to increased online searches and stock trading volumes. The study found that certain types of ads, such as those airing during prime-time hours or for financial sector products, generated the strongest investor response.
Countries lagging behind in renewable energy adoption risk lower industrial competitiveness and economic instability. Uneven transition patterns can exacerbate existing international tensions, making it difficult for late decarbonizers to catch up with early movers.
A study by UCL researchers suggests that levelling up access to finance for poorer countries can accelerate the transition to renewable energy, allowing Africa to reach net-zero emissions approximately 10 years earlier than current projections. This would require policy interventions to lower the weighted average cost of capital (WACC)...
The Monetary Authority of Singapore launches a $2 billion green investments program to promote environmentally sustainable projects. The Singapore Green Finance Centre, launched by SMU Lee Kong Chian School of Business and Imperial College Business School, aims to build a new ecosystem for sustainable investing in Asia. Researchers wil...
Researchers found that firms with stronger positions in supply chains provide more trade credit to customers, while those with weaker positions receive less. This contradicts the financing advantage theory and supports the recursive moral hazard theory of trade credit.
A recent study by Lero researchers found that COVID-19 growth largely explained changes in stock prices globally, but had little impact on China or the MSCI World index. The study suggests that investor sentiment and economic factors such as crude oil and bond yields played a greater role in shaping market prices.
A research project led by Albert Banal-Estanol and Massimo Motta aims to analyze the factors that determine a company's market power and their impact on consumers. The study also explores regulatory interventions in areas of consumer protection, product safety, and digital markets.
A recent Finnish study found that Bitcoin volatility does not respond immediately to cyberattacks, but rather increases substantially on the fifth day after an incident occurred. This delayed response suggests inefficiency in the market's ability to price shocks, with significant economic implications.
Researchers found that cloudy weather leads to lower investments in risky equity crowdfunding campaigns, with novice investors reacting more strongly. To mitigate this effect, entrepreneurs can target experienced investors or increase marketing efforts on cloudy days.
Specialized ETFs focus on popular industries like cannabis and cybersecurity, but tend to lose value quickly. Investors who buy into these funds are often less sophisticated, leading to significant losses over time.
Former UNFCCC leaders call for effective implementation, ambitious targets, and concrete strategies to avoid dangerous climate change and meet the 1.5°C temperature increase threshold
A study by WVU finance professor Alexander Kurov and his co-author Chen Gu found that firm-level Twitter content can predict next-day stock returns and contains information about upcoming analyst recommendation changes, quarterly earnings surprises, and opening prices of initial public offerings. This research has important implication...
The CGIAR Latin America centers are driving innovations to reduce poverty and improve food security in the region. Innovations like the Andean Initiative use technology and partnerships to generate site-specific adaptation measures for farmers.
A new study by the University of Delaware found that diverse directors are less likely to serve in board leadership roles, despite being highly qualified. This inequity persists even when controlling for specialized skills and experience. The research suggests biases may be a contributing factor.
The Roy Rosenzweig Center for History and New Media at George Mason University is receiving a $20,000 grant to build financial resilience in the digital humanities. The project will connect five digital humanities organizations through a yearlong planning exercise focused on sustainable business models.
A national study found that housing finance agencies' supportive services and loan structure significantly reduced mortgage defaults and foreclosures among low- and moderate-income households. The results suggest government programs can help low-income households afford and keep their homes, with potential impacts on local economies.
A recent study from Ohio State University found that households immediately increase their spending after receiving tax refunds. In contrast, when households owe taxes, they do not reduce their spending, instead using other sources of funds to pay the bill. This challenges traditional economic theories about how people spend their money.