Articles tagged with Financial Services
Comprehensive exploration of living organisms, biological systems, and life processes across all scales from molecules to ecosystems. Encompasses cutting-edge research in biology, genetics, molecular biology, ecology, biochemistry, microbiology, botany, zoology, evolutionary biology, genomics, and biotechnology. Investigates cellular mechanisms, organism development, genetic inheritance, biodiversity conservation, metabolic processes, protein synthesis, DNA sequencing, CRISPR gene editing, stem cell research, and the fundamental principles governing all forms of life on Earth.
Comprehensive medical research, clinical studies, and healthcare sciences focused on disease prevention, diagnosis, and treatment. Encompasses clinical medicine, public health, pharmacology, epidemiology, medical specialties, disease mechanisms, therapeutic interventions, healthcare innovation, precision medicine, telemedicine, medical devices, drug development, clinical trials, patient care, mental health, nutrition science, health policy, and the application of medical science to improve human health, wellbeing, and quality of life across diverse populations.
Comprehensive investigation of human society, behavior, relationships, and social structures through systematic research and analysis. Encompasses psychology, sociology, anthropology, economics, political science, linguistics, education, demography, communications, and social research methodologies. Examines human cognition, social interactions, cultural phenomena, economic systems, political institutions, language and communication, educational processes, population dynamics, and the complex social, cultural, economic, and political forces shaping human societies, communities, and civilizations throughout history and across the contemporary world.
Fundamental study of the non-living natural world, matter, energy, and physical phenomena governing the universe. Encompasses physics, chemistry, earth sciences, atmospheric sciences, oceanography, materials science, and the investigation of physical laws, chemical reactions, geological processes, climate systems, and planetary dynamics. Explores everything from subatomic particles and quantum mechanics to planetary systems and cosmic phenomena, including energy transformations, molecular interactions, elemental properties, weather patterns, tectonic activity, and the fundamental forces and principles underlying the physical nature of reality.
Practical application of scientific knowledge and engineering principles to solve real-world problems and develop innovative technologies. Encompasses all engineering disciplines, technology development, computer science, artificial intelligence, environmental sciences, agriculture, materials applications, energy systems, and industrial innovation. Bridges theoretical research with tangible solutions for infrastructure, manufacturing, computing, communications, transportation, construction, sustainable development, and emerging technologies that advance human capabilities, improve quality of life, and address societal challenges through scientific innovation and technological progress.
Study of the practice, culture, infrastructure, and social dimensions of science itself. Addresses how science is conducted, organized, communicated, and integrated into society. Encompasses research funding mechanisms, scientific publishing systems, peer review processes, academic ethics, science policy, research institutions, scientific collaboration networks, science education, career development, research programs, scientific methods, science communication, and the sociology of scientific discovery. Examines the human, institutional, and cultural aspects of scientific enterprise, knowledge production, and the translation of research into societal benefit.
Comprehensive study of the universe beyond Earth, encompassing celestial objects, cosmic phenomena, and space exploration. Includes astronomy, astrophysics, planetary science, cosmology, space physics, astrobiology, and space technology. Investigates stars, galaxies, planets, moons, asteroids, comets, black holes, nebulae, exoplanets, dark matter, dark energy, cosmic microwave background, stellar evolution, planetary formation, space weather, solar system dynamics, the search for extraterrestrial life, and humanity's efforts to explore, understand, and unlock the mysteries of the cosmos through observation, theory, and space missions.
Comprehensive examination of tools, techniques, methodologies, and approaches used across scientific disciplines to conduct research, collect data, and analyze results. Encompasses experimental procedures, analytical methods, measurement techniques, instrumentation, imaging technologies, spectroscopic methods, laboratory protocols, observational studies, statistical analysis, computational methods, data visualization, quality control, and methodological innovations. Addresses the practical techniques and theoretical frameworks enabling scientists to investigate phenomena, test hypotheses, gather evidence, ensure reproducibility, and generate reliable knowledge through systematic, rigorous investigation across all areas of scientific inquiry.
Study of abstract structures, patterns, quantities, relationships, and logical reasoning through pure and applied mathematical disciplines. Encompasses algebra, calculus, geometry, topology, number theory, analysis, discrete mathematics, mathematical logic, set theory, probability, statistics, and computational mathematics. Investigates mathematical structures, theorems, proofs, algorithms, functions, equations, and the rigorous logical frameworks underlying quantitative reasoning. Provides the foundational language and tools for all scientific fields, enabling precise description of natural phenomena, modeling of complex systems, and the development of technologies across physics, engineering, computer science, economics, and all quantitative sciences.
A scoping review of 15 studies on hospital physician engagement found that young, experienced, and single physicians were more engaged. Personal attributes like resiliency, self-efficacy, and optimism, as well as work-related factors such as quality of work life and job resources, also linked to higher engagement.
A study by University of East Anglia researchers found that the length of time between product consumption and posting affects review quality, with early reviews being more negative and later ones more positive. The study also discovered that geographical and cultural distances influence how reviewers rate experiences.
A study found that Medicare Diabetes Prevention Program (MDPP) costs may be higher than expected reimbursements, potentially limiting access to recommended services for minority and low-income patients. The program aims to prevent diabetes in Medicare beneficiaries, but insufficient reimbursement may deter healthcare providers.
Wraparound services, co-located with primary care, are associated with a reduction in hospitalizations and emergency room visits. Researchers estimated potential cost savings of $8.2 million from 2011 to 2016, representing an average annual savings of $1.4 to $2.4 million.
ReCRED project develops secure authentication system linking user's identity to their mobile device, eliminating password management. The platform uses data-based security and incorporates biometric information for verification.
A special issue of Health Physics journal highlights women's contributions to and experiences in radiation protection and safety. The articles showcase the historic roles of women pioneers and their diverse roles in health physics, including research on approaches in monitoring radiation exposure.
A recent study by the University of Illinois at Urbana-Champaign found that nearly a third of young adults are financially precarious due to poor financial literacy and income instability. These individuals often rely on alternative financial services, which can lead to high interest rates and fees.
A series of articles and commentaries highlights the importance of process improvements, team culture, and enterprise cybersecurity in preventing cyberattacks. Healthcare executives discuss key components of effective cybersecurity strategies, including organization-wide training and shared responsibility.
A study found that Medicare preventive care visits are lower in racial and ethnic minority patients, with income and education partially explaining the difference. The rate of use increased modestly since its introduction but remains low, highlighting the need to promote its use among beneficiaries and providers.
Researchers at George Mason University propose a 12-step model to finance social determinants that could lead to significant cost savings for healthcare stakeholders. The model aims to incentivize sustainable funding for services like reliable housing, nutrition, and transportation, which are crucial for future health outcomes.
A study in Honduras found that combining conditional payments with investment in schools and clinics leads to better educational and labor market outcomes. The research suggests that this approach can have a transformative impact on individuals' lives.
A new study estimates that Hurricane Maria caused over 1,139 deaths in Puerto Rico through December 2017, exceeding the official death toll of 64. The analysis used vital statistics records to account for indirect deaths due to infectious disease outbreaks and lack of services.
A new study by the London School of Hygiene & Tropical Medicine found that Social Impact Bonds (SIBs) have a role in developing outcome-based contracting but are not a panacea for public service reform. SIBs were shown to be effective in providing personalized support and flexibility, but their impact on cost savings is limited.
A new study from the University at Buffalo reveals that households in Nairobi's slums receive inferior household services and pay higher rent compared to formal settlements. The double-jeopardy situation highlights the need for significant public financing or combined public-private investments to address housing and infrastructure gaps.
A new Lancet Commission proposes a comprehensive package of interventions addressing neglected areas like infertility services, prevention, and counselling for gender-based violence. Meeting all needs for sexual and reproductive health services would require a minimum global investment of $54 billion annually.
A four-year grant will support the Program on Water, Health & Development (WHD) in Burkina Faso, Ghana, Mali, Niger, Ethiopia and Uganda. WHD aims to develop concrete plans for expanding water services to all residents within a target district, guided by the United Nations' Sustainable Development Goals.
A new study from the University of Notre Dame finds that when audit offices prioritize non-audit services due to fee pressure, audit quality suffers, leading to increased client misstatement rates and compromised financial statement accuracy.
A first-of-its-kind study links fringe loan use to a higher risk of poor health, with those using fringe services more likely to report fair or poor health. The study's findings have social policy implications for re-engineering safety nets for low-income populations.
A study found that military personnel receive extensive civilian mental health services due to inadequate military services. The most common reasons for seeking help were insufficient services, fear of reprisal, and mistrust of command.
A recent analysis of Medicare billing records reveals that hospital charges for outpatient oncology services can exceed Medicare payouts by twofold to sixfold. The study, published in the American Journal of Managed Care, emphasizes the need for fair and transparent pricing to protect vulnerable patients from financial burdens.
A Tel Aviv University study suggests that assigning practical, task-related assistance to newcomers can prevent burnout. This approach is more effective than encouraging emotional support or helping with personal issues. By involving new employees in providing instrumental help, managers can mitigate burnout and improve productivity.
A recent study found that 37% of ACOs have a management partner, who provides essential services such as data analysis, administrative support, and care coordination. These partnerships enable smaller organizations to participate in ACOs and improve quality, with management partners also providing financing and acting as 'ACO-enablers'
A Canadian study found that increased social spending was associated with improved health outcomes, while increased healthcare spending had no similar effect. The researchers suggest that reallocating funds from healthcare to social services could lead to significant improvements in life expectancy and mortality rates.
A study of 6.7 million patients found postoperative mortality increased gradually as the day of surgery approached the weekend. The odds of death were 12% higher for Thursday operations and 24% higher for Friday operations compared to Monday operations.
A new financial services tribunal is proposed to fill the gap in resolving mid-market disputes between financial institutions and small and medium-sized enterprises. The tribunal could increase international demand for English credit, reduce compliance costs, and improve innovation and growth.
A new study published in Health Affairs finds that veterans receiving VA care have lower rates of excessive end-of-life interventions compared to those on Medicare. The research suggests that the financial incentives of Medicare's fee-for-service model drive higher-intensity care for patients nearing death.
A study by UBC Sauder School of Business found that price-conscious consumers perceive customer service workers as less human. This dehumanization can lead to poorer treatment and higher job dissatisfaction among employees. The research highlights the importance of recognizing human needs in customers, even when focusing on saving money.
The project PoupeMais, developed by MGov Brasil, aims to educate 10,000 account holders in Brazil about healthy financial habits and reduce indebtedness. The startup uses SMS and reverse-charge calls to collect data and evaluate the impact of financial education messages on consumption decisions.
A new study found that consumer-directed health plans, touted for their money-saving potential, have little impact on reducing spending on low-value services. Despite rising enrollment, these plans failed to motivate patients or doctors to curb unnecessary care.
A public-private effort in Los Angeles County has reduced emergency medical services, inpatient hospital care, and outpatient health services use among those enrolled in the Housing for Health program. Participants made an average of 1.64 fewer emergency room visits and inpatient hospital stays decreased by more than 4 days.
A new study suggests that despite the rise in high-deductible health plans (HDHPs), most Americans who have them aren't pursuing consumer-like behaviors such as saving, shopping around, or discussing costs with healthcare providers. Key findings include low savings rates and limited engagement with providers.
The study found that annual well-visit rates among adolescents increased from 41% to 48% after the ACA, with significant gains among minority and low-income adolescents. The ACA's requirement for coverage of preventive services without a copay led to increases in the receipt of recommended services up to age 21.
Scientists have unveiled a dataset mapping diverse migrant communities in the EU, providing insights for policymakers to develop targeted integration policies. The maps reveal residential patterns of migrants by nationality or country of origin, highlighting concentration, diversity, and segregation within cities.
A study found that Medicare pay-for-performance programs are having a disproportionate financial impact on hospitals in the Mississippi Delta region, causing declining financial performance. The programs have led to widening disparities in financial performance between Delta and non-Delta hospitals.
A study found that many discarded kidney organs can be suitable for transplantation if certain steps are taken to limit damage following donation. The use of these organs could be increased by limiting cold ischemia times.
The NHS plans to sell off unused land to raise funds for essential maintenance and modernization of healthcare services. Kailash Chand, a GP, raises concerns that this approach may not address underlying shortfalls in the health budget and could lead to long-term costs.
A new study by the University of Cambridge found that telephone consultations to determine whether a patient needs to see their GP face-to-face do not reduce GP workload or hospital referrals. Instead, they may increase overall GP workload and lead to increased secondary care costs.
A new study finds that an open gym format for cardiac rehabilitation shortens waiting times by an average of 14.9 days, compared to traditional scheduled appointments. The flexible scheduling model also showed no significant differences in outcomes, including exercise capacity and depressive symptoms.
Research at University College London found that people on low incomes who are extraverted tend to spend more on luxury goods to compensate for their financial status. Introverts with similar incomes, however, do not exhibit this behavior, suggesting a relationship between personality and spending habits.
A study found that high-quality early intervention for children with autism can lead to significant cost savings. After just two years, the costs associated with the Early Start Denver Model were fully offset due to reductions in other services. The model uses a developmental curriculum and teaching procedures delivered by therapy team...
Medical expenditures in the US have increased by 47% between 1996-1997 and 2011-2012, mainly due to higher prescription drug use. However, primary care physician visits and home health care costs remained relatively stable.
A study published in Medical Care found that vertical integration of primary and hospital care led to a lower rate of hospital readmissions. The analysis included nearly 1.2 million hospital admissions between 2004 and 2013, resulting in a relative ten percent decrease in the probability of unplanned readmission.
The study will examine how healthcare services are delivered to people on probation and identify ways to improve health outcomes and reduce recidivism. By analyzing existing data and conducting surveys, the researchers aim to develop evidence-based guidelines for better healthcare commissioning in this vulnerable population.
Local sustainability and transformation plans (STPs) for NHS England are unlikely to work due to four major problems: insufficient funding, rushed development, lack of statutory force, and a gap in social care services. Expert Kieran Walshe calls for government action to address these issues.
Researchers have developed TumbleBit, a computer protocol that enhances Bitcoin's anonymity by involving multiple parties in transactions. The system's three phases ensure a higher level of security and privacy for users.
A new study by University of Kansas researcher Jessica Li found that broad smiles lead to perceptions of warmth but less competence, while slight smiles elicit more competence and lower risk perceptions. This can impact consumer behavior in different contexts.
The report highlights increased rates of rape incidents, intimate partner homicides, and human trafficking in Texas between 2010 and 2015. Notably, the rate of rape incidents reported to police was 44.4 per 100,000, with a 13% higher rate compared to the US.
A third of Clinical Commissioning Groups (CCGs) in England are using private companies to screen patient referrals from GPs to specialist services. While some schemes aim to reduce costs, others improve referral quality. However, most CCGs lack evidence on whether their schemes have saved money overall.
Researchers at Tomsk State University developed a universal method for calculating the most efficient operation of systems with incoming flow. This approach can be used to eliminate queues in shops and banks, as well as reduce mobile communication congestion during holidays.
A new study found that mobile-money services in Kenya increased daily per capita consumption levels by 194,000, or 2%, lifting households out of extreme poverty. Female-headed households saw a significant increase in consumption and occupation shifts, with an estimated 185,000 women moving from farming to business occupations.
A study estimates that mobile money improved the lives of 194,000 Kenyan households, lifting them out of extreme poverty. Increased access to mobile money also boosted long-term consumption, especially among female-headed households.
A new study from Harvard Medical School found that patients who receive care from primary care doctors with lower-than-average office visit prices can spend, on average, $690 less per year. The savings are not driven by fewer services or less care, but rather by lower prices for almost every other outpatient service.
Sixty-nine percent of local authorities in England have reduced funding for stop-smoking services due to budget cuts. These services are crucial for smokers' successful cessation, with specialists three times more likely to help them quit.
According to a new Dartmouth Institute study, 16 of 32 ACOs addressed patients' nonmedical needs. ACOs are creating financial incentives for providers to improve outcomes and lower costs. The study found that addressing these needs can lead to reduced medical costs and improved quality of care.
A recent study by University of Notre Dame researchers shows that businesses must balance quality service with ethical behavior to achieve success. The study found that excellent service alone is not enough for financial outcomes, highlighting the importance of low unethical behavior in customer satisfaction and financial returns.
A study led by SFU health sciences professor Ruth Lavergne found that BC's primary care physician incentive program has not improved access to primary care or reduced hospitalizations. The program, which provided over $240 million in incentive payments since 2007, has also failed to save money.
A new study by RAND Corporation recommends that suicide prevention hotlines expand their digital services, such as chat services, to better reach users. The study also suggests integrating these hotlines into existing healthcare systems to improve caller connections and resources.
Family forest owners prioritize natural values over financial gain, controlling 286 million acres of US forestland. Limited written forest management plans and professional forestry advice are prevalent among owners.
A recent study found that offering health care price transparency tools to employees did not result in lower outpatient spending. The study compared the spending patterns of employees who had access to the tool with those who did not, and found no significant difference in average outpatient spending.
Seven of the top 10 most profitable US hospitals in 2013 were nonprofit hospitals, earning over $163 million each. The study suggests that monopolies in their communities allow these hospitals to charge high rates to private insurers, leading to substantial profits. In contrast, rural and urban hospitals with smaller patient volumes te...