Articles tagged with Money
A Penn State researcher found that Treasury yields influence rates on cryptocurrency lending markets, despite no direct link. Stablecoin borrowing and deposit rates move together with Treasury yields in a systematic way.
Researchers at West Virginia University are studying loss-chasing behavior in West Virginia to identify trends and triggers that cause gamblers to place risky bets. The goal is to promote responsible gaming and consumer protection in gaming markets.
A cross-sectional study of 172 venture capital-backed maternal health startups identified significant gaps in pregnancy care delivery, particularly for low-income populations. The study found that while startups have the potential to facilitate innovation, few address health equity concerns.
A study found that a prenatal and infant cash transfer program significantly reduced investigated allegations of maltreatment among infants. The program provided economic stability, which prevented child welfare system involvement.
A cohort study of 3,230 kidney transplant recipients found that transplantation reverses declining employment income, enabling meaningful economic recovery. The findings highlight the socioeconomic value of transplantation and inform policies to support patients during pretransplant vulnerability.
A new study by University of Cincinnati researchers found that men's sense of fulfillment at work is linked to their partners' views on money. Couples who align on the values of money tend to have higher job satisfaction, while those with differing perspectives experience lower job fulfillment.
A new study by the Complexity Science Hub reveals that crypto hacks can have a significant impact on market prices, with investors bearing the brunt of the losses. The study found that in 12 cases, affected tokens experienced subsequent price crashes, resulting in $1.3 billion indirect losses.
A new study by Davide Sandretto finds that greener cryptocurrencies, such as those using Proof-of-Stake protocols, respond more steadily to market movements. This reduces volatility and is a win-win for the environment and investors, who face fewer risks from energy price shocks.
A new study by the University of Florida finds that most US home buyers are overpaying mortgage fees, with average costs ranging from 1-3% of the loan. Shopping around can help consumers save an average of $32 in fees and more than $1,000 in interest per loan.
A new study by the University of Surrey found that 16% of UK adults were asked for a bribe in the last year, while 5.8 million people were invited to move money linked to crime. The risk is concentrated among younger adults and men, with those in the finance sector being targeted most frequently.
A new study based on responses from 5,500 people in Germany and the UK found that European voters overwhelmingly reject imposing trade tariffs. Despite being asked to support green investments and respond to Donald Trump's new trade policies, participants preferred other economic solutions over tariffs.
New research by Bayes Business School reveals the introduction of the National Living Wage has decreased labor mobility across firms, but its impact on workers' incentives to search for new jobs is unclear. The study suggests that rising wage floors may reduce job switches and make potentially risky job moves less attractive.
A Dartmouth study found that people without pets donate more than cat owners, who in turn give more often and diversely. The researchers analyzed over $70 billion in donations from approximately 63 million donors, suggesting that personality traits may play a role in philanthropic behavior.
Researchers found that companies simplified crypto disclosures when markets were favorable, but provided more detailed information when interest was high. The study suggests that reporting standards on crypto activities should be refined for better investor quality information.
Researchers at Binghamton University found that focusing on the time invested in a goal, rather than the monetary cost, can enhance self-determination and increase persistence. This approach can be particularly effective for DIY customers, helping to reduce unhappiness and increase job satisfaction.
ESMT Berlin collaborates with ECB to develop digital euro functionalities, focusing on programmed payments and smart contracts. The Digital Euro Hub platform will simulate programmed payments and test smart contracts.
A study by Complexity Science Hub found that in 7.54% of DAOs, a single contributor controlled decisions due to concentrated governance tokens. This raises concerns about the true level of democracy in these organizations, which aim to distribute power and promote fairness and transparency.
A new study by the University of Bath found that London's Low Emission Zones significantly reduced harmful pollutants, resulting in lower sick leave rates and improved mental well-being. The introduction of Ultra Low Emission Zones also delivered substantial cost savings.
A new study from the University of Georgia found that millennials have lower levels of financial well-being and knowledge, while boomers have the highest. Financial skills and behavior also tend to improve with age. Insights from this study could help develop programs to improve financial well-being across generations.
Kathleen Thelen examines the growth of supersized retailing in the US, tracing its roots back to the late 19th century. She argues that policy and politics played a crucial role in shaping the industry's dominance.
Researchers from Queen Mary University of London used advanced mathematical techniques to identify suspicious trading patterns that suggest a coordinated attack on the TerraUSD stablecoin, leading to a catastrophic loss of $3.5 billion in value. The study sheds light on how this happened, uncovering evidence of a deliberate attempt to ...
A pooled cross-sectional study found a positive correlation between state minimum wage hikes and improved food security rates among at-risk households. Policymakers can use these findings to set wages that reduce food insecurity burden on U.S. children and families.
A new book by Lancaster University historian James Taylor highlights the lives of pioneering female stockbrokers who challenged societal beliefs about women and money. The study reveals how these women fought against exclusion and ultimately won the right to join the London Stock Exchange in 1973.
A new study finds that countries with large economic and political disparities have lower emissions than more democratic nations. Increased consumption leads to higher emissions in societies with greater equality. Technological changes are needed to mitigate climate issues.
A recent study by the University of Georgia found that financial stress can contribute to burnout and reduce job satisfaction. The researchers surveyed over 200 employees and discovered that current worries about money management increased levels of burnout, while expected future financial security improved views on one's job.
Researcher Anne Pisor discusses how group living and perception play a role in triggering the 'us versus them' mindset, which can lead to conflict. She also provides insights on how cultural background, past experiences, and resource availability contribute to this phenomenon.
A global study of 76 countries reveals a significant association between wealth and prosocial behavior, with higher income leading to increased altruistic intentions and reciprocity. The study also found that financial equality could have a strong impact on increasing prosocial attitudes.
A study of 80,337 people across 76 countries found that those with higher incomes and financial well-being reported greater prosocial actions and attitudes. Higher income individuals were more likely to donate, volunteer, and trust others, although they also showed lower trust in others.
A study published by the American Psychological Association found that people with higher optimism levels saved more money over time, especially those with lower incomes. Optimism was found to exert a stronger influence on savings behavior than financial literacy and risk tolerance.
A new study from the University of Vaasa identifies transparency, centralisation, territorial access, fee structures, and referral schemes as risk factors in cryptocurrency exchanges. Decentralised exchanges have a lower probability of failure compared to centralised platforms due to their distributed structure.
PolitiFi, a new form of meme coin cryptocurrency inspired by internet culture and humour, was explicitly affiliated with political candidates in the 2024 US elections. The coins helped shape narratives, enhance visibility, and boost political engagement among voters in the cryptosphere.
A study from the University of Georgia found that about half of social media users have invested in digital currencies, with men and those with high risk tolerance being more likely to do so. On the other hand, people with higher education levels were less likely to invest. Investing in crypto comes with risks, such as volatility and u...
Researchers found that up to 34% of the British public considered acts like nepotism or bribery acceptable during the vaccine rollout. The study also discovered an association between public tolerance of petty corruption and vaccine rollout speed, with slower rollouts in areas where tolerance was higher. Lead author Dr Franziska Sohns ...
Early detection of breast cancer can lead to less intensive treatments, saving the Canadian healthcare system $459.6M over women's lifetimes and 3,499 breast cancer deaths. Screening mammograms and diagnostics costs are easily offset by earlier stage treatment.
Research published in PLOS ONE found that older adults in the U.K. are more likely to be repeatedly victimized by cybercrime, resulting in significant financial loss. This demographic is particularly vulnerable due to factors such as health conditions and social isolation.
A new study from Penn State found that parents who experienced difficult childhoods provided an average of $2,200 less for their children's college education. This suggests that intergenerational monetary exchanges could influence the next generation's success, with even parents' current socioeconomic status mattering.
Research by Charan van Krevel finds that poor investments in resource-rich countries are caused by systemic issues, not just apathy or lack of will. Effective sustainable development is hindered by corporate skimming off profits, leaving little for future generations.
MixBuy is the first cryptographic protocol guaranteeing both security and privacy in digital purchases. It hides the relationship between customer and store by using an intermediary to relay payments.
A Tel Aviv University study finds that individuals who enhance their appearance are more likely to exhibit prosocial behavior, including donating to charity. The research suggests that feeling attractive can motivate people to engage in good deeds, with a significant impact on social consciousness.
Research from the University of Surrey found that physical cash fosters a sense of psychological ownership, leading to more responsible spending behaviors. Participants in focus groups and questionnaires reported feeling a deeper connection to their money when using cash, which is lacking with digital payments.
A study by Aruhn Venkat found that the law led to a significant reduction in tax avoidance strategies, including shifting money overseas or moving it to special purpose entities. The law also had a deterrent effect on companies, with publicity around actual whistleblower lawsuits having a complementary effect.
Financial stress can lead to abusive supervision, with men being more susceptible due to societal expectations of control. However, women also experience abuse but less frequently. Supportive leadership and social networks can counteract negative effects.
A comprehensive framework for securing mobile money applications has been ratified by the United Nations, marking a significant step toward safer digital financial transactions. The framework includes 120 detailed recommendations and controls to ensure comprehensive protection for users and transactions.
A new study by MIT scholars finds that hospice care generates substantial savings for the US Medicare system, with $29,000 in cost savings over five years for patients with Alzheimer's Disease. Hospice care provides palliative-type care at a lower cost than elaborate medical procedures, saving lives and reducing suffering.
The study found that uneven distribution of resources gives some individuals more access to play than others. Wildlife is a major draw for nature-based tourism, but human recreation has unintended consequences for biodiversity. To coexist with wildlife, it's essential to follow common-sense rules and minimize disturbance.
A new study reveals a surge in cryptocurrency fraud committed by young, tech-savvy male offenders, with 55% of cases involving American targets, posing significant challenges to traditional law enforcement.
A new study suggests that introducing a smaller vial size for the Alzheimer's drug lecanemab could reduce waste by 74% and save Medicare up to $336 million per year. This is due to the high amount of unused medication being discarded, with each patient often receiving a dose lower than the available vial sizes.
A study found that female physicians are underrepresented in high-compensation specialties compared to non-high-compensation specialties. High-compensation surgical specialties experienced a steady increase in female applicants and matriculants over time.
A new study shows that belonging to age-based groups affects finances and health, with kin-based societies experiencing significant improvements in child nutrition. Researchers analyzed cash transfer programs in East Africa, finding that pension payments to seniors reduced malnourishment by 5.5% in kin-based households.
A new study by Dr. Abigail Hurwitz and Prof. Orly Sade found that retirees are more likely to cash out smaller retirement accounts instead of turning them into steady income streams. This behavior can hurt their long-term financial security, leading to less stable income in retirement.
A new study published in Communications Psychology found that older adults (60+ years) are more susceptible to social influence when making impulsive financial decisions. In contrast, younger adults tend to stick to their original preference even after seeing others opt for the impulsive option.
Researchers found that colleges offer multimillion-dollar coaches instead of throwing money at student-athletes, leading to an arms race in athletics. The study revealed a significant correlation between head coach salaries and team recruitment success, with higher salaries associated with better teams and more victories.
A Northwestern University study finds that cancer patients prefer their providers assess their financial concerns early in treatment. Most patients (83%) want their providers to reach out regarding financial needs, with 82% preferring this at diagnosis or starting treatment.
The study found that home discharge rates increased more for Hispanic compared to non-Hispanic white patients, highlighting the importance of considering differential outcomes in Medicare payment policies. These findings suggest the need for tailored approaches to address racial and ethnic disparities in joint replacement care.
A new study from the University of Notre Dame finds that Big Tech privacy policies can decrease consumer engagement and satisfaction with ads, leading to reduced performance and revenue. The study explores how data minimization and other policies affect ad variety and consumer behavior.
A study by Tel Aviv University researchers found that homes sold through free classified services received fewer clicks, sold more slowly, and at a lower price than identical homes sold through paid services. This resulted in an average net loss of about 3.5% to 3.8% of the transaction price.
A new study from Stockholm University provides fresh insights into the Viking Age monetary system, revealing a flexible pricing system that used both oxen and silver as units of payment. The Forsa Ring inscription describes fines paid in these forms, indicating a more practical and efficient financial system.
The number of semaglutide prescriptions filled reached 2.6 million in 2023, with Wegovy accounting for most fills since its approval in June 2021. Most Wegovy fills were among commercially insured populations, despite the disproportionate burden of obesity in Medicaid and Medicare Part D.
A study published in Nature Human Behaviour found that prehistoric Europeans spent on small everyday expenses more often than large ones, consistent with modern Western economies. The researchers also discovered metal fragments circulated as money around 1,500 BC, supporting the idea of a market economy from an early stage.
A global analysis of wildlife on money reveals that native fauna are depicted on 15.2% of banknotes, with a strong bias towards terrestrial species and bird and mammal representations.