Articles tagged with Financial Management
Comprehensive exploration of living organisms, biological systems, and life processes across all scales from molecules to ecosystems. Encompasses cutting-edge research in biology, genetics, molecular biology, ecology, biochemistry, microbiology, botany, zoology, evolutionary biology, genomics, and biotechnology. Investigates cellular mechanisms, organism development, genetic inheritance, biodiversity conservation, metabolic processes, protein synthesis, DNA sequencing, CRISPR gene editing, stem cell research, and the fundamental principles governing all forms of life on Earth.
Comprehensive medical research, clinical studies, and healthcare sciences focused on disease prevention, diagnosis, and treatment. Encompasses clinical medicine, public health, pharmacology, epidemiology, medical specialties, disease mechanisms, therapeutic interventions, healthcare innovation, precision medicine, telemedicine, medical devices, drug development, clinical trials, patient care, mental health, nutrition science, health policy, and the application of medical science to improve human health, wellbeing, and quality of life across diverse populations.
Comprehensive investigation of human society, behavior, relationships, and social structures through systematic research and analysis. Encompasses psychology, sociology, anthropology, economics, political science, linguistics, education, demography, communications, and social research methodologies. Examines human cognition, social interactions, cultural phenomena, economic systems, political institutions, language and communication, educational processes, population dynamics, and the complex social, cultural, economic, and political forces shaping human societies, communities, and civilizations throughout history and across the contemporary world.
Fundamental study of the non-living natural world, matter, energy, and physical phenomena governing the universe. Encompasses physics, chemistry, earth sciences, atmospheric sciences, oceanography, materials science, and the investigation of physical laws, chemical reactions, geological processes, climate systems, and planetary dynamics. Explores everything from subatomic particles and quantum mechanics to planetary systems and cosmic phenomena, including energy transformations, molecular interactions, elemental properties, weather patterns, tectonic activity, and the fundamental forces and principles underlying the physical nature of reality.
Practical application of scientific knowledge and engineering principles to solve real-world problems and develop innovative technologies. Encompasses all engineering disciplines, technology development, computer science, artificial intelligence, environmental sciences, agriculture, materials applications, energy systems, and industrial innovation. Bridges theoretical research with tangible solutions for infrastructure, manufacturing, computing, communications, transportation, construction, sustainable development, and emerging technologies that advance human capabilities, improve quality of life, and address societal challenges through scientific innovation and technological progress.
Study of the practice, culture, infrastructure, and social dimensions of science itself. Addresses how science is conducted, organized, communicated, and integrated into society. Encompasses research funding mechanisms, scientific publishing systems, peer review processes, academic ethics, science policy, research institutions, scientific collaboration networks, science education, career development, research programs, scientific methods, science communication, and the sociology of scientific discovery. Examines the human, institutional, and cultural aspects of scientific enterprise, knowledge production, and the translation of research into societal benefit.
Comprehensive study of the universe beyond Earth, encompassing celestial objects, cosmic phenomena, and space exploration. Includes astronomy, astrophysics, planetary science, cosmology, space physics, astrobiology, and space technology. Investigates stars, galaxies, planets, moons, asteroids, comets, black holes, nebulae, exoplanets, dark matter, dark energy, cosmic microwave background, stellar evolution, planetary formation, space weather, solar system dynamics, the search for extraterrestrial life, and humanity's efforts to explore, understand, and unlock the mysteries of the cosmos through observation, theory, and space missions.
Comprehensive examination of tools, techniques, methodologies, and approaches used across scientific disciplines to conduct research, collect data, and analyze results. Encompasses experimental procedures, analytical methods, measurement techniques, instrumentation, imaging technologies, spectroscopic methods, laboratory protocols, observational studies, statistical analysis, computational methods, data visualization, quality control, and methodological innovations. Addresses the practical techniques and theoretical frameworks enabling scientists to investigate phenomena, test hypotheses, gather evidence, ensure reproducibility, and generate reliable knowledge through systematic, rigorous investigation across all areas of scientific inquiry.
Study of abstract structures, patterns, quantities, relationships, and logical reasoning through pure and applied mathematical disciplines. Encompasses algebra, calculus, geometry, topology, number theory, analysis, discrete mathematics, mathematical logic, set theory, probability, statistics, and computational mathematics. Investigates mathematical structures, theorems, proofs, algorithms, functions, equations, and the rigorous logical frameworks underlying quantitative reasoning. Provides the foundational language and tools for all scientific fields, enabling precise description of natural phenomena, modeling of complex systems, and the development of technologies across physics, engineering, computer science, economics, and all quantitative sciences.
A new study from the Universities of Bath and Waterloo finds that people are more emotionally affected by anticipating negative future outcomes than positive ones, shaping economic behaviour. Individuals with stronger negative anticipatory emotions are more likely to avoid risk and less willing to wait for delayed outcomes.
A partnership between University of Copenhagen and Danish Technical University aims to improve Europe's resilience and competitiveness by boosting innovation. The initiative seeks to develop the innovation ecosystem, drive urban development, and attract talent, companies, and investors.
Researchers found a predictive relationship between cross-border deal activity and future economic growth, with high outflows predicting domestic weakness and inflows predicting stronger conditions. The study analyzed nearly 25 years of data on cross-border deals involving over 40 countries.
Financial settlements from opioid epidemic lawsuits are being redirected to fund potentially lifesaving interventions. These efforts aim to curb overdose deaths and improve public health outcomes.
A study conducted at the University of Oulu found that senior corporate executives are more likely to commit financial crimes if their parents have previously been charged and convicted. The researchers analyzed nearly 76,000 CEOs and board members and found a strong association between parental convictions and executive misconduct.
Keck Medicine of USC names Christian Pass as its new chief financial officer, bringing extensive leadership and finance expertise to the role. As CFO, Pass will oversee strategic financial planning and collaborations across the health system.
Research highlights the importance of owner individual resilience and entrepreneurial orientation in driving organisational resilience in small independent retailers. The study reveals that these factors enhance innovation and business performance, leading to improved adaptability and responsiveness to market changes.
The study found that behavioral health care accounted for $41.8 billion of overall health spending in 2022, with families paying an average of $2.9 billion out-of-pocket. The costs have grown more than twice as fast as other types of medical care, with telehealth visits increasing by 99% per year.
The study reveals clear regional differences in what drives carbon price volatility, with energy prices and industrial structures playing key roles. The proposed GM-AL model outperforms benchmark models and provides a scalable framework for other countries to establish or enhance their own ETS mechanisms.
A study by University of California - Merced sociologist Daisy Verduzco Reyes found that Latinx college graduates experience improved emotional well-being after the COVID-19 pandemic student loan repayment pause, with 37 participants carrying over $26,000 in debt.
A new study by Davide Sandretto finds that greener cryptocurrencies, such as those using Proof-of-Stake protocols, respond more steadily to market movements. This reduces volatility and is a win-win for the environment and investors, who face fewer risks from energy price shocks.
A new study by the University of Florida finds that most US home buyers are overpaying mortgage fees, with average costs ranging from 1-3% of the loan. Shopping around can help consumers save an average of $32 in fees and more than $1,000 in interest per loan.
The report identifies areas necessary for longer lives, including competency in health, financial literacy, and social factors. It also calls for updating the US healthcare system to meet the needs of an aging population, including specialized training in geriatrics.
Top firms paradoxically fire good workers to maintain reputation and boost profits. Workers accept lower pay temporarily to signal elite status, while those who stay earn higher fees directly from clients. The firm's strategic underpayment of better workers increases profits by creating a stable equilibrium.
A new study reveals that many 401(k) plans include mutual funds with higher fees and lower performance due to revenue-sharing deals with plan administrators. Employees may unknowingly invest in these funds, leading to lost returns over time.
A recent study by Waseda University researchers reveals that the Bank of Japan's large-scale ETF purchases have a significant impact on both the equity market and securities lending market, making short selling easier. This suggests that the stock market functions efficiently to some extent, mitigating distortions in stock prices.
A new study found that financial advisors' childhood environment significantly predicts their core code of ethics, influencing their professional behavior. The research suggests that cultural norms from their hometown play a significant role in shaping their ethical foundations. This finding highlights the importance of considering the...
Expert research reveals hundreds of thousands of unknowing banking customers could be incorrectly labelled with fraud markers, causing significant stress and hardship. The book highlights the devastating toll of ordinary people being wrongly linked to fraud, often due to third-party errors or fake businesses.
A new study from the University of Vaasa shows that traditional risk models often underestimate extreme events in financial markets. Power-law models offer a more accurate lens to understand financial markets' risk dynamics, revealing sharp rises and crashes are common across equities, commodities, FX markets, and cryptocurrencies.
A new study published in Open Psychology suggests that experiencing higher levels of gratitude can lead to lower financial stress. The research, led by Dr. Rona Hart, explored the complex relationships between psychological and socioeconomic factors in forming individuals' financial behaviors and well-being.
A new study by Cornell researchers found that VC interest in Black-founded startups peaked after BLM protests, but funding was short-lived. Black-owned startups raised only about a third as much funding as similar non-Black owned startups, even when comparing similar businesses in the same industry, year and state.
A cohort study found that hospitals with poor financial health were less likely to provide essential perinatal services. This disparity was more pronounced in Southern and rural regions.
The São Paulo School of Advanced Science in Systems Change and Sustainability brings together leading academics to discuss cutting-edge knowledge on sustainable transformation. Applications will be selected based on résumé, academic transcript, letters of recommendation, and proposal submission.
A Dartmouth study reveals distinct patterns associated with offshore secrecy, tied to home country governance. Elites from authoritarian countries use a 'confetti strategy,' while those from transparent democracies employ 'concealment' and 'hybrid' strategies to hide assets.
A new study reveals how political conditions in ultra-wealthy elites' home countries influence their offshore finance strategies. Elites from countries with high corruption and unfair law application used blacklisted financial centers, while those from risk of government confiscation employed identity-concealing strategies.
A recent study by Politecnico di Milano found that UK investors cut back on European investments after Brexit, while EU investors waited for clarity before increasing their investments. This suggests that Brexit raised uncertainty in the market for financing innovative entrepreneurship.
A study from the University of Bath found a clear gap between expected and actual retirement behavior among younger workers. Those without active workplace pensions or outright home ownership are more responsive to State Pension age reform and adjust their expected retirement age upwards.
A recent study suggests that stressful life events can impact brain health differently depending on gender and educational level. The death of a partner was associated with changes in biomarkers related to Alzheimer's disease, while unemployment and economic losses were linked to structural differences in the brain.
A new study by Ramesh Rao and colleagues found that subjective financial knowledge (SFK) has a significant impact on retirement readiness. People with higher levels of SFK are more likely to feel confident about their retirement savings.
Researchers found that firms set overly optimistic goals for the next period after missing their target, and surprisingly, this tactic often pays off. However, large institutional shareholders and female directors can restrain such behavior by demanding accountability and compliance with rules.
A study by the University of Texas at Austin reveals that car dealers provide implicit subsidies to subprime borrowers. The dealers incur a loss of an average of $301 when arranging loans for these buyers.
The study examines how ESG lending and technology investment impact BRICS banking performance, offering timely guidance for banks and policymakers. It analyzes the effects of high-ESG firms and borrowers' technology-related capital expenditures on return on risk-weighted assets and non-performing loans.
A new study uses multilayer network analysis to investigate the interconnectedness between financial sectors and new energy companies in China. The research provides a more granular understanding of systemic risk propagation between critical sectors, offering insights into monitoring financial stability during green transformation.
A study of nearly 600 US companies over 17 years found that firms in states with stakeholder-focused laws are better at avoiding environmental issues. CFOs' personalities, especially if they're overconfident, can lead to risky decisions harming both the environment and the company.
Researchers found that individuals with regular savings habits and on-time credit card payments had better mental health. The study also showed that even small amounts of saving can lead to positive outcomes.
Research by the American Psychological Association found that high levels of income inequality weaken support for higher minimum wages, as people infer that the rich should earn more than the poor. The study suggests that emphasizing the potential benefits of lower inequality could be a more effective approach to raising minimum wages.
The study found no overall convergence among OECD countries, but identified convergence clubs for each factor. Technological progress significantly improves per capita income and energy diversification, while financial development has a bi-directional relationship with energy diversification.
A study by University of California - San Diego reveals that exposure to reports of Congressional stock trades significantly reduces Americans' trust in Congress and their willingness to comply with the law. Researchers found that knowledge of politician stock trading alone can undermine legitimacy, regardless of profit involvement.
A study analyzed per capita municipal expenditures and their correlation with population changes in small and medium-sized cities in Japan. The results revealed that prioritizing child welfare expenditures is a key strategy to sustain populations, while city planning expenditures on street maintenance and construction were also effective.
A new study from the University of Surrey reveals that deregulated banks have led to a significant shift in corporate earnings management strategies, with companies opting for riskier real earnings management (REM) over accrual-based earnings management (AEM). This shift poses long-term risks to sustainability and innovation.
A new study by Ohio State University researchers found that households with both term and permanent life insurance policies were most likely to be financially prepared in case of an income earner's death. The study suggests having both types of insurance may be a strong option for many consumers, as most do not have enough coverage.
The conference aims to promote research broadly related to global financial risk management. It will feature an AI and Climate Risk Forum at MIT, as well as a submission platform for scholars to share their work.
A new study from the University of Georgia found that millennials have lower levels of financial well-being and knowledge, while boomers have the highest. Financial skills and behavior also tend to improve with age. Insights from this study could help develop programs to improve financial well-being across generations.
A survey study found that most resident physicians are either in a union or support unionization due to pay and financial security concerns. The study suggests that future research should investigate other factors and the effectiveness of unionization in achieving its goals.
Researchers found that banks referred for violations are significantly more likely to engage in risk-heavy strategies and speculative lending. Stronger boards with larger and more independent membership can dampen the negative impact of misconduct.
The study identifies two chains of influence - company-centric and owner-centric - highlighting varying power dynamics between asset owners and companies worldwide. By understanding these differences, asset owners can foster stronger ESG shareholder interaction with local companies across different global contexts.
A new study from Murdoch University found that companies adopting Integrated Reporting and Combined Assurance practices can significantly improve their stock market performance. Key findings include the importance of non-financial information, the detection and reduction of earnings management, and the enhancement of report credibility.
A new book by Komla Dzigbede explores the ability of local governments to learn, adapt, and innovate in the face of major crises. The book analyzes disaster preparedness, response, and economic development post-disaster, offering practical lessons for local leaders.
Olivier Blanchard, Jordi Galí and Michael Woodford received the BBVA Frontiers of Knowledge Award for establishing rigorous foundations for business cycle fluctuations analysis. Their New Keynesian paradigm integrates monopolistic competition and nominal rigidities into dynamic general equilibrium models with rational expectations.
A recent study by the University of Georgia found that financial stress can contribute to burnout and reduce job satisfaction. The researchers surveyed over 200 employees and discovered that current worries about money management increased levels of burnout, while expected future financial security improved views on one's job.
Charles Martinez, assistant professor at the University of Tennessee Institute of Agriculture, has received the SAEA Emerging Scholar Award for his distinguished research and outreach work. He is recognized for his contributions to farm and financial management, experimental economics, and livestock market economics.
A groundbreaking study by University of Missouri researchers shows that embedded counseling services in veterinary programs lead to significant reductions in psychological distress among veterinary trainees. The study also highlights the critical role of mental health support in high-stress professional education, with implications for...
The event will address questions on artificial intelligence's power to reshape finance, including personalized banking and risk assessment. Top fintech experts from the Federal Reserve Bank of Dallas and Coinbase Institute will participate in a panel discussion.
A recent study by Kaunas University of Technology highlights the importance of dynamic capabilities in advancing green transition. Financial and technological expertise combined with adaptability to regulations and consumer demands are crucial for companies to adopt circularity principles.
Jeremy Forsberg, UTA's Associate Research VP, has been named chair of the Costing and Financial Compliance committee within COGR. He will work with top research institutions and federal agencies to address regulatory burden on researchers.
A new study by Binghamton University explores how media companies publishing similar content in different news outlets can impact financial markets. Researchers found that business news outlets owned by the same holding company tend to produce more similar stories, reducing unique information and potentially affecting investor efficiency.
Research published in PLOS ONE found that older adults in the U.K. are more likely to be repeatedly victimized by cybercrime, resulting in significant financial loss. This demographic is particularly vulnerable due to factors such as health conditions and social isolation.
Research reveals that long COVID affects not only job status but also overall well-being, leading to financial instability, emotional distress, and feelings of loss of identity. Patients report struggling to cope with lingering symptoms and facing skepticism from healthcare providers.
A new study sheds light on how age-related changes affect financial skills, finding that verbal representations and language processing play a crucial role. Individuals with better language skills and higher household income are more likely to excel in financial tasks.
CEOs innovate based on stock recommendations and analyst feedback, which can foster explorative activities like R&D. However, many sacrifice long-term sustainability for immediate returns, incentivized by their compensation packages.