Articles tagged with Financial Management
Researchers at West Virginia University are studying loss-chasing behavior in West Virginia to identify trends and triggers that cause gamblers to place risky bets. The goal is to promote responsible gaming and consumer protection in gaming markets.
New research finds that investment opportunities, financial constraints, and operating profiles are key drivers of company tax rates. Factors such as CEO management styles also play a significant role in determining effective tax rates.
Researchers developed a novel AI framework that optimizes investment decisions directly while accounting for risk. The study found that conventional forecasting-based approaches were outperformed by the decision-focused model in terms of risk-adjusted performance and wealth accumulation.
The University of Chicago Data Science Institute and Financial Mathematics Program launch a new industry-aligned certificate in quantitative development, combining training in advanced software engineering with financial expertise. Students will gain experience building real-world systems and preparing them to succeed in leading firms.
A new UGA study found that AI chatbots often provide recommendations that are inconsistent across generative AI platforms and may vary by sociodemographic groups. The researchers created three hypothetical scenarios of people who needed advice on emergency funds, investment portfolios, and retirement savings, which were entered into se...
A cross-sectional study found significant increases in glucagon-like peptide-1 (GLP-1) per-patient days supplied in employer plans from 2021 to 2024, driven by higher growth in weight loss coverage. This could signal a growing financial burden on patients and payers as drug costs increase over time.
Research found that companies with more independent board members adjust CEO compensation more quickly towards optimal levels. Boards make calculated trade-offs and consider costs and benefits before changing pay structures.
Researchers found that analysts from countries with a strong emphasis on long-term planning are better at predicting long-term earnings and making more profitable stock picks. These analysts also prompted managers to disclose more long-term information during earnings calls, providing a valuable perspective for investors.
A study of Rwandan young adults reveals modest strengths in some areas of digital financial literacy but significant gaps, particularly in cybersecurity practices and use of financial products. Disparities were found by gender and education level, with men and higher-educated individuals showing more knowledge and skills.
New research from the University of Surrey found that Brexit-related events significantly increased volatility spillovers between European markets. The analysis shows that large financial markets tend to transmit volatility to smaller ones, with France emerging as the most persistent transmitter of volatility across the EU.
Research shows that diverse boards with members from various backgrounds bring new perspectives, strengthen oversight, and reduce aggressive tax avoidance. This leads to more questioning, debate, and closer scrutiny of management decisions, ultimately resulting in more responsible tax behavior.
A new study found that Michigan Medicaid expansion helped enrollees significantly reduce their medical debt in collections by up to 75% within seven years of enrollment. Additionally, the study shows substantial drops in sub-prime credit scores, improving financial stability and long-term health outcomes.
A new AI model helps measure business complexity by breaking it down into 29 categories, including debt, equity, and financial structures. The tool can identify areas of complexity that require closer analysis for investors and provide insights for standard setters and regulators to simplify reporting standards.
A new study reveals that option trading fees are substantially higher than stock trades, creating a conflict of interest for brokers. The complex options market also features structural advantages for dominant firms, leading to higher costs for individual investors.
A new study analyzing 519 patients with cancer reveals that financial toxicity significantly impacts not only finances but also psychological resources like hope and social support. As these resources weaken, overall life satisfaction declines.
Researchers found that less transparency in bond markets can lead to better economic outcomes, as it imposes discipline on players and makes institutions more selective about bonds they buy. This is in contrast to the 2008 global financial crisis, which was triggered by too much public information and looser credit.
A new report by the Intergovernmental Platform on Biodiversity and Ecosystem Services (IPBES) emphasizes the critical role of businesses in halting and reversing biodiversity loss. Businesses can either drive transformative change or risk extinction, as they rely on and impact nature. The report provides methods and 100+ actions for bu...
A new study from the Universities of Bath and Waterloo finds that people are more emotionally affected by anticipating negative future outcomes than positive ones, shaping economic behaviour. Individuals with stronger negative anticipatory emotions are more likely to avoid risk and less willing to wait for delayed outcomes.
A partnership between University of Copenhagen and Danish Technical University aims to improve Europe's resilience and competitiveness by boosting innovation. The initiative seeks to develop the innovation ecosystem, drive urban development, and attract talent, companies, and investors.
Researchers found a predictive relationship between cross-border deal activity and future economic growth, with high outflows predicting domestic weakness and inflows predicting stronger conditions. The study analyzed nearly 25 years of data on cross-border deals involving over 40 countries.
Financial settlements from opioid epidemic lawsuits are being redirected to fund potentially lifesaving interventions. These efforts aim to curb overdose deaths and improve public health outcomes.
A study conducted at the University of Oulu found that senior corporate executives are more likely to commit financial crimes if their parents have previously been charged and convicted. The researchers analyzed nearly 76,000 CEOs and board members and found a strong association between parental convictions and executive misconduct.
Keck Medicine of USC names Christian Pass as its new chief financial officer, bringing extensive leadership and finance expertise to the role. As CFO, Pass will oversee strategic financial planning and collaborations across the health system.
Research highlights the importance of owner individual resilience and entrepreneurial orientation in driving organisational resilience in small independent retailers. The study reveals that these factors enhance innovation and business performance, leading to improved adaptability and responsiveness to market changes.
The study found that behavioral health care accounted for $41.8 billion of overall health spending in 2022, with families paying an average of $2.9 billion out-of-pocket. The costs have grown more than twice as fast as other types of medical care, with telehealth visits increasing by 99% per year.
The study reveals clear regional differences in what drives carbon price volatility, with energy prices and industrial structures playing key roles. The proposed GM-AL model outperforms benchmark models and provides a scalable framework for other countries to establish or enhance their own ETS mechanisms.
A study by University of California - Merced sociologist Daisy Verduzco Reyes found that Latinx college graduates experience improved emotional well-being after the COVID-19 pandemic student loan repayment pause, with 37 participants carrying over $26,000 in debt.
A new study by Davide Sandretto finds that greener cryptocurrencies, such as those using Proof-of-Stake protocols, respond more steadily to market movements. This reduces volatility and is a win-win for the environment and investors, who face fewer risks from energy price shocks.
A new study by the University of Florida finds that most US home buyers are overpaying mortgage fees, with average costs ranging from 1-3% of the loan. Shopping around can help consumers save an average of $32 in fees and more than $1,000 in interest per loan.
The report identifies areas necessary for longer lives, including competency in health, financial literacy, and social factors. It also calls for updating the US healthcare system to meet the needs of an aging population, including specialized training in geriatrics.
Top firms paradoxically fire good workers to maintain reputation and boost profits. Workers accept lower pay temporarily to signal elite status, while those who stay earn higher fees directly from clients. The firm's strategic underpayment of better workers increases profits by creating a stable equilibrium.
A new study reveals that many 401(k) plans include mutual funds with higher fees and lower performance due to revenue-sharing deals with plan administrators. Employees may unknowingly invest in these funds, leading to lost returns over time.
A recent study by Waseda University researchers reveals that the Bank of Japan's large-scale ETF purchases have a significant impact on both the equity market and securities lending market, making short selling easier. This suggests that the stock market functions efficiently to some extent, mitigating distortions in stock prices.
A new study found that financial advisors' childhood environment significantly predicts their core code of ethics, influencing their professional behavior. The research suggests that cultural norms from their hometown play a significant role in shaping their ethical foundations. This finding highlights the importance of considering the...
Expert research reveals hundreds of thousands of unknowing banking customers could be incorrectly labelled with fraud markers, causing significant stress and hardship. The book highlights the devastating toll of ordinary people being wrongly linked to fraud, often due to third-party errors or fake businesses.
A new study from the University of Vaasa shows that traditional risk models often underestimate extreme events in financial markets. Power-law models offer a more accurate lens to understand financial markets' risk dynamics, revealing sharp rises and crashes are common across equities, commodities, FX markets, and cryptocurrencies.
A new study published in Open Psychology suggests that experiencing higher levels of gratitude can lead to lower financial stress. The research, led by Dr. Rona Hart, explored the complex relationships between psychological and socioeconomic factors in forming individuals' financial behaviors and well-being.
A new study by Cornell researchers found that VC interest in Black-founded startups peaked after BLM protests, but funding was short-lived. Black-owned startups raised only about a third as much funding as similar non-Black owned startups, even when comparing similar businesses in the same industry, year and state.
A cohort study found that hospitals with poor financial health were less likely to provide essential perinatal services. This disparity was more pronounced in Southern and rural regions.
The São Paulo School of Advanced Science in Systems Change and Sustainability brings together leading academics to discuss cutting-edge knowledge on sustainable transformation. Applications will be selected based on résumé, academic transcript, letters of recommendation, and proposal submission.
A Dartmouth study reveals distinct patterns associated with offshore secrecy, tied to home country governance. Elites from authoritarian countries use a 'confetti strategy,' while those from transparent democracies employ 'concealment' and 'hybrid' strategies to hide assets.
A new study reveals how political conditions in ultra-wealthy elites' home countries influence their offshore finance strategies. Elites from countries with high corruption and unfair law application used blacklisted financial centers, while those from risk of government confiscation employed identity-concealing strategies.
A recent study by Politecnico di Milano found that UK investors cut back on European investments after Brexit, while EU investors waited for clarity before increasing their investments. This suggests that Brexit raised uncertainty in the market for financing innovative entrepreneurship.
A study from the University of Bath found a clear gap between expected and actual retirement behavior among younger workers. Those without active workplace pensions or outright home ownership are more responsive to State Pension age reform and adjust their expected retirement age upwards.
A recent study suggests that stressful life events can impact brain health differently depending on gender and educational level. The death of a partner was associated with changes in biomarkers related to Alzheimer's disease, while unemployment and economic losses were linked to structural differences in the brain.
A new study by Ramesh Rao and colleagues found that subjective financial knowledge (SFK) has a significant impact on retirement readiness. People with higher levels of SFK are more likely to feel confident about their retirement savings.
Researchers found that firms set overly optimistic goals for the next period after missing their target, and surprisingly, this tactic often pays off. However, large institutional shareholders and female directors can restrain such behavior by demanding accountability and compliance with rules.
A study by the University of Texas at Austin reveals that car dealers provide implicit subsidies to subprime borrowers. The dealers incur a loss of an average of $301 when arranging loans for these buyers.
The study examines how ESG lending and technology investment impact BRICS banking performance, offering timely guidance for banks and policymakers. It analyzes the effects of high-ESG firms and borrowers' technology-related capital expenditures on return on risk-weighted assets and non-performing loans.
A new study uses multilayer network analysis to investigate the interconnectedness between financial sectors and new energy companies in China. The research provides a more granular understanding of systemic risk propagation between critical sectors, offering insights into monitoring financial stability during green transformation.
A study of nearly 600 US companies over 17 years found that firms in states with stakeholder-focused laws are better at avoiding environmental issues. CFOs' personalities, especially if they're overconfident, can lead to risky decisions harming both the environment and the company.
Researchers found that individuals with regular savings habits and on-time credit card payments had better mental health. The study also showed that even small amounts of saving can lead to positive outcomes.
Research by the American Psychological Association found that high levels of income inequality weaken support for higher minimum wages, as people infer that the rich should earn more than the poor. The study suggests that emphasizing the potential benefits of lower inequality could be a more effective approach to raising minimum wages.
The study found no overall convergence among OECD countries, but identified convergence clubs for each factor. Technological progress significantly improves per capita income and energy diversification, while financial development has a bi-directional relationship with energy diversification.
A study by University of California - San Diego reveals that exposure to reports of Congressional stock trades significantly reduces Americans' trust in Congress and their willingness to comply with the law. Researchers found that knowledge of politician stock trading alone can undermine legitimacy, regardless of profit involvement.
A study analyzed per capita municipal expenditures and their correlation with population changes in small and medium-sized cities in Japan. The results revealed that prioritizing child welfare expenditures is a key strategy to sustain populations, while city planning expenditures on street maintenance and construction were also effective.
A new study from the University of Surrey reveals that deregulated banks have led to a significant shift in corporate earnings management strategies, with companies opting for riskier real earnings management (REM) over accrual-based earnings management (AEM). This shift poses long-term risks to sustainability and innovation.
A new study by Ohio State University researchers found that households with both term and permanent life insurance policies were most likely to be financially prepared in case of an income earner's death. The study suggests having both types of insurance may be a strong option for many consumers, as most do not have enough coverage.
The conference aims to promote research broadly related to global financial risk management. It will feature an AI and Climate Risk Forum at MIT, as well as a submission platform for scholars to share their work.
A new study from the University of Georgia found that millennials have lower levels of financial well-being and knowledge, while boomers have the highest. Financial skills and behavior also tend to improve with age. Insights from this study could help develop programs to improve financial well-being across generations.